Zindikirani kuti maudindo awa ndi ofanana omwe angapezekanso mu makampani ena a zachuma omwe sali kunja kwa inshuwalansi, monga kugwirizanitsa ndalama ndi kubwezeretsanso ndalama zogulitsa katundu wa Fidelity Investments, kutchula chitsanzo chimodzi chokha.
Pezani Ntchito Yotsegula
Gwiritsani ntchito chida ichi kuti mupeze maofesi omwe alipo panopa.
Malamulo ndi Zovomerezeka
Mitundu ya zinsinsi ndi katundu wogulitsa zomwe woimira ndalama amaloledwa kugulitsa zimadalira ma licensera FINRA omwe ali nawo. Zowonjezereka ndizozovomerezeka za FINRA Series 6 ndi Series 7 General Security Authority. Kuphatikiza pa ndondomeko za inshuwalansi, munthu amene ali ndi layisensi ya Series 6 akhoza kugulitsa zinthu zina zomwe zimagulitsa ndalama monga ndalama zowonjezera komanso ndalama zothandizira. Kugulitsa zinthu zambiri zamalonda, kuphatikizapo malonda ndi malonda, amafunsira chilolezo cha Series 7, chiyeneretso chomwecho chofunikira kwa wothandizira zachuma mu kampani yogulitsa ngongole.
Mu khama lopatsidwa, ndondomeko yomwe oimira ndalama angakhale nawo olemba Mutu 6 pamene ena ali oyenerera Series 7. Choncho, ngakhale kuti ali ndi udindo womwewo, pakati pa ojambulawo pangakhale kusiyana kwakukulu mndandanda wazinthu zachuma ndi mautumiki omwe angapereke kwa makasitomala awo, komanso m'magulu awo a chidziwitso ndi luso.
Pakalipano, omwe amapereka ndalama zothandizira ndalama ayenera kukhala ndi dzina lovomerezeka la Financial Planner (CFP), koma omwe angakhale kasitomala sayenera kuganiza kuti izi ndi zoona.
Kukula kwa mutu
Ena mwa makampani oyendetsera omwe amagwiritsa ntchito udindo wawo wa zachuma pakati pa malonda awo ndi Northwestern Mutual, John Hancock, Allstate, ndi Guardian Life.
Malipiro
Mapulani a malipiro amasiyana molimba ndipo angakhale ophatikizapo malipiro, malipiro othandizira (bonasi) ndi / kapena makomiti . Kuwonetsa zochitika zomwe zikukula m'makampani ogulitsa ndalama, oimira ndalama angakhale ndi ndalama zambiri, monga malo, ofesi, malonda ndi malonda. Chikhalidwe choterechi chakhazikitsidwa pokhudzana ndi malipiro othandizira zachuma. Komabe, makampani angagwiritse ntchito ndalamazo komanso / kapena amalonjeza ndalama zochepa zothandizira maola atsopano m'zaka zawo zoyambirira za ntchito, kuti awathandize kukhazikitsa.
Kupeza malipiro odalirika owerengera ndalama ndi zovuta ndi zolemba. Chofunika kwambiri, Federal Bureau of Labor Statistics sichimalemba deta pa oimira ndalama. Makhalidwe awo ogwirizana kwambiri ndi ofufuza zachuma ndi inshuwalansi ogulitsira malonda (kutsatira zogwirizana ndi zonsezi pamwambapa), komanso "Zobisika, Zamalonda, ndi Financial Services Sales Agents." Kwachiwiri, malipiro apakati pa May 2014 anali $ 72,070 ndipo 90% adalandira pakati pa $ 32,170 ndi $ 187,200. Chiwerengerochi chinali cha $ 166,400 mu 2010.
Malingana ndi Websites Really.com ndi Glassdoor.com, malipiro ambiri a "Financial Services Representative" ali pafupi $ 50,000.
Zizindikiro za Glassdoor zimachokera kuzinthu zochepa zokhazokha zomwe zimagwiritsidwa ntchito kuchokera kwa ogwiritsira ntchito webusaitiyi, ndipo motero, sizingatengedwe ngati zowonjezera kapena zovomerezeka.
Momwemonso, Zolembadi zenizeni zimachokera pa ntchito zomwe zikugwira ntchito m'dongosolo lake, moteronso zimakhala zosawerengeka. Mavoti ambiri a malipiro m'madera onsewa akhoza kukhala osasinthasintha, okhala ndi zochepa ndi zochepa malinga ndi mndandanda wamakono komanso malipoti.
N'zosadabwitsa kuti pazigawozikulu za mawebusaiti awo, makampani oyendetsa inshuwalansi amapereka malipiro awo omwe amawakonda kwambiri (monga 10, 10%, kapena 100 apamwamba) pokhala chete pafupipafupi, omwe ali m'zaka zawo zoyambirira za utumiki.
Zowonjezera Zina: Wonimilira Wodziimira Payekha (zosiyana zomwe amagwiritsa ntchito Allstate, mwachitsanzo)