Wolemba zachuma

Wolemba zachuma akulangiza anthu kuti aziyang'anira ndalama zawo, kuthana ndi nkhani monga:

Ambiri akukonzekera amagwira ntchito payekha kapena m'maofesi ang'onoang'ono, ngakhale makampani akuluakulu azachuma akuwonjezera ndalama zawo kwa ogwira ntchito kapena akukakamiza kuti aphungu awo a zachuma (kapena a zachuma ) adziwonetseratu kuti akukonza ndalama.

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Pezani Maofesi Opatsa Ntchito : Gwiritsani ntchito chida ichi kuti mupeze maofesi omwe alipo panopa.

Maphunziro

Dipatimenti ya bachelor ndiyo maphunziro osachepera omwe amayembekezera kuti apange ndalama. Ntchito yodalirika, zachuma ndi / kapena zachuma zimathandiza, ngakhale sizikufunika. Maluso okhwima okhutira ndi kuthetsa mavuto ndi ofunikira, komabe ndi maluso a mauthenga ndi malonda. MBA ikhoza kukupangitsani ntchito yodalirika kwambiri, malinga ndi olimba.

Chizindikiritso

Zolinga zamakhalidwe kuti zigwire ntchito monga ndondomeko yachuma zimasiyana ndi boma. Ngakhale m'zigawo zomwe sizolangizidwa ndi lamulo, kupititsa kafukufuku kukhala Wotsimikiziridwa ndi Financial Planner (CFP) kumalangizidwa kwambiri. Dongosolo la CFP limapangitsa kukhulupilika kwanu ndi kugulitsa, kwa omwe angakhale olemba ntchito ndi makasitomala ofanana.

Ntchito ndi Udindo

Ndondomeko ya zachuma imathandiza makasitomala kupanga malingaliro awo, kuyendetsa ndalama, kuika zolinga zopulumutsira ndikugwiritsa ntchito njira zowonjezera chuma.

Angakhale ndi maubwenzi ogwirizana ndi aphungu a zachuma , makampani oyendetsa ndalama komanso / kapena makampani ogulitsa ndalama, pogwiritsa ntchito akatswiriwa kuti azigulitsa ndalama zawo. Ntchitoyo imafuna kusunga zamakono zokhudzana ndi chitukuko cha ndalama , malamulo a msonkho komanso njira zogwirira ntchito zachuma, makamaka pazinthu zapuma pantchito.

Kupambana kumafunikanso kugulitsa malonda, potsata malonda atsopano komanso popanga malingaliro atsopano kuti apititse patsogolo ndalama za makasitomala omwe alipo.

Ndondomeko Yoyenera

Kudzipereka kwa nthawi kumakhala kosiyana kwambiri, kudalira mtundu umene mumakhala nawo, zomwe mumakonda kuchita, komanso khama lomwe mukuchita kuti mupeze makasitomala atsopano. Choncho, zimatha kuchoka pa nthawi yodzipereka kwa maola oposa makumi asanu ndi awiri pa sabata kupita kwa maola oposa 40. Kuti akwaniritse ndondomeko ya makasitomala awo, kukonzekera ndalama nthawi zambiri kumafunika kupezeka pamisonkhano ndi kulankhulana kwa foni madzulo ndi Lamlungu.

Chofunika Kuchita

Malingana ndi olimbitsa thupi, ndondomeko ya zachuma ikhoza kukhala ndi utsogoleri wapamwamba kwambiri. Ntchitoyo iyenera kuyitanitsa anthu omwe amasangalala kuphunzitsa, popeza kuti ambiri mwa makasitomala anu sangakhale osadziwika bwino pankhani za zachuma ndipo amafuna maphunziro ku zikhazikitso za ndalama zaumwini. Ntchitoyi imaperekanso mwayi wokonzanso miyoyo ya makasitomala anu mwachidwi.

Chimene Sichiyenera Kuzikonda

Amakono osagwiritsa ntchito ndalama nthawi zambiri amafunikira zambiri kuti azigwiritsira ntchito ndondomeko zachuma, akhoza kukhala ndi zoyembekeza zosayembekezereka, ndipo amatha kuwongolera ndondomeko zawo kuti alephere kutsata ndondomeko.

Okonzekera angakumane ndi mikangano yosangalatsa. Mwachitsanzo, ndondomeko ya zachuma pogwiritsa ntchito makampani ogulitsa ngongole angagwiritsidwe ntchito molimbikitsana kuti ayambe kugulitsa zinthu zina zomwe zingakhale zosayenera kwa makasitomala awo. Mofananamo, okonza mapepala ogwira ntchito ku makampani ang'onoang'ono omwe ali ndi mgwirizano wotsogolera bizinesi kwa alangizi ena a zachuma, mameneja a ndalama kapena ndalama zogwirizana zimayang'anizana ndi makani ofanana.

Misonkho ya Malipiro

Malinga ndi deta yomwe inakonzedwanso ndi Princeton Review, malipiro owerengeka owonetsera ndalama angathe kupitirira $ 100,000 kwa omwe ali ndi zaka 10-15. Komabe, kuyambira kulipira kungakhale kotsika kwambiri ngati $ 20,000. Monga tanenera pamwambapa, ambiri omwe akukonzekera zachuma ali odzigwira okha kapena amagwiritsidwa ntchito m'magulu ang'onoang'ono, odziimira okhaokha. Okonzekera muzochitikazi akhoza kukhala ndi malipiro osiyana kusiyana ndi omwe akugwira ntchito makampani akuluakulu, malingana ndi kusintha kwa bizinesi.