Chitsanzo Chofufuzira: Anthu osankhidwa mwachisawawa adachokera ku deta ya QM, malinga ndi njira zowonetsera.
Anthuwa anaitanidwa ndi makalata kuti amalize kufufuza pa intaneti pakati pa May 23 ndi June 19, 2008. Kafufuzidwe ndi mayankho a mafunso osachepera makumi asanu ndi awiri (50%) omwe amagwiritsidwa ntchito powerengera chisangalalo anali ovomerezeka, ndipo anasonkhanitsidwa kuchokera kwa alangizi a zachuma 3,124. JD Power anatulutsa zotsatira zake pa September 30, 2008. Otsutsawo anagawa magawo awiri:
- Antchito a wogulitsa broker
- Aphungu a zachuma odziimira okha omwe amayendetsa malonda kudzera mwa wogulitsa malonda
Madalaivala a Wothandizira Zachuma Chikhutiro: Kufufuza kwa JD Power kumapereka mafunso ake osiyanasiyana muzinthu zisanu ndi zitatu zomwe zimayendetsera kukwanilitsa zachuma. Aphungu a zachuma adafunsidwa kuti agwirizane ndi kulemera kwake kwa gawo lirilonse kuti liwonetse kufunikira kwake kwa iwo, kwa 100% m'mitundu yonse. Mofananamo, alangizi a zachuma adafunikanso kulumikiza zolemera kufunika kwa phunziro lirilonse lomwe linakambidwa m'magulu asanu ndi atatuwa.
Ziwerengero m'munsimu zikuwonetsa kuchuluka kwa miyeso yovomerezeka ku gululo, mwachindunji, alangizi a zachuma ogwira ntchito ndi alangizi othandizira zachuma:
- Kulimbitsa (24%, 11%)
- Malipiro (16%, 12%)
- Thandizo loyang'anira ndi kutsatira (14%, 18%)
- Ntchito zothandizira mkati (12%, 22%)
- Ntchito za ntchito (11%, 13%)
- Zamakono ndi zopereka (9%, 7%)
- Kuthetsa mavuto (7%, 17%)
- Chilengedwe cha ntchito (6%, NA)
Kugwira ntchito mwakhama kumaphatikizapo malingaliro a zachuma, utsogoleri wa utsogoleri, mpikisano pamsika, ndikugwiritsira ntchito ntchito.
Ndalama zimaphatikizapo malipiro, ntchito yothandizira ntchito, zopindulitsa pantchito, ndi inshuwalansi ya umoyo.
Thandizo lotsogolera ndi kutsata limaphatikizapo kafukufuku wa bizinesi , khama la maphunziro, luso la nzeru zamakono , kugwira ntchito kwa akatswiri a zamagetsi, kuyenerera kwa kuyang'aniridwa, komanso kuchuluka kwa zolembera.
Thandizo la mkati limaphatikizapo khalidwe, kudalirika ndi kuthandizira kwa alangizi a zachuma anzawo, ogwira nawo ntchito, ogwira ntchito othandizira, ndi oyang'anira.
Ntchito za ntchito zimaphatikizapo kuchuluka kwa mavuto omwe amaperekedwa ndi ntchito, ufulu woperekedwa kwa mlangizi wa zachuma kulangiza katundu ndi ntchito zomwe iye amawona kuti n'zoyenera, komanso ntchito.
Zopereka ndi zopereka zikuphatikizapo zosiyana zake, mpikisano wake, kulingalira kwa mitengo, ndi kupezeka kwa zipangizo za maphunziro a kasitomala.
Malo ogwira ntchito akuphatikizapo maofesi a ofesi, kavalidwe komanso malo abwino othawa.
Makampani Opambana Opanga Malangizi a Zamalonda: Makampani amapatsidwa mpikisano pa msinkhu wokwana 1,000, malinga ndi mayankho a aphungu a zachuma ku mafunso a kafukufuku. Mayankho anali olemedwa molingana ndi kufunika kofunika kuti omwe anafunsidwa anayika pa madalaivala osiyanasiyana, komanso ndi magawo a msika. Makampani okha omwe ali ndi kafukufuku ovomerezeka okwana 100 anawerengedwa.
Mayankho ochokera kwa alangizi othandizira zachuma sadali okwanira kuti apange makampani, opatsidwa ma JD Power, pa maganizo awo. Aphungu a zachuma ogwira ntchito amagwiritsa ntchito makampani awa motere:
- Edward Jones (879)
- Raymond James (879)
- Merrill Lynch (697)
- Makampani Average = 655
- Wachovia Securities (627)
- Makampani a Global Citigroup (Smith Barney) (624)
- UBS Financial Services (598)
JD Power anamasula malo ovomerezeka payekha pazigawo zisanu ndi ziwiri zisanu ndi zitatu.
Iwo sanasankhe kuthetsa vuto.
- Edward Jones , Raymond James ndi Merrill Lynch anali pamwamba pa chiwerengero cha mafakitale mumagulu onse asanu ndi awiri.
- Merrill Lynch anali wachitatu mu gulu lirilonse.
- Edward Jones poyamba anali m'magulu atatu: malo ogwira ntchito, chithandizo chamkati chamkati, komanso chithandizo chotsatira ndi kutsata. Unali wachiwiri mu zonse.
- Raymond James anali woyamba m'magulu anayi: ntchito za ntchito, malonda ndi zopereka, malipiro, komanso kugwira ntchito mwakhama. Unali wachiwiri mu zonse.
- UBS ndi Wachovia anali ochepa pamagulu onse kupatula malo ogwirira ntchito.
- UBS inamaliza kumapeto kwa magawo asanu.
- Citigroup inali yapamwamba kwambiri pa ntchito yokha ndi malipiro.
Mbali yowopsya ya phunziroli ndi yakuti imodzi yokhazikika yothandizira mabungwe ogwira ntchito, Morgan Stanley, sanapange mayankho okwanira kuti ayambe kuwerengedwa.