Inshuwalansi Underwriters

Pakati pa njira za inshuwalansi , inshuwalansi olemba inshuwalansi amafufuza kafukufuku wa inshuwalansi, atsimikizire ngati ayenera kuvomerezedwa kapena kukanidwa. Iwo akhoza kukhala ogwiritsidwa ntchito ndi ogulitsa inshuwalansi (makampani a inshuwalansi) kapena ndi makampani odzipangira okha inshuwalansi. Ngakhale kuti nthawi zambiri amadzaza udindo wogwira ntchito kumbuyo kwa inshuwalansi ogulitsa malonda ( nthawi zina ) iwo amatsagana nawo pamalonda okhudza makasitomala kapena oyembekezera.

Pezani Inshuwalansi Yogwiritsa Ntchito Ntchito Yoyambira:

Gwiritsani ntchito chida ichi kuti mufufuze ntchito zowonjezera za ntchito mumunda uno.

Maphunziro:

Dipatimenti ya Bachelor Degree ikuyembekezera. Zochita zamalonda mu bizinesi, zachuma kapena zachuma zingakhale zothandiza, koma sizikufunikira. Mapulogalamu apamwamba a makompyuta ndi ofunikira kwambiri popeza kufufuza kwa deta kumagwira ntchito nthawi zambiri. MBA ikhoza kukhala chidziwitso chofunikira, malingana ndi khama.

Dipatimenti ya Bachelor Degree ikuyembekezera. Zochita zamalonda mu bizinesi, zachuma kapena zachuma zingakhale zothandiza, koma sizikufunikira. Mapulogalamu apamwamba a makompyuta ndi ofunikira kwambiri popeza kufufuza kwa deta kumagwira ntchito nthawi zambiri. MBA ikhoza kukhala chidziwitso chofunikira, malingana ndi khama.

Chizindikiritso:

Ntchito zogwira ntchito nthawi zambiri sizifuna maphunziro apadera kapena chidziwitso. Komabe, kupeza chidziwitso chovomerezeka nthawi zambiri ndikofunika kuti mupite patsogolo. IIA ndi AICPCU (Inshuwalansi ya America ndi American Institute for Chartered Property and Casualty Underwriters, mwa iwowa) ndi atsogoleri a inshuwalansi underwriting maphunziro ndi certification.

Chidziwitso cholemekezeka kwambiri chomwe amapereka ndi Chartered Property and Casualty Underwriter (CPCU). Pamafunika maphunziro asanu ndi limodzi (8) mwa khumi ndi anai (11) ndikukhala ndi zaka zitatu (3) za inshuwalansi. CPCU imapatsidwa ngakhalenso inshuwalansi kapena malonda.

Ntchito ndi Udindo:

Malingana ndi mtundu wa inshuwalansi akupemphedwa, inshuwalansi olemba inshuwalansi angayambe kufufuza mosamalitsa anthu omwe akufuna, monga ngongole kapena ma checked background.

Ndiponso, ngati inshuwalansi ya katundu ikufunidwa, inshuwalansi ya inshuwalansi ingafunikire kupempha thandizo kwa akatswiri ofufuza.

Zofufuza zimayesa chiopsezo pamlingo waukulu, kutanthawuza ndalama zoyenera ndi ndondomeko zoyenera pazinthu zambiri za anthu ndi katundu. Olemba inshuwalansi amagwira ntchito pamagulu ang'onoang'ono, akufufuza ntchito zenizeni za inshuwalansi, ndi kukhazikitsa ndondomeko ndi ndondomeko zomwe aliyense amavomereza, malinga ndi ndondomeko zomwe amanyamula inshuwalansi amatsatira. Pakati paziganizozi ndizimenezi ndizofunika kulipidwa ndi inshuwalansi.

Ndondomeko Yomweyi:

Ambiri mwa inshuwalansi a inshuwalansi amagwira ntchito pafupi ndi sabata la ola limodzi la 40, kawirikawiri kuchokera kumalo osungirako malo. Komabe, ntchito zina zothandizira inshuwaransi zimafuna kuyenda mosiyanasiyana, monga zokhudzana ndi kubwezeretsa malo ogwira ntchito, malo omangako, sitima, ndi zina zotero. Pazochitikazi, wothandizira inshuwalansi kawirikawiri amayang'ana malo omwe awonetsere chiopsezo.

Ubwino:

Inshuwalansi yolembera idzayendera anthu oganiza bwino. Zingathenso kukhala ndi mwayi wothandizira kwambiri malonda a inshuwalansi.

Kuipa:

Muzinthu zina zamtengo wapatali, monga kulembedwa kwa inshuwalansi zosiyanasiyana, komwe mukukonzekera deta mu malo osayikidwira, ntchitoyo ikhoza kukhala yodabwitsa komanso yobwerezabwereza.

Mtengo Wothandizira:

Pa Bureau of Statistics Statistics, malipiro apakatikati a pachaka anali pafupi $ 52,000 kuyambira May 2006, ndi 10% opambana $ 92,000.