Ambiri odziwa zachuma amakafuna chithunzi cha Chartered Financial Analyst kuti apititse patsogolo malonda awo ndi malonda awo. M'nkhaniyi, tifotokozera kuwerengera kumbuyo kwa deta ya DFA kuti tipeze kusiyana kwakukulu kwa CFA chithandizo chomwe chingapangitse misonkho. Si ntchito yophweka, chifukwa CFA Institute sichidziwitsa kuti zimenezi zimakhalapo ndipo chifukwa, mosiyana, kunena kuti, digiri ya malamulo, CFA ikugwiritsidwa ntchito kwambiri ku makampani azachuma komanso alibe ntchito yowonjezera.
Izi zimapangitsa kuti zikhale zovuta kuyeza kuwonjezeka kwa malipiro omwe amachokera ku CFA charter.
Misonkho yozikidwa pa Zochitikira
Malingana ndi CFAplanet, malo omwe amatsata mawerengero okhudzana ndi CFA, pali njira zingapo zochepetsera malipiro a CFA, monga zaka zambiri. Malingana ndi zomwe akuganiza, wogulitsa chithandizo pakati pa zaka chimodzi ndi zinayi zamalonda angathe kuyembekezera kupeza malipiro a $ 78,190, pamene omwe ali ndi zaka zisanu ndi zisanu ndi zisanu ndi zisanu ndi zitatu pansi pa mikanda yawo adzapeza $ 99,370. Anthu omwe ali ndi zaka zoposa 20 adzapititsa kunyumba ndalama zapakati pa $ 152,122. Tsopano, kumbukirani kuti izi ndi malipiro apakati, kutanthauza kuti padzakhala anthu ambiri omwe amapeza ndalama zochepa kusiyana ndi ziwerengerozo.
Mwinamwake njira yopindulitsa kwambiri yoyerezera CFA malipiro ndi udindo wa ntchito kuyambira kuti zidzakhala zothandiza kwambiri kwa aliyense amene akufuna kudziwa momwe angayonjezerere malipiro awo pakalipano pogwiritsa ntchito CFA charter.
Deta yochokera ku Payscale.com imatsimikizira kuti malo ochepa omwe amalipira CFA ndi olemba ndalama, omwe adalandira malipiro pakati pa $ 43,741 ndi $ 99,957. Ambiri mwa ife sitikudabwa kwambiri ndipo ndi omwe amachitidwa ndi Chief Financial Officers, omwe amalandira pakati pa $ 78,410 ndi $ 242,395.
Otsutsa zachuma akutsatira mzere pamtsinje ndipo akhoza kupeza ndalama zokwana madola 125,403.
Kafukufuku wa kafukufuku wa bungwe la CFA Institute wa 2007 ku a 9,000 a ku United States omwe adayankha nawo amatipatsa deta yowunikira. 64% mwa anthu omwe anafunsidwa anali ndi zaka zisanu ndi zisanu ndi ziwiri zakuya ndipo makumi oposa 50% adatsiriza MBA. Koma, 37% analibe maphunziro apamwamba. 42% mwa anthu omwe anafunsidwa adagwira ntchito pa makampani oyang'anira zachuma. Malo atatu apamwamba omwe adatchulidwa ndi awa: Mtsogoleri wamkulu (9%), Wotsutsa kafukufuku wogula (8%), ndi C-Suite executive (8%).
Mphungu ndi Zowonongeka
Tsopano kuti takupatsani zina mwa deta, tiyeni tiyankhule za mipando yonse ndi zosungidwa. Popeza palibe deta ya boma kuchokera ku CFA Institute, ambiri mwa mndandanda wa malipirowo anaphatikizidwa pamodzi kuchokera kuntchito za ntchito ndi malo osakafuna ntchito. Monga momwe mungayembekezere, ndizofunika kulamulira zinthu monga maphunziro ophunzila, zaka zambiri, ndi udindo wa ntchito pamene mukuyang'ana deta ya malipiro. Malingana ndi deta zamalonda, malipiro a malonda a zachuma amagwirizana kwambiri ndi zodzichitikira.
Ambiri mwa anthu ogwira ntchito ku CFA amapindula ndi mabhonasi ndi malipiro olimbikitsa omwe sangalandire mu malipiro awo.
Malingana ndi CFA, malipiro omwe atchulidwa pamwambapa, 90% mwa anthu okwana 2007 omwe adayankhidwa ndi 2007 anali oyenerera ndalama zowonjezera ndalama ndipo 80% anali oyenera kulandira malipiro omwe sanali malipiro monga magawo ogawidwa kapena magawo ena.
Mwachidule, palibe njira yosavuta yowerengera za malipiro a CFA. Komabe, poyerekeza, njira yosavuta yoweruza kuti ndalama za CFA zingapindulitse bwanji ntchito yanu ndikuyang'ana pa malipiro a ntchito yanu yomwe mukufuna kugwira ntchito ndikudziwe chomwe chidzachitike kuti muthe kukwaniritsa ntchitoyi.
Kumvetsetsa zofunikira zoyenera kuti mukwaniritse ntchito yomwe mukufuna kapena msinkhu wa akuluakulu ndikumvetsetsa zomwe mukufunikira kuti zingakupangitseni inu mofulumira ndicho chinsinsi chogwira ntchito yopanga ntchito. Njira zina za ntchito zimakhala ndi CFA charter monga gawo la maphunziro. Kwa ena, ndi njira yodzidzipatula nokha kuchokera ku mpikisano ndikuwonjezera luso lanu loluntha.