Kupempherera Mwamsanga kwa Ochita Zamalonda
Chitetezo cha deta ndi nkhani yaikulu yomwe ikudetsa nkhaŵa m'makampani ogulitsa ntchito zachuma chifukwa imakhudzidwa ndi ndalama zazikulu zopezera ndalama ndi zotsutsana. Kulemba zachinyengo kumayendetsa makampani azachuma akukwera.
Choncho, chidwi pa nkhani za chitetezo cha deta sayenera kuphatikizapo mamembala a zipangizo zamakono zowonongeka , komanso kuwonetsetsa ngozi ndi antchito ogonjera, komanso mamembala a mabungwe ndi akuluakulu azachuma.
Kuwonjezera pamenepo, akatswiri a zachuma m'makampani ena ayenera kukhala akukambirana ndi mndandanda wa chitetezo cha deta, opatsidwa ndalama.
Kuwonjezeka kwowonjezereka ndi mtengo wake waukulu wotsutsana ndi chitetezo cha deta, zomwe zimakhudza mabanki, makampani a zamalonda, mapulogalamu a pakompyuta, makhadi a ngongole, amalonda ogulitsa malonda ndi ena, amapangitsa izi kukhala malo omwe kuchepa kwake sikungatheke kuchepetsa masiku ano.
Mavuto Oteteza Data:
Chitetezo cha deta kwa makampani omwe amalandira malipiro kudzera pa makadi a ngongole ndi debit makhadi amatenga chisamaliro chachikulu pokhudzana ndi zosankha zotsatsa pakompyuta. Pali makampani ambiri mu bizinesi iyi, koma kagawuni kokha kamakhala kovomerezedwa ndi PCI yovomerezeka ndi Pay Pay Card Industry Standard Standard Council. Akuluakulu a khadi la ngongole (Visa, MasterCard, ndi zina zotero) amayesa kuwongolera makampani kuti azitha kugwiritsa ntchito mapulogalamu oyenera omwe amapereka pulogalamu yokwanira.
Chitetezo cha deta chokhudzana ndi malonda a khadi la ngongole ndi makina a debit, monga ndalama zowonjezera ndalama, mapampu a gasi ndi ATM, ikuwonjezereka kwambiri ndi zovuta ndi ndondomeko zowamba makhadi a makhadi ndi PIN. Zambiri mwazinthuzi zimagwiritsira ntchito chida cha RFID chips (ma radio frequency identification chips) ndi akuba amatha pamasewu awa kuti "asunge" deta.
Kampani ya chitetezo ADT ndi wogulitsa amene amapereka mapulogalamu a Anti-Skim, omwe amachititsa machenjezo pamene kusweka kwa deta kwa mtundu umenewu kukuwonekera. Kuwonjezera apo, Wothandizira Wopereka Chitetezo Choyenerera (QSA) akhoza kutenga nawo mbali kuti apange kafukufuku wokhudzidwa kwa kampani ku mitundu yachisokonezo cha chitetezo cha deta.
Nthawi zambiri chitetezo cha deta chimadalira chitetezo chakuthupi pazipangizo zamtundu. Izi zimaphatikizapo kuonetsetsa kuti ogwira ntchito osaloledwa amachotsedwa. Kuwonjezera pamenepo, antchito ogwira ntchito sangathe kuloledwa kuchotsa maseva, laptops, magalimoto oyendetsa, disks, matepi, printouts, ndi zina, zomwe ziri ndi zowonongeka kuchokera ku malo a kampani. Mofananamo, malamulo ayenera kukhalapo kuti asamangidwe ndi anthu omwe saloledwa kuwona zinthu zosafunika zomwe sichifunikira pakukwaniritsa ntchito zawo.
Kuphatikiza pa malamulo otetezeka ndi ndondomeko pa malo a kampani yanu, zizoloŵezi za kunja kwa ogulitsa ntchito ndi mauthenga opatsirana ayenera kuyesedwa. Mwachitsanzo, ngati gulu lachitatu likupanga webusaiti ya kampani yanu, muyenera kudera nkhaŵa ndi njira zake zotetezera deta. Siti-70 chizindikiritso ndizowonjezera njira zoyenera zokhudzana ndi chitetezo cha mkati, chofunikira ndi Sarbanes-Oxley Act kwa makampani opanga zamakono odziwa zamagulu.
Kugwiritsira ntchito malamulo a SSL ndiyomwe mungagwiritsire ntchito deta yolondola pa intaneti, monga momwe mungapezere manambala a khadi la ngongole polipira malonda.
Makhalidwe Abwino Oteteza Mtanda:
Zinthu zazikulu za chitetezo cha intaneti zomwe zimakhudza chitetezo cha deta ndizitetezera otsutsa ndi kusefukira kwa mawebusaiti kapena ma intaneti. Gulu lanu lamakono lamakono opanga mauthenga ndi intaneti (provider) (ISP) liyenera kukhala ndi mayendedwe abwino omwe alipo. Izi ndizonso zodetsa nkhaŵa zokhudzana ndi kukonza ma webusaiti komanso makampani opanga ndalama. Onsewa ogulitsa kunja ayenera kusonyeza kuti ali ndi chitetezo chotani.
Apanso, njira zabwino zomwe zimagwiritsira ntchito makina anu a deta, malo osungirako deta, ndi kasamalidwe ka data ndi zomwezo zomwe mukuyenera kutsimikiziranso zilipo kunja kwa ogulitsa malonda, kusungitsa malipiro, ma intaneti ndi mawebusaiti.
Musanalowe mgwirizano uliwonse ndi wothandizira wina, muyenera kudziwa kuti ali ndi zovomerezeka zoyenera kuchokera ku matupi a kunja kwaokha (monga momwe tafotokozera pamwambapa) ndipo muzichita khama lanu, motsogoleredwa ndi ogwira ntchito zamakono anu omwe ali ndi zidziwitso zoyenera kapena ndi oyenerera kunja.
Monga chomaliza, ndizotheka kugula inshuwalansi pazomwe zimagwirizanitsa ndi kusweka kwa deta. Ndalama zoterozo ndizo ndalama ndi zilango zomwe zimayendetsedwa ndi makhadi a ngongole (monga Visa ndi MasterCard) chifukwa cha zolepheretsa, komanso ndalama zomwe amapereka pa makadi a makadi (makamaka mabanki, mabungwe ogulitsa ngongole ndi makampani otetezera) pofuna kuthetsa makadi a ngongole ndi debit , kutulutsa zatsopano ndikupanga mamembala onse chifukwa cha kusweka kwa kampani yanu, ndalama zimene iwo angayese kubweza kubampani yanu.
Nthaŵi zina inshuwalansi yotereyi ingaperekedwe ndi makampani opanga ndalama, komanso kupezeka kuchokera ku makampani a inshuwalansi. Kusindikizidwa bwino pa ndondomeko zoterezi kungathe kumveketsedwa, kotero kugula inshuwalansi yoteroyo kumafuna chisamaliro chachikulu.
Chinthu chachikulu: "Kusunga Deta Zachidule," Forbes , 7/18/2011.