Kulembetsa Capital Call Loans

Kulembera ndalama zazikulu zothandizira ndalama zimaperekedwa ndi kugawidwa kwaboma kwa Goldman Sachs mpaka kumtunda wotsika wofunikira omwe alibe ndalama zoti azigulitsa ndalama zachinsinsi. Kulipira ngongole kotero kumakhala kofanana kwambiri ndi ngongole yamakono , yomwe idakonzedwanso kuti ikhale yogula malonda.

Cholinga Cholimbikitsira Kulembetsa Msonkho Waukulu:

Goldman Sachs ndi Morgan Stanley omwe ali ndi mabanki komanso mabungwe ogulitsa mabungwe ogulitsa ndalama, akhala akuchita zachiwawa kuti athe kupititsa patsogolo ntchito zawo zamabanki, ndikuzipanga kukhala malo opindulitsa.

Ndondomeko za Goldman zomwe zimayambitsanso ndalama zatsopano zowonjezerapo ndalama zimatha kufika $ 750 miliyoni pachaka. Chiwongoladzanja cha ngongole chomwe chinaperekedwa ndi banki yachinsinsi ya Goldman chinafikira $ 13.8 biliyoni pakati pa 2012, kuphatikizapo ndalama zogulitsa nyumba (pakati pa mitundu ina ya malonda ndi malonda).

Mavuto Ogwirizana ndi Bungwe ili:

Imodzi mwa nkhani zofunika kwambiri zokhudzana ndi kuopsa kwa chiopsezo chokhudzana ndi kusungirako ndalama zogulitsa ndalama ndizoti ndalama zothandizira ndalamazo (makamaka ndalama, zomwe zimagulidwa ndi ogula ndalama m'mabuku ogwirizana) zimakhala zovuta kwambiri. Kugulitsa malo kungakhale kovuta kwambiri, ndipo kumakhala zovuta kwambiri ngati kuli kotheka. Izi zimasiyanitsa ndi ngongole ya malire, yomwe imatetezedwa ndi zowonjezera zamagulu zomwe zimagulitsidwa pamasitolo ndi zomangira. Muzinthu zambiri, ngongole zomwe zimagwiritsidwa ntchito payekha zimakhala zogwirizana kwambiri ndi ngongole ya ngongole kuposa ndalama za ngongole. Mwina chifukwa chaichi, Goldman Sachs akuti akugulitsa akatswiri ogulitsa ngongole kubwalo lachitukuko kuti aziyang'anira kumene anayambira ndikugwiritsira ntchito ndalamazo.

Kupititsa patsogolo Banking Private:

Boma lachinsinsi lomwe likukakamizidwa ndi Goldman ndi ena omwe akutsutsana nawo akutsogoleredwa, mwa zina, ndi malamulo atsopano omwe apanga, kapena kulonjeza kulenga, zotsatira zolakwika pa kupeza ndalama zopezeka m'mabizinesi awo oyendetsera mabanki ndi mabungwe ogulitsa malonda .

Makamaka, mpaka posachedwapa Goldman Sachs adadziƔika kuti anali opindulitsa kwambiri malonda ogulitsa zomwe zinali zowathandiza kwambiri pazitsulo. Komabe, panthawi yamavuto a zachuma a 2008, Goldman Sachs ndi Morgan Stanley adakonzedwanso monga makampani ogulitsa mabanki kuti awathandize kuti azithandiza thandizo la pansi pa pulogalamu ya TARP.

Ngakhale Goldman Sachs sanafunikire thandizoli, adakakamizidwa kutenga izo ndi boma la federal potsutsa kuti kutenga nawo mbali kungachepetse kusonkhana ndi manyazi, ndipo kuchepetsa zotsatirapo zoipa kwa ena, osakongola kwenikweni, olandira. Monga makampani ogulitsa mabanki masiku ano, makampani monga Goldman Sachs ndi Morgan Stanley tsopano akulamuliridwa monga choncho, osati mabungwe ogulitsa mabungwe. Makamaka, chomwe chimatchedwa Volcker Rule chikufuna kuletsa malonda onse ogulitsa mabungwe a mabanki, omwe tsopano akuphatikizapo Goldman Sachs, Morgan Stanley ndi makampani ambiri a anzawo.

Mwini: "Goldman's banking unit ikuwonjezera ngongole," Financial Times , pa September 6, 2012.

Nathali

ngongole yobisika

Zitsanzo: Chifukwa choti kasitomala analibe ndalama zokwanira kuti agule mu ngongole yatsopano yogulitsira malonda yomwe idagulitsidwa ndi Goldman Sachs, adalemba ngongole yothandizira ndalama.