Mipindula Yopumidwa Mwaumphawi

Mmene Mungapezere Thandizo la Zamalonda Ngati Mukudwala Kwambiri ku WOrk

Kodi mungatani ngati mutadwala kapena mukuvulala kwambiri ndikusiya ntchito? Taganizirani kuti sizingatheke? Malingana ndi Social Security Online, "wogwira ntchito wazaka 20 ali ndi mwayi wachitatu wolemala asanafike ku ukalamba." Osati kukuopsezani inu koma zovuta za izi zikukuchitikirani sizinali zenizeni. Ngati chochitika chowopsya monga ichi chinachitika, sizingowonjezera kuti muthane ndi zovuta zanu, mungakhale ndi ndalama zazikulu zomwe mungakumane nazo.

Ngati muli ndi mwayi wokhala ndi inshuwalansi yolemala kuphatikizapo phukusi lanu lopindula kapena ngati mudagula nokha mutakhala ndi chithandizo chofunikira chachuma. Mwinanso mungakhale oyenera ndalama mwanjira yowonongeka ndi ntchito ndipo motero muli pansi pa Pulogalamu ya Workman, pulogalamu ya boma.

Bwanji ngati inu mulibe inshuwalansi yalemale ndipo inu simunapangidwe ndi malipiro a wogwira ntchito? Tikukhulupirira kuti simudzapeza nokha, koma ngati mukuchita pali mapulogalamu awiri, omwe amathandizidwa ndi United States Social Security Administration, zomwe zingakupatseni ndalama zothandizira inu ndi okhulupilira anu. Ndiwo ndondomeko ya inshuwalansi yokhudzana ndi ubongo wa Social Security (SSDI) ndi pulogalamu ya Supplemental Security Income (SSI). Malingana ndi Social Security Online, "zofuna zachipatala pa zolemala zili zofanana pansi pa mapulogalamu onsewo, ndipo kulemala kwanu kumatsimikiziridwa ndi ndondomeko yomweyo." Kusiyanitsa pakati pa SSDI ndi SSI ndizofunikira zopezera ndalama kwa aliyense.

Kuti muyenerere SSI, wina ayenera kuonedwa kuti ndi "ndalama zochepa." Mapulogalamu onse awiriwa amafuna kuti mukhale ndi chiwerengero cha ntchito zomwe mwapeza m'zaka 10 zapitazo (zofunikira zosiyana ndizofunikira kuti muyang'ane ndi woyimira wanu Social Security Administration). Anthu amadzipezera ngongoleyi popeza ndalama ndi kulipira msonkho wothandizira anthu.

Momwe Mungayenerere Mipindula Yopumidwa Yopumulira

Kuti muyenerere US Benefits Security Disability Benefits, muyenera kukwaniritsa zofunikira zina. Woimira bungwe la Social Security Administration adzatsimikiza kuti mukuyenera kulandira phindu. Nazi mfundo zina:

• Muyenera kusagwira ntchito kapena, ngati mutha kugwira ntchito, ndalama zanu ziyenera kugwa pansi (Mtumiki wa Social Security Administration angakuuzeni kuti ndalamazo ndi zotani).
• Matenda anu kapena chikhalidwe chanu chiyenera kukhala choopsa kwambiri moti chimasokoneza ntchito zina zokhudzana ndi ntchito.
• Chikhalidwe chanu chiyenera kuonekera pa mndandanda wa zovuta zomwe zasungidwa ndi Social Security Administration.
• Ngati muli ndi chikhalidwe chomwe sichikupezeka pa mndandanda wa SSA mndandanda wa zosokoneza, mungakhale oyenerera ngati zingakulepheretseni kuchita ntchito yomwe munachita kale.
• Matenda anu ayenera kukuthandizani kuti musasinthe ntchito zomwe zikusiyana ndi ntchito yomwe munachita musanakhale ndi kulemala kwanu.
• Kulemala kwanu kukuyembekezerani kukhalapo chaka chimodzi kapena kufa.

Ngati mukutsatira ndondomeko zotchulidwa apa, muyenera kuphunzira zambiri za momwe mungayesere kuti mupezepo zothandizira zolemala . Mungathe kupeza zomwe mukufuna kuzidziwa popita ku Social Security Online gawo la Social Disability Planner.

Ndikofunika kuzindikira kuti Social Security Administration ndi yowongoka kwambiri ndipo anthu ambiri omwe amapempha zopindula amakanidwa.