Malipiro a Ogwira Ntchito
Ogwira ntchito omwe avulala kapena akudwala pantchito akuphimbidwa ndi malamulo a mphotho a antchito a boma. M'madera onse, olemba ntchito amafunikanso kupeza inshuwalansi yothandizira antchito , ngakhale pali zochepa zochepa. Ubwino umaphatikizapo malipiro a malipiro otayika komanso kulipira ngongole zachipatala.
Komabe, iwe ukhoza kulipidwa kokha gawo (kawirikawiri magawo awiri pa atatu) a malipiro ako. Gawo loyamba polemba chidziwitso ndikudziwitsa abwana anu. Wobwana wanu ayenera kukupatsani mafomu omwe akufunika kuti apereke chigamulo. Ngati sangathe, funsani ofesi ya Antchito 'Compensation Office nthawi yomweyo.
Inshuwalansi Yolemala
California, Hawaii, New Jersey, New York, ndi Rhode Island ali ndi mapulogalamu olemala a boma. Mapulogalamuwa ndi ofooka, ndipo phindu lawo ndilochepa. Mwachitsanzo, ku New York, phindu la mlungu ndi mlungu liri 50% ya malipiro a sabata mlungu uliwonse, mpaka $ 170 kwa masabata 26.
Wogwira ntchito wanu, onsewa komanso m'mayiko ena, angaperekenso kupereka chithandizo chowonjezera chaumphawi . Choncho, ngati simungathe kugwira ntchito, sitepe yanu yoyamba iyenera kukhala kufunsa za inshuwalansi imene abwana anu amapereka. Ngati muli ndi chithandizo chanu cholema, perekani chigamulo ndi kampani ya inshuwalansi.
Ngati mulibe chitukuko cha boma kapena ntchito, ganizirani kugula inshuwalansi yolemala pamene muli ndi thanzi labwino. Choyamba, funsani abwana anu kuti awone zomwe akupereka, ndikufunseni ngati mungathe kugula chithandizo chowonjezera. Pezani ngati phindu limene mumapeza lidzakhala lokwanira kuti mukhale ndi moyo mukakhala ndi zolephereka.
Ngati iwo sali, taganizirani kugula inshuwalansi yaumalema.
Olemala Pachikhalidwe
Kuti muyenerere phindu, muyenera choyamba kugwira ntchito zogwiridwa ndi Social Security. Ndiye muyenera kukhala ndi matenda omwe amakumana ndi tanthauzo la Social Security laumalempha. Kawirikawiri, phindu la mwezi uliwonse limaperekedwa kwa anthu omwe satha kugwira ntchito chaka chimodzi kapena kuposerapo chifukwa cha kulemala.
Malingana ndi Social Security Administration, mitundu yowonongeka iyi ikhonza kukhala woyenera kukhala ndi chitetezo cha chitetezo cha anthu :
- Kusokonezeka kwa mawonekedwe a minofu.
- Maganizo apadera ndi kulephera kwa kulankhula, kuphatikizapo imfa ya masomphenya, kumva, ndi kulankhula.
- Matenda a kupuma monga asthma, cystic fibrosis, ndi matenda aakulu a pulmonary.
- Kufooka kwa mtima kumakhudza momwe ntchito yamagetsi ikuyendera.
- Matenda a m'mimba amatha kuphatikiza m'mimba, chiwindi, kutentha thupi, ndi matenda afupipafupi.
- Matenda opatsirana pogonana omwe amachititsa kuti thupi liziyenda bwino ndipo amachititsa matenda a impso.
- Matenda a chilengedwe kuphatikizapo matenda a khansa monga mthemphama, khansa ya m'magazi, multipleeloma, ndi matenda osakhala ndi khansa monga thrombosis ndi hemostasis.
- Matenda a khungu monga ichthyosis, matenda opatsirana, matenda opatsirana a khungu kapena mucous membranes, dermatitis, hidradenitis suppurativa, matenda osokoneza bongo, komanso kutentha.
- Matenda a endocrine kuphatikizapo matenda omwe amachititsa matenda opatsirana, a chithokomiro, a parathyroid, a adrenal, ndi a pancreas.
- Matenda osokonezeka omwe amakhudza machitidwe ambiri a thupi.
- Matenda a ubongo monga matenda a parkinsonian, zotupa za ubongo, ubongo wa m'mimba, matenda a msana, ndi multiple sclerosis.
- Matenda a m'maganizo kuphatikizapo schizophrenia spectrum, matenda ochititsa munthu kusinthasintha zochititsa manyazi, nkhawa komanso mavuto osokoneza maganizo, komanso matenda a autism spectrum.
- Khansa - matenda opweteka kwambiri.
- Matenda a chitetezo cha mthupi amatenga matenda omwe amachititsa kuti thupi liziyenda bwino komanso matenda osowa chitetezo cha mthupi.
Ntchitoyi imatenga masiku 60 mpaka 90. Ndiye pali nthawi ya kuyembekezera miyezi isanu ndi umodzi musanayambe kukopera cheke.
Nthawi ndi Momwe Mungayankhire Chigamulo
- Ngati mwavulala kapena mwalephereka kwa kanthawi kapena kosatha, perekani pempho mwamsanga . Nthaŵi zambiri, pali masiku omwe akuyenera kufotokozedwa kuti akhale ovomerezeka, makamaka pasanathe masiku 30 chigamulocho kapena matenda atayamba.
- Lumikizanani ndi a Bungwe la Maphwando a Antchito, boma lanu la ntchito, kapena Social Security Administration ngati muli ndi mafunso kapena mukufuna kuthandizidwa kufotokoza zomwe mukufuna.
Kupeza Thandizo Lamalamulo
Anthu ambiri amagwira alangizi othandizira auboma kuti athe kuwathandiza kuyendetsa zovuta za dongosololi ndikuwonjezera mwayi wawo wovomerezedwa kuti awathandize. Malingana ndi NOLO, alangizi angapereke ufulu wothandizira ndi kubweza ndalama zokha pokhapokha mutapindula bwino chinsinsi chanu cholemala.
Malipiro a zamalamulo akuyendetsedwa mwalamulo, ndipo kawirikawiri mudzaimbidwa ndalama zosachepera 25% za chitetezo chanu chaboma kumbuyo kulipira (ndalama zolipira kulembetsa nthawi kuchokera tsiku lofunsidwa kufikira tsiku la kuvomerezedwa) kapena $ 6000.
Kodi muyenera kufotokoza ubongo wanu kwa abwana anu ?
Chonde dziwani kuti izi ndizodziwitsa zambiri za inshuwalansi ya ogwira ntchito ndi inshuwalansi. Lankhulani ndi abwana anu kapena Office Of Compensation Office ya Ofesi yanu kuti mutsimikizire pazochitika zanu.