Kulipira kukhoza kukhala zovuta zowerengera, ndi zinthu zosiyanasiyana zomwe zimapereka ndalama zowonjezera.
Zina mwazofala zomwe zimaphatikizidwa ndi ndondomeko yowonjezera chiwombolo ndi:
- Zomwe zili ndi ma PC (ma PC) kapena ma komiti omwe adalandira
- Mitundu ya katundu wogulitsidwa
- Kusonkhanitsa katundu
Makampani a Wall Street mwachizoloŵezi akhala akugwiritsira ntchito ndalama zawo zolipira monga zinsinsi za bizinesi.
Mmene Gridi Imagwirira Ntchito
Gulu loperekera ndalama pa fakitale yodalirana imapereka chisonkhezero chowiri kuti mupeze ndalama zowonjezera kupanga (PC) kapena ma komiti. Sikuti kungopeza ndalama zowonjezera zambiri kumatanthawuzira kuti kulipiritsa ndalama zowonjezera ndalama, komabe pa mlingo wapamwamba kwambiri wa kulipira. Pano pali chitsanzo chophweka kwambiri, chokonzedwa ndi kupanga ndalama zopangira ngongole:
- Ma PC osachepera 100,000: 20% kulipira
- Ma PC 100,000 ndi pansi pa 250,000: 25% kulipira
- Pafupifupi 250,000 ndi pansi pa PC 500,000: 30% kulipira
- Ma PC 500,000 ndi pansi pa 1,000,000: 35% kulipira
- Ma PC 1,000,000 ndikukwera: 40% kulipira
Tsopano, kuti mugwiritse ntchito galasi loperekera payipi ku zochepa zochepa zopangira:
- Pa PC 300,000, kulipira = $ 90,000.00 (300,000 x30)
- Pa PC 499,999, malipiro = $ 149,999.70 (499,999 x 30)
- Pa PC 500,000, malipiro = $ 175,000.00 (500,000 x35)
Chitsanzo chotsirizirachi chikuwonetsera mbali yayikulu ya galama lolipilira, monga momwe amagwiritsidwira ntchito pa Wall Street. Mwa kusuntha mlangizi wa zachuma ku mlingo wotsatira wa gridiyo, imodzi yowonjezerapo ndalama (PC) inachititsa ndalama zokwana madola 25,000.30 phindu lina.
Pano pali chitsanzo cholimba kwambiri cha zomwe zimalimbikitsanso kaŵirikaŵiri kuonjezera kupanga zomwe zatchulidwa pamwambapa.
Mitundu ya Zamagulitsa Zogulitsa
Makampani ena ali ndi zosiyana zambiri ku gridi, ndi malonda a mitundu ina ya zinthu zoperekedwa ndalama zapadera zothandizira. Mwachitsanzo, chitsimikizo chingapereke chisonkhezero chapadera kuti agulitse ndalama zogwirizanitsa pakhomopo, zolemba zatsopano zomwe zilembedwera, kapena zivomezi zomwe zili ndi zowonjezereka zowonjezera zomwe zikufunitsitsa kuchepetsa zolinga zowonongeka. Zopatula izi ndi mabhonasi akhoza kukhala osatha kapena osakhalitsa. Ma bonasi amasiku ano akhala akutchulidwa kuti "kukoma kwa mwezi".
Lingaliro la kupereka malonda apadera zothandizira zinthu zina, makamaka zogulitsa nyumba, zakhala zikuyaka moto chifukwa iwo akhoza kuika zofuna za mchuma pa zosiyana ndi za azimayi ake. Chotsatira chake, makampani ena adachotsa zoterezi, ndipo zonse zomwe zimayambitsa njira zomangamanga zomwe zimasiyitsa wothandizira zachuma kuti asafunefune magalimoto abwino kwambiri kwa anthu ofuna chithandizo.
Akuyitanitsa makampani otetezedwa ndi aphungu a zachuma kuti azigonjetsedwa ndi chikhalidwe chokwanira kwambiri, mosiyana ndi chikhalidwe choyenerera chomasula chomwe mwachizoloŵezi chawamanga, kawirikawiri adatchula zinthu monga "kukoma kwa mwezi" kutsatsa monga umboni wakuti kusintha kwakukulu n'kofunikira .
Kusonkhanitsa Kwasungidwe
Ngakhalenso pamene walangizi a zachuma akulipira chifukwa cha zochitika ndi ndalama zomwe amapereka, kapena kuti makompyuta, osati ndi malipiro okhudzana ndi chuma, makampani ambiri amalephera kubwezeretsa galama lolipilira ndi kulipira kothandizira kusonkhanitsa katundu. Cholinga chachikulu ndicho kukhala ndi chuma chambiri cha makasitomala momwe angathere poika ndi firm, yomwe imayenera kulipira ndalama zomwe angapeze kuchokera kwa wothandizira. Onani zokambirana zathu za kubwerera kwa eni chithandizo kapena kupeza ndalama .
Zokonzera zakuthupi zimakhala zofanana ndi kuwonjezeka kwa chaka ndi chaka mu chuma chonse mwa otsogolera ndalama za makasitomala. Makampani ena amatha kusintha ndondomeko yosonkhanitsa katunduyo kuti aziwonetsera ndalama zopezera ndalama zatsopano ndi zobisika kwa akaunti za makasitomala, kuchotsa zotsatira za kusintha kwa mtengo.