Misonkho Yowonjezera

Makampani ena ogulitsa mabanki, makamaka Merrill Lynch , agwiritsira ntchito ndalama zowonjezereka kwa zaka zambiri monga chingwe chofunikira cha phindu. Mu chiwonetsero ichi, velocity ikuyimira kubwerera kwa kasitomala katundu . Poyambirira, inali yopanga ngongole yowonjezera , kapena ndalama zogulitsa zomwe zinagawidwa ndi osungirako zomwe zili m'ndende (kutanthauza kuti, pakhomo) palimodzi. Zanenedwa mwanjira ina, vesicity iyi ndi kubwerera kwa kasitomala katundu wokondwera ndi olimba.

Monga Amagwiritsira ntchito pa Merrill Lynch

Kuwerengera kwapadera kunapangidwa pa gulu lonse-lonseli, pa bukhu lonse la bizinesi lomwe linagwiridwa ndi mlangizi wa zachuma , ndi makasitomala payekha. Kusintha kwapadera kwapadera kunayang'anitsitsa kwambiri ndi bungwe la olamulira ndi kayendetsedwe ka kayendedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka ntchito, ndipo zowonongeka za zochitika zowonjezera zinali zofunikira kwambiri pakuwonetsa ndalama zowonongeka komanso zopindulitsa.

Monga momwe kachitidwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka chuma ndi kayendetsedwe ka kayendetsedwe ka ntchito ndi njira zatsopano zinasinthira ndipo zinakhala zowonjezereka kwambiri, kuika patsogolo pazinthu kunayamba kuikidwa pafupipafupi kusiyana ndi kupanga ngongole. Izi zinapindulitsidwa ngati bungwe linapereka chiwerengero chowonjezereka cha ndalama zomwe sizinapange ngongole zopanga zokolola, ndipo monga oyang'anira oyang'anira anayamba kuzindikira kuti, pochita malonda kumene ndalama zogulitsa zinaperekedwadi kwa mlangizi wa zachuma, chiwerengero chenicheni cha ndalama zowonjezera kuzinthu zazing'ono Zingakhale zosiyana kwambiri ndi mankhwala.

Velocity mu Economics

Velocity, monga momwe amagwiritsidwira ntchito mu makampani oyendetsa mabanki, ndi kugwiritsira ntchito lingaliro mu ndalama zachuma zomwe zimatchedwa kuti kuyenda kwa ndalama. Chidziwitso chachikuluchi chikusonyeza kuti ndalama zonse zomwe zimagwiritsidwa ntchito pa chuma zimakhala zofanana ndi nthawi yomwe ndalama zimayendera, kapena mlingo umene umasintha manja.

Theorem imalembedwa mwa mawonekedwe awa:

M x V = P x Q

Pamene M ndi ndalama, V ndikuthamanga kwa ndalama, P ndipakati mtengo pamagulu ndi Q ndi kuchuluka kwa ndalama.

Kugwiritsa ntchito malonda kungathe kulembedwa:

A x V = R

Kumene A ndi ofunika kwa osungira katundu, V ndi ndalama zowonongeka pa katunduyo, ndipo R ndiwo ndalama zonse zomwe adapeza.

Zotsatirapo pa Njira Yogwirira Ntchito

Cholinga chachikulu cha ku Merrill Lynch chinali chitukuko cha njira yothandizira anthu, pogwiritsa ntchito chiphunzitso chakuti anthu ambiri ogwira ntchito m'ndende amapeza ndalama zambiri. Choncho, ndondomeko ya ndalama zowonjezeramo ndalama inasinthidwa, kupindulitsa alangizi a zachuma kuti apeze ndalama zatsopano zokhudzana ndi makasitomala awo.

Kuwonjezera pamenepo, kafukufuku ndi kayendetsedwe ka sayansi ya ndalama ndi ndalama zowonjezereka ndi gawo la kasitomala komanso ndi kasitomala aliyense amachititsa kuti zidziwitso zambiri zomwe zatsutsana ndi ndondomeko yogulitsa malonda. Izi zikutanthauza kuti kuthamanga, komabe, kunayesedwa, kunachepetsedwa kwambiri ngati chuma cha anthu ogwira ntchito kapena osowa chithandizo chinawuka. Chimodzi mwa izi chinali zotsatira za kuchotsera zomwe zimakambidwa kapena zowonjezeredwa ku ukonde wotsika wofunikira makasitomala. Gawoli linali zotsatira za ntchito zamalonda zomwe zimachepa monga chiwerengero cha katundu, monga chuma chinakula.

Mulimonsemo, kuchepa kwa ndalama ndi phindu lopindulitsa pakati pa ukonde wofunika kwambiri makasitomala anatsutsa lingaliro lakuti kusonkhanitsa chuma mwa kuwatumizira iwo ndi njira yabwino yopeza ndalama zofanana pofufuza angapo ang'onoang'ono omwe amalonda. Kupita njira yachidule kungabweretse maulendo apamwamba pa mtengo womwewo.