Online Broker Database
BrokerCheck ndi utumiki wa FINRA umene umalola anthu kuti agwiritse ntchito mabungwe oyendetsera ndalama (ambiri, koma osati onse, omwe amatchedwa alangizi a zachuma masiku ano) ndi makampani akugulitsa. Ilinso ndi chidziwitso kwa omwe kale ankalembetsa; Ambiri mwa anthuwa angakhale akugwirabe ntchito m'mabuku kapena mabungwe oyendetsera masewera, ndipo motero zambiri zokhudza iwo zingakhale zopindulitsa kwa akugulitsa. Ntchitoyi ndi yaulere, ndipo kufufuza kwa deta kungapangidwe kudzera pa webusaiti yathu.
Malipoti a Akasitomala
Kwa ochita malonda omwe alembedwera ndi FINRA m'zaka 10 zapitazi, kuphatikizapo ogulitsa omwe sakugwira nawo ntchito, lipoti la BrokerCheck lili ndi:
- Dongosolo lachidule pa broker ndi zidziwitso zake
- Mndandanda wa zolembetsa zake, zenizeni ndi mayesero a mafakitale apita
- Kulembetsa ndi ntchito mbiri: onse FINRA-mabungwe ogulitsa mabungwe omwe amalembedwa nawo, komanso kwa zaka 10 zapitazi, ntchito zina zonse (mkati ndi kunja kwa mafakitale), ntchito za usilikali, kusowa ntchito, ndi nthawi yeniyeni maphunziro
- Zolongosola za mikangano ya makasitomala, zochitika zowonongeka ndi nkhani zachuma pa zolembera za broker, kaya kapena wokhotakhota kwenikweni anapezeka kuti ali ndi vuto
- Ndemanga zowonjezera posachedwapa, ngati zilipo
Dziwani kuti sizochitika zonse ndi zifukwa parekodi ya broker kwenikweni zimasonyeza zolakwika.
Ngati wogulitsayo anasiya kulembedwa ndi FINRA zaka zoposa 10 zapitazo, kusiyana kokha mu lipoti la BrokerCheck likukhudza gawo lomwe likukhudzana ndi kufotokoza.
Izi zikuphatikizapo malamulo ena ophwanya malamulo, oweruza, akuluakulu a boma, kapena malingaliro a makasitomala pa wodulayo. Zochitika zikuphatikizidwa mu lipoti ngati wogulitsayo anali:
- Ogonjetsedwa ndi chigamulo chomaliza
- Wokhululukidwa (kapena anavomereza kuti ndi wolakwa kapena alibe mpikisano ku) zolakwa zina
- Anaperekedwa pansi pa chigamulo cha boma chokhudza ntchito zokhudzana ndi malonda
- Opezeka ndi khoti lachigamulo kuti aphwanye malamulo kapena malamulo okhudzana ndi malonda
- Amatchedwa ngati wotsutsa kapena wotsutsa pazochita zotsutsana kapena chigamulo cha boma kuti akunyoza malonda, ndipo amapereka mphoto kapena chigamulo chotsutsana naye
FINRA amalembetsa chochitika chilichonse monga momwe amachitira ndi mabungwe otetezera, wogulitsa, komanso aliyense wogwira ntchito.
Malipoti pa Makampani a Brokerage
Kawirikawiri Report BrokerCheck pa kampani yogulitsa brokerage ili ndi:
- Zowonongeka zazitsulo ndi maziko ake
- Kodi ndi liti kumene lakhazikitsidwa?
- Anthu ndi mabungwe omwe ali ndi magawo kapena mphamvu pazomwe ntchitoyi ikugwira
- Mbiri ya kuphatikiza, kupeza kapena kusintha dzina
- Malamulo ndi olembetsa ogwira ntchitoyi, mitundu yamalonda yomwe imapanga ndi zina zokhudzana ndi ntchito zake
- Amalongosola za mphotho iliyonse yotsutsana, zochitika zowonongeka, ndi nkhani zachuma pa zolembazo
Zindikirani kuti zochita zosakanizidwa kapena zosasinthika zingakhale zikuphatikizidwa, ndipo kukhalapo kwa zochitika zoterezi sizisonyeza kuti ndikuchita zoipa.
Zomwe Zamauthenga
Zomwe zili mu BrokerCheck zimachokera ku Central Registration Depository (CRD), zomwe zimaphatikizapo kulembetsa ndi kulandira chilolezo ndi makampani oyendetsa amalonda.
Olamulira amayipatsanso mauthenga kwa CRD za zochitika zina zakulangizi zokhudzana ndi ogulitsa ndi makampani ogulitsa.
Ndalama Zowonjezera
Mabanki olembetsa ndi mabungwe ogulitsa mabungwe kawirikawiri ayenera kumapereka mauthenga a CRD masiku 30 pambuyo pake ataphunzira za chochitika. BrokerCheck ikuwonetseratu deta yatsopano ya CRD yatsopano. Nkhani zambiri sizinasinthidwe kwa makampani omwe sali olembetsedwa ndi FINRA, kapena kwa omwe amalonda omwe salembedwanso ndi FINRA.
Chimene BrokerCheck Sichiphatikizapo
Zitsanzo ndi:
- Zilango ndi mabungwe pachiyambi zinanena kuti zikudikira kuti kenako adakhutitsidwa
- Bankruptcy proceedings adafufuza zaka zoposa 10 zapitazo.
- Masalimo a Social Social
- Chidziwitso cha mbiri yakale
- Mafotokozedwe achilengedwe
Kawirikawiri, BrokerCheck sichiphatikizapo deta iliyonse yomwe sinayambe yalowa mu CRD, kapena imaphatikizapo chidziwitso chomwe nthawi ina adachita, koma salinso.
FINRA imayesetsa kuteteza chinsinsi cha makasitomala achinsinsi, kusalankhula chinenero chokhumudwitsa kapena chosokoneza bongo, ndi kuteteza mfundo zomwe zimabweretsa zochitika zazikulu za kuba kapena zobisika.
Zosintha Zatsopano
Mu 2012, FINRA yakhala ikuyang'ana zowonjezereka mu BrokerCheck, monga:
- Zifukwa ndi ndemanga zokhudzana ndi wogulitsa broker
- Maphunziro a maphunziro
- Zolemba zina, monga CFA kapena CFP
- Tsatanetsatane wambiri za madandaulo a zachuma otsutsa
Pakalipano, kuyitana kuchokera kwa oyimilira malonda kuti aphatikize zomwe zapezeka pa mayeso monga Series 7 akutsutsana ndi FINRA, ndipo sakukondedwa kwambiri pakati pa ogulitsa. Akatswiri akugwiritsidwa ntchito mu Wall Street Journal ("Kulemba Mbali: Otsatsa Malonda Akukakamiza Kuzindikiritsa Anthu Ena, Kuphatikizira Maphunziro pa Zotsatira," May 29, 2012). khalidwe la utumiki, madalaivala aakulu a kukhutitsidwa kwa kasitomala .