Kumvetsetsa Zopindulitsa Zogwira Ntchito ndi Zokakamiza
Otsogolera opindula a ogwira ntchito amagwira ntchito yokhala ndi zofunikira zothandizira komanso zosayenera. Kuchokera kuchipatala ndi mankhwala olembedwa inshuwalansi kwa ndalama zopuma pantchito komanso zopindulitsa, makampani nthawi zambiri amakhala ndi zosankha zambiri popereka chaka chilichonse. Kutha kwa chaka ndi nthawi yabwino yosonkhanitsa deta yonse yofunikirako komanso yopanda phindu pamodzi kuti muwone momwe phindu lonseli likukhalira miyoyo ya antchito, ngati akadali okwera mtengo, ndipo phindu lanji likhoza kuwonjezeredwa ku Pangani ndondomeko yokwanira.
Ndi bwino kuthetsa antchito oyenerera poyamba, ndikugwira ntchito zopanda phindu.
Ofunikila oyenerera - ndiwaani?
Kaya mumagwiritsa ntchito bizinesi yaing'ono kapena bungwe lalikulu la mayiko osiyanasiyana, pali malamulo a malo ogwirira ntchito kuti muteteze thanzi la ogwira ntchito ndi zachuma. Chimodzi mwa malo omwe lamulo limanena ndilokuti olemba ntchito ayenera kugwira ntchito zosachepera zomwe amagwira ntchito. Izi zikugwera pansi pa maudindo angapo kuphatikizapo Affordable Care Act, ERISA, ndi zina. Ndikofunika kusiyanitsa pakati pa mapindu oyenerera ndi omwe ali makampani.
Inshuwalansi yolemala
M'mayiko angapo, inshuwalansi yaifupi ndi yayitali kwa nthawi yaitali imayenera ntchito zothandizira, zomwe zimaperekedwa kwa ena ndi abwana ndi antchito. Ndondomeko yowonjezera nthawi zambiri imakhudzidwa ndi kuchotsedwa kwa antchito. Bungwe la Small Business Administration limalangiza kuti zigawo zotsatirazi tsopano zimafuna inshuwalansi yaumphawi kuti apereke gawo lopatsidwa malipiro kwa ogwira ntchito oyenerera ngati atakumana ndi ngozi zosachita ntchito kapena matenda:
- California
- Hawaii
- New Jersey
- New York
- Puerto Rico
- Rhode Island
Kuchokera kwa Banja ndi Zamankhwala
M'madera onse, Family Medical Leave Act (FMLA) amalola antchito kupitako milungu khumi ndi isanu (12) yothandizira kuti asamalipire ntchito ngati atakwaniritsa zofunikira zina. Patsikuli, phindu lonse la ogwira ntchito likupitirira. Ngati wogwira ntchitoyo asankha kubwerera kuntchito kumapeto kwa chilolezo cha FMLA, iye angakhalebe woyenerera kulandira chithandizo komanso kupitiliza kulandira chithandizo chaumoyo pansi pa malamulo a COBRA.
Kampaniyo iyenera kugwiritsa ntchito anthu osachepera 50, kapena kukhala gulu la gulu.
- Wogwira ntchitoyo ayenera kuyang'anira kusamalira, kubadwa kwa abambo, kapena kulandira mwana.
- Wogwira ntchitoyo ayenera kusamalira wachibale wake yemwe ali ndi matenda aakulu kapena kuvulazidwa.
- Wogwira ntchitoyo ayenera kusamalira yekha matenda aakulu.
- Wogwira ntchitoyo ayenera kusamalira wovulala kapena wodwala wogwira ntchito.
Nthaŵi zambiri, antchito amafunika kudziwitsa abwana awo pasadakhale asanalandire chilolezo chovomerezeka cha FMLA, ngakhale kuti zochitika zoopsa zitha kuchitika. Amuna ndi akazi ali oyenerera kuti abwere paulendo wathunthu wa FMLA, kotero kuti apange phindu lovomerezeka la kholo.
Nthawi Yoperekedwa ndi Zina Zopindulitsa
Kunja kwa FMLA kuchoka, olemba ntchito sakufunikiradi malamulo a federal kuti apereke kulipira kulipira kapena kulipidwa kwa antchito. Komabe, ndizochita kachitidwe ka abwana ambiri kuti apereke zosowa zochepa zomwe zimalipidwa komanso zopanda malipiro kwa ogwira ntchito. Nthaŵi zambiri, nthawi yolipira imakhala yochepa pa nthawi ya tchuthi ndi nthawi ya tchuthi, nthawi yodwala, kupita kwina, maliro kapena kuchoka kwachisawawa, ndi kuchoka kwa jury.
Makampani ambiri amapereka mwayi kwa antchito mwayi wopeza nthawi yolipira pogwiritsa ntchito maola angapo omwe agwira ntchito pa nthawi inayake, ndipo maola awa amamanga kapena amatha.
Makampani ena angasankhe kupereka nthawi yaying'ono pachaka, ndipo masiku ena amatha kupepidwa. Ndondomeko yolipira nthawi yomwe idzaperekedwa idzaphatikizapo masiku 5 a tchuthi, masiku atatu odwala, ndi tsiku limodzi lokha.
Makhalidwe a Social Security ndi Medicare
Ngakhale antchito ambiri samangoganiza za Social Security ndi Medicare ngati phindu, koma m'malo mwazinthu zomwe adapeza, olemba onse akuyenera kulipira msonkho wa Social Security ndi Medicare msonkho. Ayeneranso kutamandidwa chifukwa chothandizira kuti pakhale ndalama zothandizira anthu pantchito. Ndipotu, olemba a US amayenera kufanana ndi omwe antchito amalipira mu Social Security system, yomwe imasiyana ndi zaka za wogwira ntchito komanso momwe antchito amalandira.
Wogwira ntchito aliyense amakwaniritsa mafomu a msonkho kumayambiriro kwa ntchito, ndipo izi zimapanga maziko a mawonekedwe a W-2 omwe ayenera kuwatumizira olemba ntchito kuti apereke malipiro.
Kuwonjezera apo, olemba ntchito ayenera kutsimikizira kuti ndi ndani komanso mayina a ogwira ntchito onse pogwiritsa ntchito (ufulu) Pulogalamu Yotsimikiziridwa Yopezera Chitetezo Chachikhalidwe kapena (kubweza) Chivomerezo cha SSN Service Verification Service. Izi zimalepheretsa kugwiritsa ntchito chizindikiritso cholakwika ndi olemba ntchito ndikuonetsetsa kuti wogwira ntchito yolondola akuyamikiridwa kuti adzapindula.
Ndikofunika kuzindikira kuti ogwira ntchito masiku ano omwe akulipira mu Social Security system angathe kupeza 80-70 peresenti ya ndalama izi atapuma pantchito. Mchitidwewu wakhala ukudzudzulidwa chifukwa chosakhala yankho la nthawi yaitali kwa antchito a ku America, ndipo walemedwa ndi chiwerengero chachikulu cha ana aang'ono omwe akufika pantchito yopuma pantchito pamlingo wa zikwi 500 pa tsiku.
Inshuwalansi ya Ntchito
Makampani onse ayenera kulipira chifukwa cha inshuwalansi yopanda ntchito kwa wogwira ntchito aliyense, mosasamala kanthu ngati ali nthawi zonse kapena nthawi yochepa. Izi zimatsimikizira kuti pali ndalama zowonetsera nthawi za kusowa ntchito ngati mmodzi kapena angapo akulekanitsidwa mwachindunji ndi kampani. Gulu lirilonse lidzadziwitsidwa ndi izi ndi boma limene likugwira ntchito komanso momwe inshuwalansi ingakhalire ndi kampaniyo. Makampani olembetsedwa ndi bungwe la boma ogwira ntchito ndi malipiro akuyendetsedwa apa. Ngati wogwira ntchito atha ndipo palibe chifukwa chokhazikitsira, ndiye kuti angalandire phindu la ntchito kwa kanthawi kochepa. Apo ayi, antchito samapindula mwachindunji ndi inshuwalansi yofunikirayi.
Kodi Zopindulitsa Zomwe Sizifunika?
Mapindu ena onse ogwira ntchito amaonedwa ngati osapindula, kupatulapo zochepa zofunikira zathanzi zofunika pa Obamacare. Izi zimangokhudza makampani omwe ali ndi antchito a nthawi zonse kapena 50 kapena oyenerera omwe amagwira ntchito nthawi yina. Inshuwalansi ya umoyo imayenera kupereka chithandizo choyambirira chopewa kubisala, koma ikhoza kukwera pamatumba.
Zina mwazinthu zomwe sizinaphatikizidwe zikuphatikizapo mitundu ina yothandizira inshuwalansi, ndondomeko yosungira ndalama, inshuwalansi ya moyo, masomphenya ndi chithandizo cha meno, mapulogalamu abwino, malipiro ndi zopindulitsa zapampani, chitukuko cha uphunzitsi ndi maphunziro othandizira, mapulogalamu othandizira ogwira ntchito, madokotala ndi a nurse carelines, telemedicine , ndi zina. Palibe lamulo lililonse la malamulo loyenera, komabe lili ndi nzeru za bwana aliyense. Nthaŵi zambiri, makampani othandizira omwe sali oyenerera amatha kupikisana kwambiri ndipo nthawi zambiri amawongolera mtundu wa makampani.