Mitundu Yotetezera Mungatani Kuti Muthandize Ndalama? Ngati Mukusiya Ntchito Yanu
Zingakhale zovuta kupeza ndalama zopezera ndalama zomwe umapeza Inshuwalansi ya Ntchito. Komabe, pali zina zomwe mungathe kuti muteteze ndalama zanu komanso moyo wanu ngati mutaya ntchito yanu. Inshuwalansi Yaumwini Wokhazikika ndi zina zothandiziranso inshuwalansi ndiwo njira zabwino zotetezera ndalama zanu pamene mutaya ntchito yanu, ndipo ena mwa iwo amabwera pa mtengo wa $ 5 pamwezi.
Kodi Inshuwalansi Yaumwini Yokha Ndi Chiyani?
Inshuwalansi yaumwini yaumwini, yomwe imadziwika kuti inshuwalansi yowonjezereka ya ntchito, ndi inshuwalansi yomwe mumagula kuti muwonjezere ndalama zanu ngati mulibe ntchito. Inshuwalansi yaumwini yaumwini idzakupatsani malipiro oonjezera pamwamba pa ntchito yochepa yomwe mumalandira kuchokera ku Federal and State Employment. Chifukwa inshuwalansi ya umphawi ndi yoperewera, kukhalabe ndi moyo ngati simukugwira ntchito mwadzidzidzi ndizosatheka kugwira ntchito yeniyeni, choncho inshuwalansi yaumwini yaumwini imakupatsani mwayi wosonyeza ndalama zomwe muli nazo zapantchito ndikuthandizira kulekanitsa.
N'chifukwa Chiyani Mukugula Inshuwalansi Yopanda Ntchito?
Ndalama ya inshuwalansi ya boma / Boma ikusiyana ndi boma, kotero malinga ndi momwe mukukhalamo, komanso momwe ndalama zanu zinalili musanatayike ntchito yanu, zotsalira za Inshuwalansi yaumwini zaumwini zingakhale zosangalatsa kwambiri. Zimadalira kuti zomwe mukufunikira pamoyo wanu ndizofunika.
Nkhonya pa Boma ndi Boma la Kusagwira Ntchito Inshuwalansi sungakuthandizeni kukhala ndi moyo wanu.
Kodi Mungasankhe Bwanji Inshuwalansi Yopanda Ntchito?
Palibenso njira zambiri zothandizira inshuwalansi yaumwini, koma makampani angapo abwera ndi ndondomeko zosangalatsa.
Nazi zitsanzo zingapo, pofotokoza zomwe angapereke.
- Kuchokera Msonkho ndi Great American Inshuwalansi Gulu lingakhale mtundu wa chikhalidwe cha inshuwalansi. Ikhoza kukupatsani ndalama zowonjezerapo pokhapokha ngati mutataya ntchito yanu kapena kuti mulepheretsedwe ndipo muli oyenerera ku Inshuwalansi Yopanda Ntchito. Ndalama Zothandizira zimapezeka ku US States ndi District of Columbia kupatula ku Hawaii ndi Alaska. Amapereka malipiro okwana madola 250,000 pachaka. Muyenera kuponyera inshuwalansi ya ntchito ndipo muyeneretsedwe kuti ndondomeko iyi isabwere. Ndalama Zimapereka malipiro a masabata makumi awiri ndi awiri (24) opindula ndi nthawi yokwanira 2 sabata. Pali miyezi isanu ndi umodzi yodikira mutagula ndondomeko yatsopano musanayambe kulandira mapindu. Kotero musadalire kugula ndondomeko yanu mawa chifukwa mudamva kupuma kwa ntchito zikuchitika mu masabata angapo otsatira. Malipiro amatsata ndondomeko ya inshuwalansi ya Federal and State, ndipo chifukwa chake tikukamba za izo monga chikhalidwe cha inshuwalansi.
- ChitetezoKodi ndi mfundo zatsopano zomwe zimatengera njira yosiyana yopereka chithandizo kwa omwe akugwira nawo ntchito pokhapokha ngati akusowa ntchito. SafetyNet amalola wogwira ntchitoyo kusankha pakati pa magulu angapo a kufalitsa. Sizimapereka mlungu uliwonse, koma zimapereka malipiro a ndalama pokhapokha mutapezeka kuti mulibe ntchito. Mtengo wa SafetyNet ndi wochepa kwambiri kuposa inshuwalansi yowonjezera yaumphawi, chifukwa kulipira kuli kochepa, koma pambali yowonjezerapo, kumapangitsa kuti phindu likhale labwino ndi kulipira kulikonse pakati pa $ 1,500 mpaka $ 9,000, malinga ndi ChitetezoPangani chisankho chochita kusankha mukamalemba.
Kodi Ndondomeko Ya Inshuwalansi Yopanda Ntchito Imakhala Yochuluka Motani?
Malinga ndi dziko limene mukukhala komanso mlingo wa kusowa kwa ntchito komweko, ndondomeko ya IncomeAssure ikhoza kukupatsani pakati pa .5 peresenti mpaka 2 peresenti ya ndalama zanu.
Mukhoza kupeza mtengo weniweni ndi kuchuluka kwa phindu la mlungu uliwonse pano. Adzaperekanso ndalama zokwana 50 peresenti ya malipiro anu a mlungu uliwonse.
Kodi Mungapeze Bwino Ntchito Yaumwini Inshuwalansi kwa $ 5 Mwezi?
Kwa $ 5 pamwezi, SatefyNet ikhoza kupereka ndalama zokwana madola 1,500, ndi $ 30 pamwezi, kuti malipiro a ndalama apite $ 9,000. Ubwino winanso ndi wakuti izi zikukukhudzani chifukwa cha ntchito yotayika chifukwa:
- Chotsa ntchito
- kuchotsedwa ntchito
- kutseka kwa bizinesi kapena olemba ena-anayambitsa kupatukana
- matenda ndi kulemala
Lipoti la Economic Well-Being of US Households ku Federal Reserve kuchokera mu 2016 (lomasulidwa mu May 2017) likugogomezera zachuma cha mabanja a American. Mu lipoti ili, 44 peresenti ya anthu omwe anafunsidwawo adanena kuti sangathe kulipira ndalama zokwana $ 400 kapena angakongole kapena kugulitsa chinachake kuti achite zimenezo. Deta ngati izi zimapanga ndondomeko zatsopano monga zomwe zakhazikitsidwa posachedwa ndi SecurityNet monga zosangalatsa monga "kubwerera" kuwonjezera ntchito kapena inshuwalansi ndondomeko dongosolo.
SafetyNet pakalipano ikuperekedwa kokha m'madera owerengeka, monga Iowa, South Carolina, ndi Wisconsin, ndi ndondomeko zowonjezera. Ngakhale kuti sikumangidwa mofanana ndi inshuwalansi ya umphawi, ndi mwayi wosankha kuti ukhale ndi "chitetezo" kwa iwe mwini ndi banja lako, makamaka ngati mtengo wa inshuwalansi ya Income Assurance kapena zina za Inshuwalansi za Ulova Ntchito zikuwoneka mtengo.