Ndondomeko Yopulumutsira Yopambana ndi ndondomeko yosungira ndalama kwa anthu ogwira usilikali komanso ogwira ntchito za boma. TSP ndi thumba la msonkho, zomwe zikutanthauza kuti ndalama zomwe zimaperekedwa ku akaunti zimachotsedwa nthawi yomweyo kuchokera kwa anthu okhoma msonkho, ndipo ndalama zomwe zili mu thumba sizinalipire msonkho kufikira atachoka pantchito, kawirikawiri pambuyo pa zaka 59 1/2, zomwe ndi kuchepetsa msonkho kwakukulu.
Malinga ndi Army Maj.
John Johnson, akutsogolera ku bungwe la Armed Forces Tax Council, othandizira ochuluka akuyenera kugwiritsa ntchito ndondomeko ya Kusungirako Zowonjezera, chifukwa ndi njira yokondweretsa ndalama zomwe zimapindulitsa kwambiri kwa asilikali.
Mkwatibwi amafuna kuti awone kuti chiwerengero cha ophunzirachi chikukwera, chifukwa chiri chopindulitsa kwambiri, Johnson adati poyankhulana ndi American Forces Press Service. Ndikofunikira kuti aliyense apulumutse chifukwa chothawa pantchito, ndipo ngati mukupita kukapulumutsa, malo oyamba omwe mukufuna kuikamo ali mu akaunti zochotsera msonkho.
Pakalipano TSP imatulutsa mbali kuchokera ku theka la asilikali.
Ngati simunali mu TSP kapena akaunti ina yokhometsa misonkho, chaka chilichonse, ndalama zopezeka mu ngongoleyi zikanapatsidwa msonkho, adatero. Ngati mukuyang'ana pa ntchito yanu yonse yazaka 40, mumalankhula, mukupita kukatenga madola zikwi mazana angapo pothandizira ku akaunti yokhometsa msonkho kusiyana ndi akaunti ya msonkho.
Kuyambira chaka chino, zida zankhondo zilibe malire mu ndalama zomwe angapereke ku TSP. Pamene pulogalamuyi inayamba kupezeka kwa anthu ogwira ntchito m'chaka cha 2000, iwo angapereke ndalama zokwana 5 peresenti ya ndalama zawo. Tsopano malire okha ndi Internal Revenue Services $ 15,000 pa malire a chaka pa zopereka za akaunti zosungidwa msonkho.
Asilikali omwe atumizidwa ali ndi malire osiyana mu TSP. Chifukwa chakuti malipiro awo salipira msonkho ndipo IRS ili ndi malire osiyana a gululo, iwo akhoza kupereka ndalama zokwana madola 44,000 pachaka, malinga ndi Johnson.
Monga phindu lina kwa antchito, Army ikuyesa pulogalamu yomwe msonkhano umagwirizana ndi zopereka za asilikali ku TSP, Johnson adati. Purogalamuyi ikugwiranso ntchito kwa anthu atsopano omwe amadzaza zapadera . Asilikali adzafanana ndi magawo asanu pa malipiro omwe msilikali amapereka ku TSP; Pakati pa 3 peresenti idzafanana ndi dola ya dola, ndipo 2% yotsatira idzafanana ndi ndalama zokwana madola 50 pa dola.
Ngakhale kwa asilikali omwe akhalapo kanthawi ndipo sapeza ndalama zawo, TSP ndi lingaliro labwino, Johnson adati. Phindu lalikulu la pulogalamuyi ndi kuti ndalama zomwe zili mu akauntiyi ndizochepa kwambiri - pafupifupi gawo limodzi mwa magawo khumi mwa ndalama zonsezi. Ndalama zomwe zimagwiritsidwa ntchito poyang'anira thumba la ndalama, kugula katundu ndi kulipiritsa ndalama zina zimapita kumalo osungirako ntchito ku TSP, adatero.
Muli ndi nthawi yovuta kumenya TSP, adatero.
TSP sifanana ndi akaunti yosungirako ndalama, ndipo ndalama zomwe zimaperekedwa kuti zizikhala ndalama zomwe anthu sakufunikira posachedwa. Komabe, TSP ili ndi ndondomeko ya ngongole pazochitika monga kugula kwa nyumba yoyamba, kumene ophunzira angakwereke ndalama paokha ndipo amalibwezera pamsika.
Pambuyo pochoka usilikali, amishonale sangapitirize kuwathandiza ku TSP pokhapokha atatenga ntchito ya boma. Amatha kusiya ndalama zawo ku TSP, komabe, ndikupitiriza kubwezeretsanso kubwezeretsa. Ndalama mu TSP ingathenso kukonzedwa ku akaunti ina ya IRA.
Othandizira amatha kulemba TSP pa intaneti pa www.tsp.gov. Webusaitiyi ikupereka zipangizo zonse zomwe abambo akufunikira kuti ayambe mu pulogalamuyi ndikuyang'anira akaunti zawo.
Pamwamba pa Zomwe Mwadzidzidzi Mwadongosolo la Dipatimenti ya Chitetezo