Kodi kusiyana kwake ndi kotani?
TRICARE yakhala yopindulitsa kwambiri kwa mabanja ambiri ndipo yasunga ndalama zawo pazogwiritsira ntchito ndalama.
Koma kodi mudadziwa kuti muli ndi zosankha mkati mwa TRICARE zomwe zingafanane ndi zosowa za banja lanu bwino?
TRICARE Standard ndi TRICARE Standard imapereka njira ziwiri zosiyana ndi zachipatala. Pali zowonjezera ndi zoyipa pa zosankha zonse ziwiri, ndipo tikupatsani mwayi woti muthe kusankha bwino banja lanu.
TRICARE Prime
Ogwira ntchito za asilikali ogwira ntchito ndi ogonjera awo amalembedwera ku TRICARE Prime. Komabe, muli ndi mwayi wosintha ku Prime kapena Extra.
Ndi TRICARE Prime, simukuyenera kulipira ngongole (kunja kwa thumba) pokhapokha mutagwiritsa ntchito njira ya utumiki.
Ngati mukufuna kugwiritsa ntchito njirayi yopanda chithunzithunzi ndi TRICARE Prime, muyenera kusankha kuchokera pa mndandanda wa ovomerezeka kapena opatsidwa mwayi. (Zili zofanana ndi ndondomeko ya HMO yachinsinsi, komwe mungathe kuwona opereka okha omwe ali "pa intaneti.") Ngati mukukhala pafupi kapena pafupi, izi zimatanthauza chipatala chakumidzi.
Mwachiwonekere, zosankha zanu zili zochepa ndi dongosololi-makamaka ngati inu kapena wachibale wanu muli ndi zosowa zapadera zachipatala.
Kuti mugwiritse ntchito kopanda-copay pansi Pulezidenti, mungafunike kutumiza kwa wofunikirako wokondedwa. Kotero, inu mudzakhala ndi mapepala ambiri ndi kukonza Prime, koma ndalama zingakhale zabwino kwa banja lanu.
Muyenera kudzikonzekera kuti muchedwetse kusamala pamene mukudikirira zolembera.
Ngati mukusowa mwamsanga, chithandizo chodzidzimutsa, muyenera kumangotha masekondi pang'ono kuganizira zomwe mungachite musanapite pakhomo. Mwachitsanzo, TRICARE imalekanitsa "zoopsa" ndi "chisamaliro" mwamsanga, ndipo zofunikira zowunikira zili zosiyana pansi pa ndondomekoyi. Kupita ku chipinda chodzidzimutsa kuti mukhale ndi nkhawa yokhayokha kumapangitsa kuti pulogalamu yamakono ikhale yopita kumsonkhano wanu. Mwinanso, kuyendera mwamsanga mwachangu osati kuopseza moyo koma vuto lalikulu (monga bulu losweka) limafuna kutumiza.
TRICARE Standard
TRICARE Standard imakupatsani zosankha zambiri ndi kusinthasintha mu zosankha zanu, koma zimaphatikizapo ndalama zina zowonjezera. Muli ndi mwayi wogwiritsira ntchito intaneti kapena wopezeka pa intaneti, ndipo simusowa kutumiza. Komabe, mwina mungafunikire kulandira thandizo linalake, monga momwe mungakhalire ndi mapulani ambiri a inshuwaransi.
TRICARE Zingakhale zabwino ngati mukukhala pafupi kapena pafupi koma simukufuna kugwiritsa ntchito zipatala zam'deralo, kapena wina m'banja lanu ali ndi zosowa zapadera. TRICARE Wowonjezera njira yowonjezera ikhoza kupezeka ngati mukukhala makilomita oposa 30 kuchokera kuchipatala ndipo simukufuna kuyendetsa mtunda wautali kuti mutenge ana anu kwa dokotala.
Mulipira padera pachaka pa TRICARE Standard. Komabe, mitengoyi akadali yotsika mtengo poyerekeza ndi zosankha za buluu. Mwachitsanzo, pa E4 ndi m'munsi ndi pa ntchito yogwira ntchito kapena mu Malo otetezera, ndalama zanu zingakhale $ 50 pa munthu aliyense (koma osapitirira $ 100 kwa banja lonse). E5 ndi pamwamba mukhoza kuyembekezera madola 150 payekha (koma osaposa $ 300 kwa banja lonse).
Mudzakhalanso ndi udindo pa chiwerengero kapena gawo la mautumiki ena. Ntchito zambiri zothandizira sizikufuna ndalama zothandizira, komabe mungathe kuyembekezera kukhala ndi udindo pa $ 25 mpaka 20 peresenti ya ndalama zothandizira pazinthu zina.
Kusankha Bwino Banja Lanu
Zolinga zonsezi zimapereka mwayi waukulu kwa anthu ogwira nawo ntchito zankhondo komanso mabanja awo. Ikani zofunikira zanu kuchipatala, ndipo ganizirani zosowa zanu za nthawi yaitali kuti muthandize kutsogolera kafukufuku wanu.
Monga chisankho china chilichonse chokhudzana ndi chithandizo chamankhwala, onetsetsani kuti mukulankhulana mwachindunji ndi wanu wothandizira inshuwalansi kuti mudziwe zambiri zowonjezera.