Zimene Ophunzira Sanagwiritsidwepo Ponena za Amayi
Ngakhale kuti Commissary ndi Base Exchange akhoza kukupulumutsani ndalama, iwo samapereka ndalama zazikulu zomwe amitundu ambiri amaganiza kuti amachita. Simungagule $ 2,000 stereo $ 500. Simungapezeko T-bone steak kwa 49 ¢ pa paundi.
Azimayi
Ofesi ya Defense Commissary Agency (DeCA) Azimayi amawagwiritsira ntchito ndalama zothandizira ndalama-kutanthauza kuti amaloledwa kugwiritsa ntchito ndalama za okhoma msonkho (ngati akuvomerezedwa ndi Congress) chifukwa cha ntchito yawo ndi zomangamanga. Bungweli limagulitsa zoposa 261 padziko lonse lapansi. Azimayi amagwira ntchito motsatira ndondomeko ndi njira zomwe zimaphatikizidwa mulamulo la federal. Azimayi amayenera kugulitsa zinthu zawo ndi mtengo womwewo omwe amazigula. Mafuta asanu ndi awiri owonjezeka awonjezeka kugulidwa kuti athandize kulipira ndalama zomwe amagwiritsa ntchito komanso ntchito yokonza ndi kumanga.
Malipiro ndi Baggers
Ngakhale malipiro ambiri a abambo (kubweza ndalama, osungira katundu, ndi zina zotero) amachokera pazolembazo, ogulitsa ngongole ndi odzigwira okha omwe amagwira ntchito zokha basi. Ndizozoloŵera kukweza zikwama pakati pa $ 1.00 ndi $ 5.00, malingana ndi kuchuluka kwa kuchuluka kwa kugula kwanu. Ngongole iliyonse imakhala ikupempha malonda a makasitomala oyang'anira.
Pakupempha kwa kasitomala, thumbali limagula mwachindunji ndi kasitomala ku thumba ndikuchita malonda a mthengi pobwezera nsonga ndikugwira ntchito kwa wina aliyense kupatula kasitomala amene amawalemba.
Momwe Mungapulumutsire pa DeCA
DeCA imanena kuti imapereka ndalama zoposa 30 peresenti.
Izi zikutanthauza banja la anayi, kugula nthawi zonse kungapulumutse $ 3,000 pachaka, ndipo membala mmodzi akhoza kusunga madola 1,000 pachaka muzogulira zakudya.
Komabe, ndalama zanu zosungira zimasiyana, malingana ndi momwe sitolo yanu yodyeramo yachisawawa imapereka msonkho wa malonda kwa zakudya, ndipo muli ndi zakudya zotani mumderalo. Pokonzekera nkhaniyi, ndinapita ku Walmart Super Store yapafupi ndikugula zakudya za $ 103.57. Ndinalemba mndandanda wa zinthu zomwe ndinagula ndikupita ku Patrick Air Force Base (pafupifupi makilomita 90 kutalika). Pa komitiyo komweko, ndinagula zinthu zomwezo.
Malinga ndi DeCA, ndalama yanga yoyang'anira ndondomekoyi iyenera kukhala pafupifupi $ 70.00. Nditagula zinthuzi, ndalama zanga zikanakhala $ 85.52. Kulipira ndalama zokwana 5 peresenti, ndipo zikanakhala $ 89.79. Sindidzawerengera nsonga ya bagger, monga ogulitsa a Commissary amangogulitsa katundu wanu koma amawatenga panja ndi kuwatengera m'galimoto yanu. Ndikofunika ndalama iliyonse ya nsonga, mwa lingaliro langa. Chiwonongeko changa chonse chikanakhala 13.3 peresenti.
DeCA "Cheats" ndi Cigarettes
Ngakhale DeCA ikufunidwa ndi lamulo kugulitsa zinthu pamtengo (kuphatikizapo katundu wambiri), amaloledwa "kunyenga." Zaka zingapo zapitazo, popanda chilolezo cha Congress, Mtsogoleri wa DeCA adagwirizana kuti awonjezere mtengo wa ndudu zomwe zimagulitsidwa kwa azimayi.
Pofuna kuti azitsatira malamulo, DeCa tsopano akugula zinthu zonse za fodya kuchokera ku zitsamba zamagulu, zomwe zimagulitsa zinthu za fodya pamtengo wofanana ndi mitengo yachuma yomwe imakhalapo pamsasa.
Ambiri a inu simungasute fodya, kotero musasamalire, ndipo ena a inu mukhoza kunena kuti, "Chabwino. Ayenera kukweza mtengo wa fodya kuti athetse kusuta." Komabe, malingaliro anga, izi zakhazikitsa choopsa choyambirira. Ngati DeCA ikuloledwa kupanga malingaliro amtengo wapatali pogwiritsa ntchito gwero lomwe likugulidwa kuchokera (mmalo mogula kuchokera ku chitsimikizo cha mtengo wapatali kwambiri), ndiye palibe chomwe chingawaletse kusankha chaka chotsatira kuti shuga kapena nyama yofiira ndizoipa, ndikuchitanso zomwezo ndi mitundu imeneyo ya zinthu.
Kusinthanitsa kwa Asilikali
Mosiyana ndi makampani, mabungwe achijeremani amapanga zinthu, ndipo gawo lina la phindu likupita kumapulogalamu a Makhalidwe, Amtendere, ndi Zosangalatsa. Zina zonse zimagwiritsidwa ntchito ndi AAFES pa zosowa zina, monga kukonzanso malo.
Pali njira zitatu zosinthira zosiyana: Army ndi Air Force Exchange Service (AAFES), The Navy Exchange Service (NEXCOM) ndi Marine Corps Exchange. Monga momwe zilili ndi azimayi, palibe msonkho wotsatsa malonda, ndipo izi zikhoza kuwonjezera ndalama zambiri pa nthawi, kapena pamene mukugula zinthu zamtengo wapatali.
Ndalama zokhazokha zomwe zimagwiritsidwa ntchito pamagulu atatu osinthasintha zimakhala ngati zothandiza komanso zogulitsa katundu kupita ku mayiko akunja ndi kumalipira usilikali. Ndalama zopanda malire (NAF) za Dipatimenti ya Chitetezo, ndalama zothandizira ndalama zowonjezera 98 peresenti ya ndalama zawo zoyendetsera ntchito (malipiro a anthu ogwira ntchito, osungira ndalama, zothandizira ndi ndalama zogulitsa katundu, magalimoto, ndi malo) malonda a malonda , chakudya, ndi ntchito kwa makasitomala.
Pakhala pali nkhani yokhudza kuphatikiza machitidwe atatu osiyana mu Service Exchange imodzi, koma mpaka pano zakhala zokamba.
AAFES Mtengo Wofanana
Sikovuta kupeza chinthu chenichenicho kapena zinthu zina zomwe zili m'masitolo omwe ali otsika mtengo kuposa omwe mungathe kugula pazamasamba. AAFES amatsutsa izi kupyolera mu pulogalamu yotchedwa "Tidzafanane." Ngati kasitomala AAFES akupeza chinthu chomwecho m'mudzimo akugulitsa mtengo wotsika kuposa AAFES, Exchange ikugwirizana ndi mtengo.
Chidandaulo chomwe anthu ambiri amalankhula chimachokera kwa mamembala akuluakulu omwe ali ndi mabanja awo. Ngakhale kuti kusinthanitsa kungapereke zotsatsa pazinthu zamatchulidwe, zosankha zawo zosasintha zimasiyidwa kwambiri. Anthu ambiri ochepa omwe sangathe kupeza ndalama za Dooney & Bourke® sangakwanitse kupirira zikwama zapakhomo, ngakhale ziri zotani. Amafuna kugula ngongole ya dzina lachitsulo ku Walmart pa theka la mtengo.
Kumbali ina, ine ndinatenga mnzanga wachikunja ndi ine kugula ku Keesler Air Force Base exchange zaka zingapo zapitazo. Ndikutcha kuti mayiyu ndi "katswiri wamasewera" chifukwa amadziwa zomwe zili mu mafashoni ndi zomwe siziri, komanso zomwe zovala ndi akazi amafunikira. Anakondwera ndi zisankho ndi mitengo pazotsatizana (BX). (Ulendo umodzi wogula uja unanditengera ine madola mazana angapo, komabe).
Malo ogwirira ntchito, Zamagetsi Zoweta, Franchises Chakudya ndi Ena
AAFES amachititsanso ntchito zogwirira ntchito pazitsulo komanso masitolo a Class VI (mowa), komanso malo owonetsera masewera ndi zakudya (monga Burger King). Musati muyembekezere kusungirako kwina kulikonse kudera lino. Kuti apeze mitengo yamagetsi ndi zachakumwa, AAFES nthawi zonse amafufuza dera lawo ndikuyesera kuika mitengo yawo pamunsi pokhapokha. Chifukwa cha dongosolo lino, sizili zovuta kupeza malo osungiramo malo ogula gasi wotsika mtengo, ndipo kupeza mowa ndi mowa pamtengo wotsika ndizovuta. Hamburger Yanu Yemwe Amakugwiritsani Ntchito Mtengo Wanu Wamtengo Wapatali.
AAFES Ntchito
AAFES ndi ntchito yaikulu kwa a gulu la ankhondo ndi a Air Force. Pafupifupi 25 peresenti ya osonkhana a 52,400 AAFES ndiwo mamembala achibale. Ocheza nawo ambiri akhala akugwira ntchito ndi AAFES kwa zaka zambiri pamene adachoka ku malo ena kupita kumodzi ndi othandizira awo usilikali. Enanso 3 peresenti ya mabwenzi ndi asilikali omwe amagwira ntchito nthawi imodzi pamasewera awo.
Makampani ndi ma komiti amapereka madalitso othandiza komanso madola mamiliyoni ambiri chaka chilichonse pa mapulogalamu a MWR, koma ndalama zogula m'misikayi ndizosavuta.
Mbali Zina M'buku Lino
- Zimene Wogwiritsira Ntchito Zachimuna Anakuuzani Sindinakuuzeni
- Kusankha Msilikali
- Kukumana ndi Wolemba Ntchito
- Ndondomeko yolembera ndi kusankha ntchito
- Kulembetsa Makalata ndi Zowonjezera Zolemba
- Msilikali Azipereka
- Nyumba, Nyumba Yokonzera Nyumba, ndi Nyumba Zogwirira Ntchito
- Nyumba za Chow ndi Chakudya Chakudya
- Maphunziro a Maphunziro
- Siyani (Zolinga) ndi Maphunziro a Job
- Ntchito
- Kutsatsa
- Kusamalira Amishonale
- Ntchito za Makhalidwe, Zabwino, ndi Zosangalatsa (MWR)