Kupanga Phukusi la Mapindu Amaganizo a Ogwira Ntchito
Matenda a Maganizo Amafunika Aliyense
Nyuzipepala ya National Institute of Mental Health inanena kuti matenda akuluakulu a m'maganizo amawononga US $ 193 biliyoni pachaka, basi pazopindula zomwe opeza amapeza. Kugwirizana kwa Malo Ogwira Ntchito a Makhalidwe a Maganizo ndi American Psychiatric Foundation, akulangiza kuti zimapangitsa makampani $ 44 biliyoni kuti atayike chifukwa cha kusokonezeka maganizo kwa ogwira ntchito.
Pamene matenda amisala osayendetsedwa, angayambitse mavuto ena omwe amagwira ntchito, monga ngozi yowonjezera, kubwereka kwa antchito, kulemala , nkhanza za kumalo ogwirira ntchito, komanso zonena za nkhanza ndi kusankhana - zochitika zomwe zakhala zikudziwika bwino m'dziko lamakono.
Zimapangitsa kuti kugwiritsira ntchito bwino ntchito zamaganizo kukhale ogwira ntchito. Akatswiri amalangiza kuti kuthandizirapo msinkhu ndikofunika kuti achepetse ndalama komanso zochitika za matenda aakulu m'maganizo mwa ogwira ntchito.
Mofananamo, kuthandizidwa mofulumira kumasonyezedwa kuti apereke zotsatira zabwino kwambiri kwa iwo omwe ali ndi matenda amtundu uliwonse. Pamene matenda a m'maganizo sagwiritsidwe ntchito kapena osadziwika, kapena pamene antchito alibe mwayi wopezera chithandizo chamankhwala, sakhala bwino paokha - ndipo izi zikhoza kukhumudwitsa bizinesi yanu pamapeto pake.
Kusintha kwa zaumoyo ndi chitetezo cha umoyo wa maganizo ndilo lamulo
Pansi pa Ntchito Yabwino Yothandizira, kuyambira mu 2014, ndondomeko zachipatala zonse zaumwini ndi zaumwini ziyenera kupereka zosachepera zochepa zokhudzana ndi thanzi labwino, ntchito zamagwiritsidwe ntchito, ndi kusamalidwa. Chofunikira ichi ndichonso ndondomeko zachipatala zomwe zimagulidwa kudzera m'misika ya boma.
Kuphatikizanso apo, gulu limapindula mapulani sangakane kulumikizidwa kwa aliyense chifukwa ali ndi mbiri ya matenda a maganizo. Chitetezo chofunika pansi pa MHPAEA chimafuna oyang'anira dongosolo kuti athetse matenda aumphawi popanda zoletsedwa, monga momwe kuvomerezera kuti avomereze njira yopaleshoni. Medicare ndi Medicaid zimaperekanso chithandizo chapadera cha thanzi labwino ndi mankhwala osokoneza bongo.
Malamulo amenewa amathandiza kuteteza odwala matenda aumphawi kuti asasankhidwe ndi inshuwalansi ya umoyo ndi kuthandiza omwe ali ndi ndalama zochepa kuti athe kulipira , komabe pakadalibe zifukwa zambiri zokhudzana ndi thanzi kuti antchito ena akane kuti akusowa thandizo.
Ngakhale kukhala ndi mankhwala odwala matenda a m'maganizo kungaoneke kuti ndi vuto la ena, ngati mankhwalawa amalepheretsa wogwira ntchitoyo kugwira ntchito yake. Mwachitsanzo, mankhwala omwe amachititsa kugona akulepheretsa kugwiritsa ntchito zipangizo zina kapena magalimoto oyendetsa galimoto.
Zina zomwe zingalepheretse kupeza thandizo zimaphatikizapo kusowa ntchito kwa olemba chithandizo, kapena kutenga nthawi yopanda malipiro kuti akwaniritse pulogalamu ya mankhwala osokoneza bongo masiku a 90.
Pokhapokha ngati pali inshuwalansi yabwino yomwe ilipo pothandiza kuthana ndi ndalama za chisamaliro cha thanzi labwino komanso olemba ntchito amagwira ntchito yawo pophunzitsa antchito awo zapindula; antchito ambiri amangopita popanda atakhala m'chipatala chifukwa cha kuwonongeka kwakukulu. Ena amadzipangira mankhwala omwe amamwa mankhwala osokoneza bongo, mowa, komanso makhalidwe oipa. Kuntchito, matenda osadziwika ndi osagwidwa maganizo amadziwonetsera momwe anthu amachitira zinthu ndi ogwira ntchito ndi makasitomala. Ikhoza kuthyola timagulu ndi makampani akulekanitsa. Zitha kuchititsa antchito odabwitsa kukhala antchito oopsa.
Pazifukwazi ndi zina zambiri, bizinesi iliyonse ikhoza kupindula mwa kupereka zopindulitsa zachipatala pagulu kwa ogwira ntchito.
Olemba ntchito omwe amayamikira antchito awo ndipo akufuna kuwonetsa izi angapereke mosavuta ubwino wa m'maganizo nthawi iliyonse ya chaka, kaya ndondomeko ya inshuwalansi ya umoyo imaphatikizapo chisamaliro ichi kapena ayi.
Kupanga Phukusi la Thanzi la Mmoyo
Pano pali malingaliro othandizira pulojekiti ya phindu la thanzi m'malo ndikuonetsetsa kuti anthu ali ndi mwayi wopeza thandizo lomwe akufuna kuti akhalebe.
Yakhazikitsa Pulogalamu Yothandizira Ogwira Ntchito
Ndibwino kuti pulogalamu ya chithandizo cha antchito ikhale mwamsanga mwamsanga m'bungwe lanu. Izi zikhoza kulipira ndalama za dola kwa aliyense wogwira ntchito, koma mtengo ndi waukulu. EAP imapereka mwayi wolunjika kwa ogwira ntchito zachinsinsi omwe angathandize othandizira ndi malo alionse okhudzidwa omwe angawavutitse - kuchokera kuntchito zokhudzana ndi mavuto a m'banja ndi matenda a maganizo. Ogwira ntchito angaperekedwe ku masewera a uphungu, kapena akhoza kulandira chithandizo cham'chidule; yotsogoleredwa ndi gulu la EAP. Phunzirani zambiri za mapulogalamu othandizira apa.
Konzani Mayi Waukulu 24/7
Chisankho china ndi kugwirizana ndi wogulitsa inshuwalansi yaumoyo kuti athandize odwala ndi 24/7 othandizira antchito komanso achibale awo. Izi zikhoza kukhala njira yowonetsetsa kuti antchito nthawi zonse amakhala ndi mzere wa moyo komwe angapeze thandizo pamene akufunikira kwambiri. Amatha kupeza mafunso a thanzi komanso a zachipatala kuti adziwe ngati chithandizo chotsatira ndi chithandizo chamankhwala chamaganizo n'choyenera kapena ngati kupita ku chipinda chodzidzimutsa n'kofunika.
Sankhani Mapulani a Inshuwalansi Zaumoyo Ndi Mapindu Amaganizo Aumoyo
Monga tafotokozera pamwambapa, ACA imafuna kuti inshuwalansi izikonzekerere kupereka chithandizo chachikulu cha matenda a maganizo, koma izi zikhoza kukhala zochepa. Ogwira ntchito omwe amagwiritsidwa ntchito popanga chithandizo chaumoyo sangathe kuona ubwino wogwiritsira ntchito inshuwaransi zawo kuti azilipidwa pa nthawi yopereka uphungu - mmalo mosungira ndalama zawo zachipatala chifukwa cha malo akuluakulu ogwira ntchito kuchipatala kapena njira zothandizira. Monga abwana, pezani antchito opindula omwe amapereka chithandizo chapamwamba kwambiri cha matenda a ubongo ndikupatseni akaunti yopezera thanzi kuti muwononge ndalama zomwe muli nazo pamodzi ndi HDHPs.
Sankhani Kuyankhulana kwa Kugonjetsa Mauthenga a Zaumoyo
Ogwira ntchito akhoza kapena sangakhale okonzeka kukambirana za mavuto awo a umoyo ndi abwana, kapena achibale awo. Ndicho chifukwa malo onse ogwirira ntchito ayenera kukhala ndi katswiri wina wothandizira anthu omwe amaphunzitsidwa kuchitapo kanthu pochita nawo ntchitoyi ndipo wapanga maofesi omasuka kuti akambirane nkhani zotere. Kawirikawiri, zinthu zingathe kuthandizidwa kudzera kutumizidwa kwa wothandizira wathanzi oyenerera, kapena pakukambirana nkhani iliyonse kudzera mu EAP. Dziwani bwino za ubwino wa thanzi zomwe zilipo kuti wogwira ntchito athe kupeza chithandizo chabwino pa nthawi yoyenera.
Konzani Ndondomeko Yopereka Mphatso Kwa Ogwira Ntchito
Njira inanso yothandiza komanso yovomerezeka yopanga malo ogwirira ntchito omwe akuthandizira ogwira ntchito omwe akukumana ndi mavuto a maganizo ndi kugwira ntchito ndi ogulitsa malonda kuti athetse ntchito zawo. Mwachitsanzo, kupsinjika kwa nthawi yaitali kusagonjetsedwa kungakhale chizindikiro cha kuvutika maganizo, kotero kukhala ndi mwayi wopeza misala yemwe angathandize kuchepetsa nkhawa kungakhale phindu lalikulu. Zakudya zabwino ndi zochita zolimbitsa thupi ndizofunikira kwambiri m'thupi labwino, kotero kulandira uphungu wathanzi ndi uphungu wokhudzana ndi zakudya zingakhale zabwino kwambiri.
Konzani za Maphunziro Aumoyo Amaganizo ndi Zothandizira Pazinthu
Mwina chovuta kwambiri kuwonjezera pa antchito aliwonse amapindula phukusi kumene limakhudzana ndi thanzi labwino ndilo kupeza mwayi wolondola komanso wanthawi yake. Ngati wogwira ntchito akukumana ndi mavuto, iye sangamvetse momwe angapezere phindu lachipatala, kapena amene angapemphe thandizo.
Mofananamo, makalata onse ogwira nawo ntchito ayenera kuphatikizapo mabuku ambiri othandizira, mabuku othandizira, mapepala othandizira phindu, ndi mauthenga a zaumoyo wamakono komanso opereka mankhwala. Utsogoleri ukhoza kuthandizira kuyankhulana mwa kuwonetsa kufunika kokhala ndi thanzi labwino komanso kupeĊµa kuchitira ena mosiyana chifukwa chakuti akudwala matenda a maganizo.
Pomaliza, pulogalamu yonse yopindula ndi ntchito imayenera kupangidwa kuzungulira ubwino wa ogwira ntchito, kuyambira mutu mpaka kumutu. Ogwira ntchito sangasonyeze zizindikiro za matenda a maganizo kunja, koma angaphonye kugwira ntchito nthawi zambiri, amawoneka osakondwa, kapena amangosiya kuchita zomwe akupita kale. Matenda a m'maganizo ndi olemala otetezedwa pansi pa malamulo ogwira ntchito, choncho musatayeke antchito ngati awa. Mmalo mwake, perekani mwayi wopezeka pazomwe mungaphunzire nokha zothandiza kuti ogwira ntchito athe kupeza thandizo lomwe akusowa kuti athe kutsogolera miyoyo yonse.