Gwiritsani Ntchito Zopindulitsa za Ntchito Yanu Yopuma pantchito ndikupuma pantchito Chaka chino
Tsiku lililonse, pafupifupi 10,000 Baby Boomers amapita pantchito ya zaka 65, malinga ndi Pew Research Center. Ngakhale kuti izi sizikutanthauza kuti onse adzasintha kusiya ntchitoyi, izi zikutanthauza kuti ambiri ayamba kupanga chisankho chachikulu kuti asamuke kudziko lokongola kapena labwino kuti athe kugwiritsa ntchito zaka zabwino kwambiri pamoyo wawo. Ena amasankha kuchita izi chifukwa chazifukwa zachuma ndi zachipatala, pamene ena amasankha kukhala pafupi ndi abwenzi ndi abwenzi.
Zirizonse zomwe zingakhalepo, anthu akuyandikira ntchito yopuma pantchito ayenera kukumbukira momwe adzatulutsire zopindulitsa zawo chifukwa angakhale pa ndalama zochepa kuchokera pano kupita kunja.
Zomwe Muyenera Kuganizira Musananyamuke Kapena Musamuke
Zina mwa zinthu zomwe muyenera kuziganizira posankha kusamukira kudziko lina popuma pantchito zikuphatikizapo:
- Kupezeka kwa mautumiki kuti athandizire moyo wathanzi - kuphatikizapo chithandizo chamankhwala, thanzi labwino, ndi chisamaliro cha akulu
- Ndondomeko ya chiwerengero cha moyo wa dera - kuonetsetsa kuti phindu la mwezi uliwonse limatha mwezi uliwonse
- Misonkho ndi malo ogona a anthu omwe achoka pantchito - kuti apereke ndalama pamwezi
- Milandu yamalamulo a boma ndi mzinda - anthu okalamba kwambiri akhoza kugona usiku
- Makhalidwe abwino ndi kupezeka kwa malo ogwira ntchito osowa pantchito ndi ma condos - mosavuta
- Kutentha ndi nyengo - ndizofunikira kwa iwo omwe amavutika ndi nyengo akukumana ndi zowawa ndi zopweteka
- Mipata yokhala gawo la anthu - zomwe zimapangitsa kuti pakhale mwayi wopuma pantchito
- Okwanira kuyenda, kugula, zosangalatsa ndi malo abwino - kuthandiza anthu opuma pantchito kukhalabe achangu
- Pafupi ndi mamembala - kuthana ndi zidzukulu ndikupeza thandizo ndi zosowa za tsiku ndi tsiku
- Ulemu wabwino wothandizidwa ndi penshoni ndi asilikali a VA malo omwe ali ndi zofunikazi
Izi ndi zochepa chabe pazifukwa zambiri zomwe muyenera kuziganizira mukasankha malo abwino oti mulowemo.
Ngati anthu apuma pantchito akulandira ndalama zapenshoni adzafunanso kufufuza kuti aone ngati odwala amavomereza phindu lawo. Izi zikugwiranso ntchito kwa ankhondo achifwamba ndi othawa kwawo omwe akufuna kukhala pafupi ndi VA pakati pa chisamaliro chokhazikika. Ambiri adzafuna kuyamba kugula malo oti azitha kuthandizira anthu omwe amathandizidwa kuti athe kulandira madalitso a Social Protection, komanso kuti athandizidwe kwa nthawi yaitali chifukwa chakuti anthuwa akuyandikira mapeto a moyo wawo.
Kusinthidwa mndandanda wa 10 apamwamba a US kuti apume pantchito
Kuti mupeze zambiri kuchokera kwa antchito ndi phindu la ntchito, apa pali mndandanda watsopano wa US womwe umasankha kuti ukapume pantchito chaka cha 2016, kuchokera ku ndemanga zamakono ndi ndondomeko zochokera ku AARP, Forbes, ndi BankRate. ( Zindikirani: Zomwe zili m'munsizi siziri mu dongosolo lililonse. )
Texas
Texas ndi imodzi mwa malo otentha kwambiri olemera olemera mu 2016. Pali zambiri zoti muchite ku Texas, kuphatikizapo kutenga masewera a baseball, kuthamanga, ulimi, kuyendera Gulf Coast ndi zina zambiri. Ndipotu, Abilene anatchulidwa kuti malo abwino kwambiri oti abwerere mu 2016 ndi Forbes. Mtengo wokhala ndi chiwerengero cha 83 uli pansi pa chiwerengero cha anthu 100 ndipo pali mwayi wambiri wopezera chithandizo chamankhwala m'mudzi wa anthu 120,000.
San Marcos ndi malo ena opambana kuti apite ku Texas. Mtengo wokhala ndi moyo m'tawuniyi ndi 92 ndipo anthu amabwera 55,000. Mitengo yam'nyumba yam'madera ali pansi pa $ 200,000.
Pennsylvania
Pennsylvania ndi malo odabwitsa pa mndandandandawu, makamaka mzinda wa Pittsburgh. Mtengo wa moyo umakhala pa 84, omwe ali pansi pa chiwerengero cha anthu 100. Chiwerengero cha nyumba yamkati ndi $ 140,000, koma vuto lalikulu ndilo vuto, ndi milandu 798 yowonongeka chaka chatha. Pitirizani kuchoka mumzindawu, zotetezeka zimakhala zopuma pantchito.
Florida
Monga mwachizolowezi, dziko la Florida likuwonekera pa mndandandanda wa Forbes wa malo abwino kwambiri othawira ntchito mu 2016, komanso malo amodzi pa aARP omwe amalembera pantchito. Key Largo ndi mzinda wa anthu 80,000 omwe ali ndi mtengo wa moyo wa 87.
Malo otchedwa Daytona Beach ndi malo ena otchuka omwe amapuma pantchito ndi mtengo wamtengo wapatali pa $ 104,000. Udzakhala pafupi ndi mabombe, madzi, nyama zakutchire ndi golosi zambiri zomwe mungachite. Gawo labwino kwambiri? Florida siilipira msonkho wa Social Security.
Arkansas
Kukhala pafupi ndi zakudya zina zabwino kwambiri m'dzikoli ndi cholinga cha anthu ochepa pantchito. Izi zikhoza kuchitidwa mwa kuchoka kummwera chakumwera ku Arkansas. Bella Vista ali ndi anthu okwana 28,000, ndipo ali ndi madokotala 136 omwe amawalemba. Kupeza chithandizo chaumoyo ndi kophweka kwambiri ndi anthu otsika kwambiri. Mtengo wam'nyumba wapakati ndi $ 127,000, kotero kupeza malo okhalako sikuyenera kukhala kovuta kwambiri.
Nebraska
Ndi ndalama zokhala ndi moyo pa 90, Lincoln ndi umodzi wa mizinda yabwino kwambiri yomwe mungapite nayo mpaka 2016. Mzindawu uli ndi mitengo ya 270,000 ndi yam'katikati ya nyumba yomwe imakhala madola 158,000. Uphungu waukulu ndizovuta ndi 338 milandu chaka chatha pa 100,000 okhala. Zosungika bwino zikutanthauza kuti mizinda yotsatirayi ndi yotetezeka kwambiri ku Nebraska: Wahoo, Cozad, ndi O'Neill.
Tennessee
Ankafunabe kukachezera Tennessee? Ambiri achita zimenezi, koma sanasiyepo. Alendo ambiri ku boma amatha kusuntha kumeneko chifukwa cha malingaliro ake okongola komanso nyimbo zapanyumba. Smyrna ili ndi mtengo wokhala ndi moyo wa chiwerengero cha 91 ndi anthu 43,000 okha.
North Carolina
North Carolina ili ndi zambiri zopereka othawa kwawo. Malo omwe akupita ku Georgia, Virginia ndi ngakhale Pennsylvania amapangitsa dziko lino kukhala malo kwa iwo omwe akuyang'ana kuti achoke pantchito. Mount Airy ili ndi mtengo wa moyo wa chiwerengero cha 92 ndi anthu 10,000 okha. Mukudandaula za kupeza mwayi wathanzi? Musadandaule panonso popeza pali madokotala 103 m'deralo.
Idaho
Kuwoneka pa malo awiri pa AARP ndi mndandanda wa malo abwino kwambiri othawira ntchito pantchito ndi dziko lalikulu la Idaho. Gawo ili liri ndi kukongola kokongola komanso mpweya watsopano wamapiri, koma mtengo wa moyo ndi wochepa komanso msonkho wa katundu ndi wochepa. Palinso zinthu zambiri zothandiza, monga zotsika zochepa, chifukwa cha Idaho, kutentha kwa magetsi, ndi makoleji am'deralo ndi mayunivesite omwe amapereka makalasi omasuka kwa anthu ogwira ntchito pantchito. Palibenso msonkho pa Social Security, choncho anthu othawa kwawo amatha kupititsa patsogolo ndalama zawo.
Arizona
Kodi munayamba mwafuna kukhala m'chipululu? Ngati ndi choncho, Arizona tsopano ndi mndandanda wa zabwino zomwe zimapereka olemera mu 2016. Dziko limapereka ntchito zambiri, makamaka masewera, kwa omwe samangofuna kukhala pansi pazaka zagolidi. Apache Junction anapanga Forbes mndandanda wa malo abwino oti apite mu 2016. Tauniyi ili ndi anthu 37,000 ndipo mtengo wamkati wamkati ndi $ 129,000 basi.
Missouri
Missouri, chinthu chamtengo wapatali cha mayiko a Midwestern states, chingakhalenso malo abwino kwambiri kuti munthu akhale wolemera mu 2016. Columbia ndi mzinda wa anthu 115,000 omwe amakonda baseball, mpira wa masewera, ndi hockey. Mitengo yam'nyumba yam'madera imalowa mu $ 171,000, koma umbanda ndizovuta. Zolakwa zazikulu zomwe zanenedwa chaka chatha zidapatsidwa 351 pa anthu 100,000. ndi hockey. Mitengo yam'nyumba yam'madera imalowa mu $ 171,000, koma umbanda ndizovuta. Zolakwa zazikulu zomwe zanenedwa chaka chatha zidapatsidwa 351 pa anthu 100,000.
Osakayika Ngati Mukukonzekera Kupuma pantchito?
Mwamwayi, muli ndi nthawi yochuluka komanso zothandizira kupanga chisankho chachikulu ichi. Ngati muli ndi thanzi labwino, mukulimbikitsidwa kuti mupitirize kugwira ntchito mpaka mutakwanitse zaka 72, kuti muwonjeze ndalama zanu za Social Security ndi chezi pamwezi. Zingakhale nthawi yabwino kuganizira zambiri zomwe mwapeza mu kampani 401k, makamaka ngati kampani ikugwirizana ndi madola. Chotsatira, ikani ndalama zambiri momwe mungathere ku akaunti yanu yosunga ndalama musanakwanitse zaka 65 ndikukhala oyenera ku Medicare. Iyi ndi malo abwino okhomerera msonkho omwe mudzatha kukonzekera kuchipatala chamtsogolo komanso kuika mankhwala osokoneza bongo kwa nthawi yaitali ngati muli osamala.
Zowonjezera Zambiri Kuti Mukonzekere Kupuma pantchito
Yang'anani mndandanda umenewu pokonzekera kuchoka pantchito. AARP imapereka malangizo ena ndi olemba ntchito otha pantchito omwe angapangitse chisankho kukhala chosavuta. Mudzakondweretsanso bukuli lachimwemwe monga munthu wopuma pantchito.