Malingana ndi MBO Partners, chiwerengero cha makampani opanga zofunikila ndi osowa paokha akuwonjezeka kuchokera pa 15.9 miliyoni mu 2011 kufika 17,9 miliyoni kumapeto kwa 2014. (Gwero: HR Magazine, July / Aug 2015)
Panthawi inayake pantchito yanu, mungakumane ndi chisankho cholandira ntchito ndi phindu kapena odziimira okhaokha ntchito zomwe sizipereka gulu. Kodi mungasankhe bwanji?
Wogwirizanitsa vs Wopindula Wa Ntchito Amachita Zosankha
Musanavomereze mtundu uliwonse wa ntchito, ndizofunika kumvetsa zinthu zazikulu ziwiri:
- Chimene muyenera kukhala nacho mwachangu ndi mgwirizano woterewu
- Zomwe munthu aliyense amafuna zimakhudzana ndi zolinga zanu zaumoyo ndi zachuma
Mwachiwonekere, pali phindu ndi zonyansa ku mtundu uliwonse wa ntchito yofunikira. Ndikofunika kudziwa kuti ntchito zodzipangira okhaokha siziyenera kusokonezedwa ndi ntchito kunyumba kapena kuitanitsa ntchito zomwe zingakhale mabwenzi enieni a ntchito omwe amapindulitsa.
Kugwira ntchito ngati Kampani Yodziimira
Makontrakita odziimira okha (ogwira ntchito okha) amagwira ntchito pa mgwirizano wa W-9 ndipo ayenera kupereka zipangizo zawo zonse, kuphatikizapo makompyuta, foni, ntchito ya intaneti, mapulogalamu, ndi maofesi. Amaperekanso misonkho yawo pachabe ku Internal Revenue Service ndipo amayenera kubwezeretsa bizinesi chaka chilichonse.
Makontrakitala okhaokha angathe kukhala ndi mwayi wogwira ntchito kuchokera ku ofesi yawo, pamsewu, kapena pa malo onse a kasitomala malingana ndi mtundu wa mautumiki omwe amapereka. Iwo amafunikira mgwirizano kuti apereke ntchito yomwe makasitomala awo akupempha, malinga ngati akuvomereza zogwirizana ndi mgwirizano, maola opezeka, ndi mlingo wa malipiro. Pomalizira pake, makontrakitala odziimira okha ayenera kugula inshuwalansi yawo, monga thanzi ndi ndalama.
Phindu logwira ntchito ngati wodziimira okhaokha ndilo:
- Mphamvu yosankha ndikusankha mtundu wanji wa ntchito kuti uchite ndi zomwe mafakitale ndi makasitomala angatumikire
- Kusankha maola ogwira ntchito kuti akhalepo komanso malo omwe ntchito ikugwirira ntchito
- Kupeza mtundu wa ndalama zomwe zimagwirizana ndi masewero ndi nzeru, osati chifukwa cha malipiro
Ndikugwira ntchito ngati Wothandizidwa
Ku mbali inayo, ogwira ntchito ndi omwe amavomereza kugwira ntchito ndi bungwe ndipo ali pansi pa mgwirizano wa W-4 , womwe umathandiza abwana kuyendetsa malipiro onse ndi msonkho. Ogwira ntchito amayenera kugwira ntchito zomwe abwana awo awapempha, ndipo khalani pa ola mkati mwa maorawa, kaya ndi ola limodzi kapena malipiro. Angayesedwe kuvala yunifolomu, zipangizo zotetezera, ndi nsapato kuti agwire ntchito.
Adzakhala akugwiritsa ntchito kampaniyi popereka makompyuta ndi zipangizo, mafoni, ntchito ya intaneti, mapulogalamu, malo ofesi kapena ntchito.
Ogwira ntchito omwe amakwaniritsa zofunikira zina monga kampani ndi Affordable Care Act angasankhe kugula ntchito zawo zaumoyo ndi ndalama kudzera mwa abwana. Nthaŵi zina, zonse kapena gawo lalikulu la pulezidenti lidzakonzedwe ndi abwana, koma ndi phindu lodzipereka wogwira ntchitoyo ndi 100 peresenti yokhala ndi malipiro omwe amapereka mwezi uliwonse. Wogwira ntchito amapindula ndalama zowonjezera zimalipidwa pa msonkho wongowonjezera, kutanthauza kuti ndalamazo zimachotsedwa musanalandire ndalama ndi msonkho wautetezedwe. Izi zikhoza kukhala ndalama zabwino zogulira ndalama zoposa 20 mpaka 30 peresenti ya mwezi uliwonse.
Antchito othawa ntchito angathe kulandira chithandizo chogwiritsidwa ntchito ndi kampani monga inshuwalansi ya moyo, inshuwalansi yakufa ndi inshuwalansi yakukhumudwa, kulemala kwa nthawi yayitali, kulemala kwa nthawi yaitali, ndi kulembetsa mapulogalamu othandiza pantchito.
Ngati amasankha ndondomeko zothandizira zaumoyo wapamwamba, antchito amatha kulembetsanso za Health Savings Plan kuti athetse ndalama zomwe zimagwiridwa ndi mankhwala.
Phindu logwira ntchito monga antchito ndi:
- Ndondomeko yodziŵika nthawi zonse ndi malipiro, nthawi zambiri ndi phindu lopindulitsa gulu la ogwira ntchito
- Kulipira malipiro osankhidwa pogwiritsira ntchito kubweza kwa msonkho usanafike (m'malo misonkho ya msonkho)
- Zowonjezera phindu la malo ogwirira ntchito ndi zofunikira (monga nthawi yolipira) imene abwana amalipira mokwanira
Kuchokera pamwambapa, muyenera kudziwa momwe ntchito ikugwiritsire ntchito bwino pazofuna zanu komanso zapamwamba. Pakhoza kukhalanso ndi mwayi wogwira ntchito mosavuta, kugwira ntchito kunyumba, kapena kupeza phindu ngati wogwira ntchito nthawi imodzi. Makampani odziimira okhawo nthawi zina amapatsidwa mwayi wothandizira inshuwalansi ya umoyo ndi zopindulitsa zomwe antchito angatenge, kuwapatsa malipiro awo, koma pa chiwerengero chochepa cha gulu. Funsani za izi mu zokambirana kuti mudziwe zomwe mungapeze.