Mbiri ya Ntchito: Kugulitsa Pet Inshuwalansi

Pet inshuwalansi mawotchi amapereka thanzi inshuwalansi kufalitsa ndondomeko ya mitundu yosiyanasiyana ya nyama. Ntchito yaikulu ya wothandizira inshuwalansi ya pet ndi kugulitsa inshuwalansi kwa eni ake a ziweto. Inshuwalansi ya Pet ikuthandizira kuchepetsa ndalama zosayembekezereka zofufuzira zakale pakakhala vuto lachipatala. Inshuwalansi ya Pet ndi yeniyeni ya malo ndi inshuwalansi inshuwalansi, ndipo madandaulo amaperekedwa kwa kampani ya inshuwalansi chifukwa chokonzekera mutatha kuchipatala.

Pafupipafupi inshuwalansi ya pet amagula ndalama zokwana madola 300 pachaka, ndipo ndondomeko zambiri zimaperekedwa pa mlingo wa $ 20 mpaka $ 30 pamwezi. Wothandiziranso wa inshuwalansi amagwiritsanso ntchito zinthu zosiyanasiyana monga zaka ndi mitundu ya nyama, komanso momwe angapezereko mtundu wa mwiniwake (mwachitsanzo, opaleshoni, chisamaliro chamakono, mankhwala osokoneza bongo) pozindikira mtengo wa ndondomeko. Zotsatsa zingakhalepo kwa mabanja angapo oweta.

Ngakhale agalu ndi amphaka ndiwo amphawi ambiri omwe ali ndi inshuwalansi, pali zolinga zosiyanasiyana zomwe zimapezeka mbalame, zokwawa, ndi mitundu ina yodabwitsa.

Inshuwalansi iyenera kuphunzitsidwa nthawi zonse za malonda a inshuwalansi, kupita patsogolo kwa mankhwala a zinyama , komanso zosankha za kampani. Kampani ya inshuwalansi ikhoza kupereka maphunziro osiyanasiyana nthawi zonse kuti asamadziwe zambiri za wothandizira awo.

Zosankha za Ntchito

Amagulu a inshuwalansi aang'ono, monga malonda a zogwirira ntchito zamagetsi , akhoza kukhala mkati mwa malonda kapena malo ogulitsa minda.

Malo ambiri ogulitsa inshuwalansi ya pet ali malo ofesikira "ntchito zogulitsa mkati," koma malo ogulitsa malonda amakhalapo.

M'kati mwa malo ogulitsa sikuphatikizapo zambiri (ngati zilipo) ulendo; kubwezeretsa bizinesi pa foni kapena pa intaneti. Malo ogulitsira malonda amayenera kuyenda mofulumira kudera lomwe lidaikidwa, monga momwe maulendo opita kuchipatala, malo osungira nyama, misonkhano, ndi mafakitale a malonda amagwiritsa ntchito kuti agulitse malonda a inshuwalansi awo.

Wogwira ntchito kwambiri ku United States mu kampani ya inshuwalansi ya pet is a VPI (Veterinary Pet Insurance), yomwe inakhazikitsidwa mu 1982. Anthu ena akuluakulu a inshuwaransi ndi PetCare, PetPlan, AKC Pet Partners, ndi Trupanion.

Maphunziro & Maphunziro

Agulu a inshuwalansi aang'ono nthawi zambiri amakhala ndi digiri ya bizinesi kapena gawo lofanana. Agent ayenera kukhala ndi chidziwitso ndi kulemba, kuyankhula pagulu, njira zamalonda, ndi makina opanga makompyuta.

Zomwe zili bwino, ogulitsa inshuwalansi aang'ono adzakhala ndi mwayi wogwira nawo ntchito zokhudzana ndi thanzi labwino , makamaka mu chipatala cha zinyama, kotero iwo adzidziŵika kale ndi chithandizo chamankhwala.

Agent ayenera kupatsidwa chilolezo ndi boma limene akukonzekera kugulitsa inshuwalansi. Zofunika zogulitsa zilolezo zimatha kusiyana ndi boma, koma maulamuliro ambiri amafunika kukonzekera, kuyesa, ndi kupitiliza maphunziro kuti akhalebe ndi chilolezo. Amayi omwe ali ndi maulendo apamwamba kwambiri a inshuwalansi ali Florida, Texas, California, New York, ndi Illinois.

Misonkho

Malipiro onse a ogulitsa inshuwalansi amphaka angaphatikizepo kuphatikiza malipiro, msonkho, mabhonasi, ndi chithandizo chamankhwala. Oyang'anira minda angakhalenso ndi ntchito ya galimoto ya kampani ndi akaunti ya ndalama zamalonda.

Malipiro onse angapangidwe mosiyanasiyana malinga ndi malonda ndi zaka zambiri, koma ambiri ogula inshuwalansi wothandizira angathe kupeza ndalama zokwana madola 30,000 ndi $ 100,000 pa chaka.

Kafukufuku wa 2010 ndi kafukufuku wa Bureau of Labor and Statistics adanena kuti malipiro a pachaka apakati a inshuwalansi anali $ 46,770. Pafupifupi 50 peresenti adalandira pakati pa $ 33,070 ndi $ 68,730 pachaka. Otsitsa 10 peresenti ya ogwira ntchito amalandira ndalama zosakwana madola 26,000 pachaka, pamene oposa 10 peresenti ya ogwira ntchito amalandira ndalama zoposa $ 113,000 pachaka.

Job Outlook

Azimayi akuyang'anira njira zochepetsera ndalama zowonongeka kwa ziweto zawo komanso matenda. Chiwerengero cha ziweto za inshuwalansi chawonjezeka kwambiri pazaka zingapo zapitazo. Kafukufuku wamsika akuwonetsa kuti malonda a inshuwalansi amphaka adatenga ndalama zokwana $ 350 miliyoni mu 2009, ndipo chiwerengero cha 14% chimawonjezeka mu 2008.

Chiwerengero cha kukula chikuwonjezereka chikapitirirabe kwa zaka zisanu zotsatira.

Malingana ndi nkhani ya ku New York Times, makoswe ndi agalu osachepera 1% ali pano, koma makampaniwa asonyeza zizindikiro za kukula kwa zaka zingapo zapitazo. Ngakhale kuli makampani pafupifupi 20 omwe amapereka inshuwalansi ya pet, komanso ogwira ntchito osachepera 1,000 akupereka chizindikiro, chiwerengero chimenecho chiyenera kuwonjezeka kwambiri pa zaka khumi zikubwerazi.

Ngakhale Bureau ya Labor ndi Statistics sizimasiyanitsa chidziwitso makamaka kwa antchito a pet, kafukufuku wawo akusonyeza kuti chiwerengero cha ntchito kwa ogulitsa inshuwalansi chidzawonjezeka pafupifupi 12% kuyambira 2008 mpaka 2018.