Momwe BAH wa asilikali akukhalira
BAH ikukhazikitsidwa ndi mtundu wa malo ogonjera udindo wa asilikali, malo ogonjera, komanso msika wogulitsira nyumba.
Mbiri Yopezeka Kwambiri Panyumba
BAH inayamba mu Jan.
1998, m'malo mwa Variable Housing Allowance (VHA) ndi Basic Allowance kwa Quarters (BAQ). Pansi pa dongosolo lakale la VHA / BAQ, mamembala anafunsidwa chaka ndi chaka kuti adziwe kuchuluka kwa ndalama zomwe analipira pakhomo. Komabe, mamembala ambiri adasankha kukhala m'dera lopanda malire, zomwe zikutanthauza kuti kafukufukuyo akuwonetsa kuti akulipira ndalama zochepa, zomwe zimakhudza mitengo yomwe inalandilidwa. Pansi pa bungwe la BAH, Dipatimenti ya Dipatimenti ya Chitetezo (DOD) imafufuza ndalama zogwirira ntchito m'masewera kuti apeze mitengo.
Monga BAQ wakale ndi VHA, BAH amasiyanitsa pakati pa odalira ndi osadalira, koma osati chiwerengero cha odalira. Ndalama za BAH zimawerengedwa ngati ndalama zonse, pozungulira ndalama yapafupi.
Zowonjezeretsa ku Mapulogalamu a Chilolezo cha Nyumba
Chifukwa chachikulu cha ndalama zatsopano za BAH chinali kuzindikira kuti kalembedwe ka nyumba ya VHA / BAQ sikanathe kukhala ndi ndalama zogwirira ntchito, ndipo mamembala akukakamizika kulipira ndalama zowonjezera zowonjezera kusiyana ndi poyamba.
Ndi BAH, kuwonjezeka kumayendetsedwa ndi kukula kwa nyumba m'malo mwa kulipira malipiro, motero kumateteza mamembala kuchoka ku zowonjezereka kwa phindu la nyumba panthawi.
BAH yatsopanoyo yapangidwa kuti ikhale yolungama mwachilungamo, chifukwa wothandizira omwe ali ndi kalasi ndi udindo wodalirika akufika pa siteti yatsopano ya ntchito adzakhala ndi ndalama zofanana pamwezi iliyonse ya dola mosasamala za malo.
Mwachitsanzo, ngati ndalama zapakati pa ndalama zisanu ndi zisanu ndi zisanu ndi zisanu ndi zisanu ndi zisanu ndi zisanu ndi zisanu (100), omwe amakhalapo (ochepa) asanu ndi asanu ndi omwe amadalira akhoza kuyembekezera kulipira $ 100 kunja kwa pakhomo ngati atapatsidwa ku Miami, New York, San Diego, Fort Hood, Camp Lejeune, Minot, ND, kapena malo ena aliwonse ogwira ntchito ku US Pomwe wolowayo abwera, yesani chitetezo chikugwira ntchito, ndipo membalayo adzalandira kuwonjezeka kulikonse, koma palibe kuchepa kwa malipiro a nyumba. Kwa mamembala pa malo opatsidwa ntchito pamene ma BAH atsopano amayamba kugwira ntchito, mlingo wotetezedwa umatsimikizira kuti zomwe zili kunja kwa mthumba zingakhale zocheperapo, koma osati kuposa, pamene zifika. (Dziwani: Kuyambira pa January 1, 2005, BAH ikuwerengedwa kuti iwononge ndalama zowonongeka).
Kwa munthu amene wapatsidwa, ndalama zenizeni zenizeni zowonjezera zingakhale zapamwamba kapena zochepa kusiyana ndi zomwe zikuchitika, malinga ndi kusankha kwa nyumba. Mwachitsanzo, ngati membala asankha malo akuluakulu kapena okwera mtengo kusiyana ndi apakati, munthu ameneyu adzakhala ndi ndalama zambiri zogulitsa. Chosiyana ndi chowonadi kwa munthu amene amasankha kukhala m'nyumba yaing'ono kapena yotsika mtengo.
Kulimbitsa Ndalama Zokonza Nyumba Pansi pa BAH
BAH imagwiritsa ntchito njira zowonongeka zogwiritsira ntchito ndalama zomwe zimakhala zofanana ndi nyumba zakale za VHA zomwe zimayeza kuti ndalama zimagwiritsidwa ntchito pa nyumba.
Choyamba, mamembala sayenera kupirira zovuta za kufufuza kwa VHA pachaka. Chofunika kwambiri, BAH amachotsa chomwe chimatchedwa, "Imfa Yakufa." Pansi pa VHA / BAQ, mamembala omwe analembera nyumba zawo ndikufotokozera kuti ndalama zochepa zakhala zikugwera pansi. Izi makamaka zimapezeka pakati pa mamembala akuluakulu omwe alibe ndalama zowonjezera (pambuyo pa msonkho) zikhoza kuwapangitsa kuti avomereze nyumba zosayenera ndikufotokozera ndalama zomwe apeza.
Dipatimentiyi inadziwanso kuti VHA / BAQ inapanga zofanana, koma zotsutsana ndi aphunzitsi akuluakulu / olembapo. Pansi pa dongosolo lakale, ngati membala adasankha kugwiritsa ntchito gawo lalikulu la ndalama zowonongeka kwa nyumba zazikulu kapena zowonjezera mtengo, poyerekeza ndi msika wa kuderalo, ndipo adafotokozera ndalama izi pa kafukufuku wa VHA, " .
Chilolezo Chachikulu Chokhala ndi Nyumba chimathetsa zonsezi zapakati ndi mapeto. Motero, zofalitsidwa za BAH zikuwonjezeka kwa mamembala ambiri aang'ono ndi kuchepa kwa mamembala ena akuluakulu. Apanso, anthu otetezedwa ku chiwongoladzanja amachepetsedwa, koma mamembala atsopano adzafika adzalipidwa molingana ndi kuchuluka kwachindunji ndi zamakono mtengo wa nyumba.
Momwe DOD imadziwira BAH
Pogwiritsa ntchito BAH, DOD imaphatikizapo chiwerengero cha mtengo wamalonda, malo ogwiritsira ntchito, ndi inshuwalansi. DOD imasonkhanitsa deta pachaka, kumapeto kwa chilimwe pamene misika ya nyumba imakhala yogwira ntchito. Detayi imaphatikizapo nyumba, mizinda ya townhomes / duplexes ndi mabanja osakwatira omwe ali ndi kukula kwa zipinda zosiyanasiyana.
Msilikali akuzindikira kufunika kokhala ndi deta yolondola ndipo amayesetsa kupeza chodalirika kwambiri. Mwachitsanzo, posankha mayunitsi enieni kuti muyese, DOD imagwiritsa ntchito njira zofufuzira zambiri kuti zitsimikizidwe kuti mayunitsi ndi midzi yosankhidwa ndi yoyenera.
Kuwonetsa koyamba kukuyendera njira zoyendetsa bwino, zomwe zimatanthauzidwa ngati mailosi makumi awiri kapena ora limodzi pa nthawi yozizira, kuchotsa mayunitsi omwe amachokera kunja kwa malire awa.
Kenaka, amafufuza kuti aone kuti malo osankhidwawo ali kumalo kumene asilikali angasankhe kukhala. Pogwiritsira ntchito deta yolandila zilembo za Degree (DEERS) monga chinsinsi chokhala ndi mamembala, DOD imayang'ana malo omwe am'mudzi omwe ammudzi opambana 80 alionse amakhala. Lingaliro pano ndipewe kupewa sampuli, chigawenga chachikulu kapena malo osayenera omwe mamembala amapewa kale.
Potsiriza, DOD imagwiritsa ntchito njira yowonetsera ndalama kuti mudziwe zoyenera. Mwachitsanzo, mu mitengo yamagulu atatu kapena anayi ogona osagwirizana ndi banja, amadziwika kuti munthu amene ali m'gulu la akuluakulu olembedwa ntchito / mkulu wapakati ali pakati pa $ 60,000 ndi $ 100,000, choncho DOD imasankha magulu amodzi okhawo ammudzi kumalo kumene kumakhala ndalama zowonongeka izi.
Pamene DOD imagulitsa chipinda chimodzi chagona chipinda chimodzi (makamaka kwa amodzi osakwatiwa omwe amawalembera) amayang'ana m'madera omwe ndalama zomwe amapeza zimakhala zofanana ndi $ 20,000 mpaka $ 30,000 zapadera zomwe zimakhalapo pamasukulu awa.
Poyerekeza, malipiro aumphawi ndi ofanana ndi malipiro a ndalama, a BAH ndi Basic Allowance for Subsistence (BAS) kuphatikizapo msonkho.
Kumene DOD Ikusonkhanitsa Dongosolo la Nyumba
DOD imapeza deta yamakono kuchokera kuzinthu zosiyanasiyana kuti zitsimikizike ndi zolondola. Maofesi omwe alipo tsopano omwe amapezeka m'manyuzipepala am'deralo ndi malo ogulitsa malo ogulitsa katundu ndizofunika kwambiri zopezeka. Zolinga zimasankhidwa mwachisawawa ndipo zimayikidwa ndondomeko yoyesera yofotokozedwa pamwambapa. Kuyankhulana kwa foni kumayambitsa kupezeka ndi malo enieni a gawo lililonse. Amakhalanso ndi makampani ogulitsa katundu ndi malo ogulitsa katundu kuti azindikire mayunitsi a mtengo wogulitsa. Si zachilendo kuti DOD ifunse akatswiri ogulitsa malo ogulitsa malo kuti apeze chitsimikizo ndi zina zowunikira deta.
DOD inapanga ndondomeko ya sampuli kupeza chiwerengero cha chikhulupiliro cha 95 peresenti kapena chapamwamba.
Kumene kulipo, DOD imayitanitsa maofesi akuluakulu othandizira apolisi / maofesi kuti apange luso la usilikali komanso kumvetsetsa za mavuto omwe akukhala nawo.
Potsiriza, DoD ndi Services zimayesa kufufuza malo pa malo osiyanasiyana kuti atsimikizire ndi kutsimikizirika kuti ndizodalilika komanso zolondola za deta yamtengo wapatali. Zowonjezera zamtsogolo zimaphatikizapo kufufuza momwe mungagwiritsire ntchito intaneti komanso deta yomwe ikupezeka ndi mabungwe ena a boma.
Ndondomeko Zogulitsa Zogwira Ntchito ku Housing Housing Runzheimer International
DOD imagwiritsira ntchito Runzheimer International kuti idzatenge deta yamtundu wa nyumba zonse zomwe zimagwiritsidwa ntchito kuwerengera BAH.
Yakhazikitsidwa mu 1933, Runzheimer ndi mtsogoleri wodziwika bwino pankhani yosonkhanitsa mtengo wa deta ya moyo ku United States ndi kuzungulira dziko lapansi. Pakalipano, Runzheimer imagwiritsa ntchito malonda ndi maboma oposa 2000 padziko lonse ndipo imadziŵika kuti ndi yofufuza komanso yolondola.
Makasitomala apamtunda a Runzheimer akuphatikizapo 60 peresenti ya makampani Fortune 500. Makampani a boma a Runzheimer akuphatikizapo Dipatimenti ya Chitetezo (DoD); General Services Administrations (GSA); Dipatimenti ya boma; Office of Personnel Management (OPM); Internal Revenue Service (IRS); ndi Federal Deposit Insurance Corporation (FDIC).