Pamene olemba ntchito amagwiritsa ntchito munthu wina kuti aone chiyambi cha munthu, Fair Credit Reporting Act ( FCRA) amaletsa zomwe amaloledwa kuwona, ndi momwe angayang'anire.
FCRA ndi malamulo a federal omwe amaika miyezo yoyesera ntchito. FCRA imatanthauzira chitsimikizo chakumbuyo ngati lipoti la ogula.
Phunzirani zomwe abwana amaloledwa kuti aziwoneka muzomwe akuyang'ana kumbuyo, pamene akuyenera kukuuzani pasadakhale, ndi zomwe akugawana nanu. Dziwani ufulu wanu kuti mutha kukonzekera kafukufuku wam'mbuyo.
Momwe Olemba Ntchito Amakhalira Ma Checks Background
Pambuyo pa bwana akutsogolera mbiri yanu (yomwe FCRA ikufotokoza ngati bukhu la ogulitsa), iwo akuyenera kukudziwitsani mwa kulemba ndi kupeza chilolezo chanu cholembedwa.
Komabe, ngati abwana akungodzifunsa okha (m'malo mopeza lipoti kupyolera mu kampani ina), iwo saloledwa mwalamulo kuti apemphe chilolezo chanu. Mwachitsanzo, sasowa kuti mulole kuvomereza munthu wanu wakale. Amafunika kukudziwitsani ngati agwiritsa ntchito kampani yofufuza ntchito kuntchito.
Ngati bwana akusankha kuti asapereke ngongole chifukwa cha lipoti la ogula, kapena asankha kubwezeretsa ntchito, ayenera kukupatsani "chiwonetsero chisanachitike." Izi zikuphatikizidwa ndi bukhu la wogula komanso malongosoledwe a ufulu wanu.
Ayenera kukupatsani "chidziwitso chosaneneka" akunena kuti asankha kukulemba ngongole ndikukudziwitsirani mauthenga omwe akugwiritsidwa ntchito pa kampani yofufuza ntchito.
Izi ziphatikizansopo zokhudzana ndi ufulu wanu kutsutsana ndi lipoti.
Zimene Olemba Ntchito Angayang'ane
Kufufuza kochokera kumbuyo kungachokere ku zosavuta zokhudzana ndi chitetezo cha nambala yanu mpaka kafukufuku wambiri mu mbiri yanu. Zomwe wogwira ntchito angayang'ane zingakhale monga mbiri yanu ya ntchito , ngongole , ma galimoto, zolembera milandu , zolembera galimoto, zolemba milandu, malipiro, kubwezeretsa ndalama, zolemba zachipatala, zolemba , katundu wa katundu, zotsatira za mankhwala , zolemba za usilikali, ndi zolaula za kugonana. Olemba ntchito angathenso kuyendera khalidwe, zomwe zingaphatikize kuyankhula ndi anzanu, kuphatikizapo anzanu ndi anzanu.
Kawirikawiri, chidziwitso chomwe amafufuza chidzakhudzana ndi ntchito. Mwachitsanzo, ngati mwatumizidwa kukagwira ntchito ku banki, zingakhale zomveka kuti abwana ayang'ane ngati muli ndi mbiri yakugonjetsa kapena kuba.
Kufufuza kwa mseri kumadalira abwana, kampani, ndi ntchito yomwe ikukhudzidwa. Mwachitsanzo, ngati mukupempha ntchito ya boma ndi chilolezo chachikulu cha chitetezo , mwinamwake mukuyang'anitsitsa bwinobwino.
Mbiri Yang'anani Mwachinsinsi
Chimene sichikhoza kuphatikizidwa kumbuyo? Pali zina zomwe sizingathe kuwululidwa mulimonsemo.
Mfundoyi ikuphatikizapo kusokonezeka kwa zaka 10, zigwirizano zapachiweniweni ndi ziweruzo zapachiweniweni ndi zolemba za kumangidwa pambuyo pa zaka 7, malipiro a msonkho pambuyo pa zaka 7, ndi maakaunti omwe adasungidwa pambuyo pa zaka 7. Komabe, malamulowa sagwiritsidwa ntchito ngati malipiro ndi $ 75,000 kapena kuposa.
Olemba ntchito angangoyang'ana malemba ena ndi chilolezo chanu. Mwachitsanzo, zolemba za kusukulu ndizobisika ndipo sizingathe kumasulidwa popanda chilolezo cha wophunzirayo. Zolemba za utumiki wa asilikali ndizobisika, ndipo zingathe kumasulidwa nthawi zina. Komabe, asilikali akhoza kutchula dzina lanu, udindo, malipiro, ntchito ndi mphoto popanda chilolezo chanu.
Iwe sungakhoze kusankhidwa chifukwa iwe unabweretsa kwa bankruptcy; Komabe, kusungulumwa ndi mbiri ya anthu, choncho n'zosavuta kuti olemba ntchito azipeza zambiri.
Malamulo amasiyananso kuchokera ku mayiko ndi maiko pazofufuza zina zapambuyo. Mwachitsanzo, maiko ena samalola mafunso okhudza kusamutsidwa kapena kukhudzidwa kwina kuposa kale. Ena amangokhalira kulingalira za mbiri yakale ku malo ena.
M'mayiko ambiri, zolemba zachipatala ndizobisika. Komabe, olemba ntchito sangapange zosankha zogwirira ntchito pogwiritsa ntchito kulemala kwa wopemphayo. Iwo angangoganizira za momwe mungathe kuchita ntchito inayake.
Konzekerani Chiyambi Chakumbuyo
Njira yabwino yokonzekera kafukufuku wam'mbuyo ndiyo kuzindikira zomwe abwana angapeze.
Kuti muyang'ane zolakwika zilizonse m'mbuyo mwanu, tengerani lipoti la lipoti lanu la ngongole. Ngati pali zolakwika, mudziwitseni ndi wobwereketsa kapena chitsimikizo china. Onetsetsani mbiri yanu ya galimoto mwa kuitanitsa buku lanu ku dipatimenti yanu ya boma yamagalimoto. Chitani chimodzimodzi ndi zolemba zanu zina, kuphatikizapo maphunziro anu, zolemba milandu, ndi zina.
Funsani ogwira ntchito anu akale kuti mupange makope a mafayilo anu ogwira ntchito. Onetsetsani kuti mukudziwa zomwe malemba anu akunena za iwe. Pano palinso zambiri za momwe mungakonzekerere kafukufuku wam'mbuyo .
Chofunika kwambiri, onetsetsani kuti mukuyambiranso ntchito yanu ndi yolondola komanso yowona. Ngati munama simungagwidwe pomwepo, koma mwinamwake mungagwidwe nthawi ina. Sikoyenera kupatsidwa ngongole, kuthamangitsidwa, kapena kuwononga mbiri yanu ya ntchito chifukwa mumaganiza kuti mukayambiranso mwina mungafunikire kulimbikitsa.