Mkulu wogwira ntchito ndi kuchuluka kwa ndalama zomwe kampani ili nazo. Ndalama yogwira ntchito ikufunika kulipira ndalama zomwe zimakonzedweratu ndi zosayembekezereka, kukwaniritsa zofunikira za kanthawi kochepa za bizinesi, ndi kumanga bizinesi. Kusagwira ntchito kwachuma kumakhala kovuta kukopa osamalonda kapena kupeza ngongole za bizinesi kapena kupeza ngongole.
Kodi Ndondomeko Yomangamanga ndi Chiyani Kuti Muzindikire Bwino 'Ntchito Yogwira Ntchito?
Ndondomeko yowonetsera ndalama yomwe ikugwiritsidwa ntchito powerengera ndalama zomwe zikugwira ntchito za bizinesi ndi:
Ndalama Zamakono - Zolakwitsa Zino = Ntchito Yogwira Ntchito
Ndalama zogwira ntchito zikhoza kuwonetsedwa ngati nambala yabwino kapena yolakwika malinga ndi ndalama zomwe bizinesi ikugwira.
Kodi Kumagwirira Ntchito Kumachokera Kuti?
Kuchokera kuzinthu zowerengera, ndalama zogwirira ntchito zimachokera ku:
- Zopeza asanachotse msonkho;
- Ngongole za nthawi yayitali (zochepa zomwe sizilipo);
- Kugulitsa chuma chamtengo wapatali (chosakhalapo); ndi
- Ndalama zomwe zimaperekedwa ndi eni eni komanso osunga ndalama (ogulitsa).
Ntchito Yogwira Ntchito ikufunika Kuyambitsa ndi Kukula Bungwe
Mukangoyamba bizinesi muyenera kuyamba ntchito yaikulu kuyambira bizinesi sichikupangitsanso ndalama. Chiwerengero chimodzi chomwe mabizinezi ambiri amalephera pazaka ziwiri zoyambirira za ntchito yawo chifukwa cha kusowa kwa ndalama.
Kukhala ndi ndalama zambiri zogwira ntchito sikukungokuthandizani kukwaniritsa udindo wanu, ndikofunikira kuti mukule bwino bizinesi yanu.
Njira Zowonjezera Ntchito Yogwira Ntchito
Bungwe lililonse latsopano likukumana ndi vuto lokwezera ndalama.
Nazi njira zina zomwe mungagwiritsire ntchito ndalama zogwirira ntchito pazinthu zanu zatsopano, kapena zomwe zilipo:
- Kubwereketsa Ndalama Kuchokera Pabanja Kapena Mabwenzi - Ngati mutenga ngongole kuchokera kwa wina yemwe muli naye paubale wapamtima ndi kofunika kuti mukhalebe ndizochita zonse zachuma monga bizinesi. Onetsetsani kuti ngongole kapena mabungwe ochokera kwa oyanjana okha akulembedwa. Malangizo othandiza pa malonda ndi abwenzi ndi abwenzi, werengani " Momwe Mungapemphere Banja ndi Anzanu Kuti Apeze Bashanga Boma."
- Ngongole Kupereka Ngongole (Tenga Ngongole) - Mitundu ya ngongole yomwe imapezeka kwa inu idzadalira kwambiri ngongole yanu, mtundu wa bizinesi yomwe mukuyambira, ndi mtundu wa bizinesi yomwe mwasankha. Pali magulu ambiri a ngongole yoganizira ngongole kuphatikizapo katundu, ma microloans, ndi mabungwe a boma.
- Kukwezera Funds kudzera mu Crowdsourcing - Amalonda ochulukirapo ambiri akhala akugwira ntchito yaikulu pogwiritsa ntchito makampani ambiri.
- Groupon - Pamene chuma chinagunda mu 2008, eni amalonda ambiri amagwiritsa ntchito Groupon kuti apange ndalama mofulumira. Samalani mukamagwiritsa ntchito mapulogalamu otsatsa malonda monga Coupon chifukwa mutha kutaya ndalama zambiri zomwe zimakhala zogwira ntchito.
- Zothandizira - Pali mapulogalamu ambiri a federal ndi boma omwe amapereka thandizo kwa zatsopano. Yambani poyitana chipinda chanu chakumalonda ndikufunsani ngati pali mapepala kapena zolimbikitsa kuti muyambe bizinesi yatsopano kudera lanu.
Chidule
Ndalama zogwira ntchito ndizo ndalama zomwe mukufunikira kuti muzitha kulipira ndalama , kukwaniritsa maudindo a nthawi yayitali, ndikukula bizinesi yanu. Ndalama zoyambirira ndizo ndalama zomwe mukufunikira kuti muyambe bizinesi mpaka ikhale ndi ndalama zokwanira zomwe zilipira. Kuyamba ndi kugwiritsira ntchito ndalama kungabwere kuchokera ku ngongole, zopereka, ogulitsa ndalama, ndi abwenzi, koma amayi ambiri amalonda amagwiritsa ntchito ndalama zawo kuti azipindula mabizinesi awo.