Kupanikizika Kwambiri Kuntchito ndi Makampani Opangira Maola $ 300 Biliyoni pachaka
Mwa nambalayi, akuganiza kuti ndalamazo zimagula mabungwe a US $ 300 biliyoni pachaka-kapena $ 2,000 ogwira ntchito chaka ndi chaka, malinga ndi Lipoti la Za Ntchito Za 2015: Kuwathandiza antchito kukhala ndi moyo wabwino kwambiri .
Chiwerengero chimodzi chomwe chimayambitsa kupanikizika ndi vuto la zachuma, ndipo lipoti latsopano likunena kuti 85% ya antchito awonetsa mavuto ena a ndalama, malinga ndi American Psychological Association ndi Financial Finesse
Nambala sizinama, ndi kuletsa kukolola ndi kubwezeretsa ndalama zomwe zimayambitsa vuto la antchito, HR akatswiri akulimbikitsidwa kuposa kale lonse kuti athetse vutoli.
Perekani Euphoria
Ambiri amadziwa zochitika ziwiri zomwe zimakhudzana ndi mavuto a zachuma. Mu Januwale, Walmart adalengeza kuti oposa 1,2 miliyoni omwe adzalandira nawo adzalandira chiwongoladzanja pa zaka ziwiri, $ 2.7 biliyoni ogulitsa ntchito. Kulipira kulipira ndi limodzi mwa lalikulu kwambiri tsiku limodzi, kulipira malipiro a m'magulu apadera.
Mphamvu zochokera ku Seattle-Based Gravity Payments zinapangidwanso pamutu pamene CEO inanena kuti akuika malipiro atsopano a $ 70,000 kwa wogwira ntchito aliyense.
Pambuyo pake analandira kusintha kumene makasitomala okhumudwa atachoka bizinesi pamene kusuntha kunkawoneka ngati ndemanga ya ndale kapena chifukwa chowonjezera ndalama.
Palibe zodabwitsa kuti imodzi mwa njira zabwino kwambiri zothandizira anthu ogwira ntchito zachuma - kuchepetsa nkhawa zomwe zimakhala ndi ndalama zowonongeka-ndi-kulipira - ndikutulutsa kuwonjezeka kwa malipiro a kampani.
Mwamwayi, kwa abwana ambiri, izi sizili zenizeni, zotheka, kapena zachuma. Sizinthu zambiri omwe akutsogolera.
Mudzafuna nthawi zonse kulipira malipiro ndikukhalabe panopa ndi malipiro a dziko lonse omwe muli nawo kuti mupeze zolinga za bungwe. Koma, mungathe kuchepetsa mavuto a zachuma mwa ogwira ntchito kudzera mwa njira zina. Mungathe kuchita izi mwa kutsata ndondomeko zitatuzi - palibe chomwe chimafuna mtengo waukulu kuti mugwire ntchito.
Khwerero 1: Yang'anirani Pomwe Mukukonzekera Kupuma
SHRM posachedwapa yang'anitsitsa zotsatira za mavuto azachuma kuntchito kuti ayesetse kumvetsa chifukwa chake antchito akupitirizabe kulimbana ndi ndalama, ngakhale momwe chuma chimakhalira. Malinga ndi akatswiri a HR pa zofufuza za SHRM: Zochita zachuma kuntchito , kukonzekera ntchito zapuma pantchito kunayikidwa monga ndalama zopatsa chidwi kwambiri kwa antchito.
Muyenera kulimbikitsa antchito anu kukonzekera zam'tsogolo nthawi zonse. Komabe, akatswiri a HR akuyenera kumvetsa kuti ubwino wachuma si umodzi ndipo umachitidwa. Zosankha monga pulogalamu ya 401 (k) sizowonjezera yankho la kuthetsa mavuto a zachuma. Ndipo sizikukondweretsa nthawi yomweyo anthu 76% a anthu ogwira ntchito ku America omwe amalipira malipiro-to-paycheck, malinga ndi kafukufuku wa Bankrate.com .
Ngati mutayang'ana kudzera mu lens ya antchito, vuto lawo la zachuma sichikhala ndi ndalama zokwanira zowonjezera ndalama zosayembekezereka. Mfundo imeneyi inatsimikiziridwa mu phunziro la PwC laposachedwapa.
Pochepetsa kuchepetsa mavuto azachuma, olemba ntchito ayenera kufufuza zopereka zabwino zopezera ndalama zomwe zimathandiza ogwira ntchito kupanga zinthu zazikulu, zosayembekezereka, kapena zosayembekezereka, popanda kugwiritsa ntchito njira zamtengo wapatali zomwe zimagulitsa msika lero.
Iyi ndiyo njira yeniyeni yothetsera umphawi yomwe ingapatse ogwira ntchito mpumulo wopanikizika, ndipo potero, malo opindulitsa kwambiri ndi ogwira ntchito.
Khwerero 2: Bwererani ku Zomwe Zimayambira
Malangizo a bajeti ndi maphunziro angathe kuyankhula kwa ogwira ntchito masiku ano. Ndalama za anthu onse ndi zofanana ndizo zimakhala zosiyana ndi iwo, koma mukhoza kugawana mfundo zoyenera, zomwe zingathandize ogwira ntchito kulamulira ndalama.
Taganizirani kupanga kanema wazinthu zamalonda kuti mukhale ndi zizoloŵezi zoyenera. Gwiritsani ntchito zinthu zomwe zimaphatikizapo bajeti, kupeza ndalama, kusonkhezera ndalama, kupuma pantchito, ndi kusunga.
Ngati gulu la HR likufuna kutenga laibulale yamagulu pamlingo wotsatira, iwo akhoza kufufuza tsiku ndi tsiku-ndi-akuphunzira kumene katswiri wamalonda akuyenda kudutsa mutu uliwonse mwatsatanetsatane. Mwachitsanzo, ndondomeko ya bajeti ingaganizire kufunika kolipira ngongole nthawi, kusunga ndalama, komanso kuopsa kwa ngongole yobwera.
Mosasamala kanthu za njira yomwe mumayendetsera, HR ayenera kufotokozera bwino kupezeka kwa kupereka kulimbikitsa nawo mbali ndikuwona zotsatira.
Ngati laibulale yosungirako ndalama imakhala yovuta, chitonthozani chifukwa makampani adzapereka mosamalitsa mfundo izi kwa olemba ntchito kwaulere, osagwira ntchito ku HR.
Gawo 3: Khalani ndi Zothandizira pa Zopereka Zachuma Ndiponso Zosasunga
Pofufuza chifukwa chake ntchito zachuma zapakhomo zimachokera pamatawo, zimakhala zovuta kunyalanyaza kuti mapulogalamu ambiri abwino amapangidwanso mosasamala za zosowa zachuma. Amanyalanyaza zosoŵa za iwo omwe ali osasamala ndalama.
Malangizo azachuma ndi kukonzekera ntchito pantchito ndizopambana. Simungathe kukana kuti angathe kuthana ndi mavuto ambiri. Komabe, machenjererowa sangapereke mabungwe awo kubwerera kwawo monga momwe amachitira ndi ogwira ntchito ambiri.
Tsopano podziwa kuti ndalama zambiri za antchito ambiri zimakhala ndi ndalama zosayembekezereka, kuwonjezera mapulogalamu a antchito omwe amakwaniritsa zosowazi. Fufuzani zosankha zomwe zikuphatikizapo mapulogalamu ogula opanda chidwi.
Mwa chiwerengero, antchito 94% amavomereza kapena amavomereza kuti kukhala ndi mwayi wothandizira pulogalamu ya ogwira ntchito kumathandiza kuchepetsa mavuto awo azachuma ndi kupsinjika maganizo malinga ndi kafukufuku omwe amawoneka kuti "9 mpaka 5" zimakhudzidwa ndi mavuto a zachuma. Kukhazikitsa phindu la ndalama za kampani ndi pulogalamuyi ndi imodzi mwa njira zosavuta zowamasula ogwira ntchito za ndalama zolipira ndalama.
Ndipo, zosankha zamasiku ano zakonzedwa kuti zitsimikizire kuti HR HR ingathe kukhazikitsa pulogalamu mkati mwa maola 24. Izi zimachepetsa nkhawa za kutenga phindu lina lomwe limakhala nthawi yambiri. Ndalama zomwe zimabwereranso ku kampani kudzera pa luso lamalonda, kusungirako , kukhulupirika, kugwirizana , ndi kukolola zimatha kuika nthawi yomweyo gulu la HR ngati atsogoleri opititsa patsogolo omwe amalimbikitsa mbiri yawo.
Mfundo Yofunika Kwambiri
Palibe mawotolo omwe angapangitse kusokonezeka kwa malo ogwira ntchito kuwonongeka , koma kuchoka pa magwero ake kungathandize makampani kuti apambane.
Kafukufuku akusonyeza kuti olemba ntchito omwe amapanga ndalama kuphunzitsa antchito a zachuma adzawona kubwezeretsa 3 mpaka 1 pazomwe akugulitsa, kukonzanso maziko awo, ndi kusangalala ndi ogwira ntchito okhutira ndi opindulitsa kwambiri. ("Ndiyo Nthawi Yopanga Olemba Ntchito Zopanda Ndalama Kuti Apeze Zowonjezera ." Ubwino Wopereka Malipiro Kukumbidwa 46 (4): 1, 11-14)
Ali ndi antchito atatu kapena anayi omwe amagwira ntchito yolipilira ndalama, wogwira ntchitoyo amavutika kwambiri, koma palibe nthawi yabwino yothetsera vutoli mothandizidwa ndi mapindu abwino a ndalama.