Kupititsa kuunika kwa Series 66 kuli kofanana ndi kupititsa onse Series 63 ndi Series 65 . Kuonjezera apo, poyang'aniridwa ndi FINRA , mayeso 66 alembedwa ndi North American Securities Administrator Association, yomwe imadziwikanso kuti NASAA.
Uniformed Securities Act
Ili ndilo lamulo lachitsanzo, lomwe linayambitsidwa mu 1956 ndipo kenako linasinthidwa, lomwe linalinganizidwa kuti likhazikitse malamulowa ndikutsutsana ndi malamulowa. Cholinga chinali kuyambitsa njira zabwino padziko lonse, komanso kuphweka kugwirizana kwa mabungwe otetezedwa ndi mabungwe ogwira ntchito.
Tanthauzo la Woimira Malangizi a zachuma
Malinga ndi bungwe la Uniform Securities Act, woimira malangizi othandizira zachuma ndi munthu wogwira ntchito kapena wogwirizanitsidwa ndi bungwe la uphungu wothandizira ndalama omwe akuchita zotsatirazi:
- Amapereka malangizo kapena amapereka malangizo othandizira
- Amagwira makasitomala a makasitomala kapena maofesi
- Amadziŵa chomwe chilimbikitso kapena malangizo othandizira zachinsinsi ayenera kuperekedwa
- Amapereka uphungu wothandizira zachitukuko kapena amadzisungira mwiniwake kapena mwiniwake monga kupereka uphungu wa zachuma
- Amalandira malipiro opempha, kupereka kapena kukambirana za kugulitsa kapena kugulitsa malangizidwe a malingaliro
- Kuyang'anira antchito omwe amachita ntchito iliyonse yapamwambayi
Komano, mlangizi wa zachuma si wina amene:
- Amangochita zaubusa kapena zochita zothandiza
- Amene amagwira nawo ntchito yopanga kapena kupereka uphungu wamalonda ndizosayembekezereka, ndipo ndani salandira malipiro apadera kwa maulangizi othandizira malonda
Makampani othandizira zachuma omwe amalembedwa ndi SEC ndi anthu ogwiritsidwa ntchito kapena omwe akugwirizana nawo sali olekanitsidwa ndi boma lolembetsa, chilolezo kapena chidziwitso, kupatula oimira amalangizi a zachuma omwe malo awo enieni amalonda ali mu dziko lapatsidwa.
Zitsanzo
Anthu ogwira ntchito zosiyanasiyana, makamaka CFA ndi CFP, amaonedwa kuti atsimikiziridwa kuti agwiritsanso ntchito zomwezo kale, ndipo motero saloledwa m'zinthu zambiri polemba mayeso 66. Zina mwazinthuzi ndi monga Personal Financial Specialist (PFS), Chartered Financial Consultant (ChFC) ndi zizindikiro za Chartered Investment Counselor (CIC).
Kutalika kwa Phunziro
Kuyezetsa kwa nambala 66 kuli mafunso 110 osankhidwa osiyanasiyana ndipo mphindi 150 apatsidwa kukwaniritsa mayeso. Mafunso okwana 100 okhawo omwe akuyankhidwawo amawerengedwera kumalo omaliza a olembawo. Mayesero aliwonse akuphatikizapo mafunso 10 oyesera omwe akuganiziridwa kuti agwiritsidwe ntchito pamasewero a mtsogolo. Amagawidwa muyeso lonse, ndipo tester taker sadziwa zomwe iwo ali.
Mapepala Otsatira
Masewero 66 oyesa kukayezetsa magazi ali osachepera, ndipo mapepala apakati ndi mayankho 75 olondola kapena 75% mwa mafunso 100 omwe amawerengera pamapeto. Wosankhidwa amene amalephera kuyesedwa kwa Series 66 ayenera kuyembekezera osachepera masiku 30 asanatengenso. Lamulo lomwelo likugwiranso ntchito kwa munthu yemwe walephera kachiwiri ndipo akufuna kuti azitenge kachiwiri. Pambuyo pa kulephera kwachitatu, wofunsayo ayenera kuyembekezera osachepera masiku 180 asanayambe kuyankhulanso. Lamulo lomweli likugwiranso ntchito ku zotsatira zonse zolephera.
Nkhani Zophunzitsidwa
Kupititsa mndandanda wa Series 66 kuli kofanana ndi kupititsa zonse za Series 63 ndi Series 65. Komabe, izo zapangidwanso kwa ofuna ofuna kukhala ndi chizindikiritso cha Series 7. Choncho, mayesero a Series 66 amasiyanitsa mafunso okhudzana ndi malonda otetezedwa, kusungidwa kwachinsinsi ndi ndondomeko ya ndalama zomwe ziri gawo lalikulu mu Mutu 65, koma zomwe zikukhudzana ndi kutalika ndi tsatanetsatane mu phunziro la 7.
Kulembetsa ndi Kuloledwa
Pali mapulaneti angapo okhudzana ndi kupititsa kukambirana kwa Series 66. Choyamba, wolembayo adakali ndi udindo wodziwa ndi kutsatira zofunikira za malamulo oyendetsera chitetezo cha maiko omwe adzachita bizinesi. Chachiwiri, pamene kudutsa kafukufuku nthawi zambiri ndikofunikira kwambiri kuti mukhale ndi chilolezo chochita bizinesi mu dziko linalake, sikuti ndilokha lokha, ndipo simungapereke chilolezo chovomerezeka kapena cholembedwera mu dziko. Komabe, bungwe la NASAA limakhulupirira kuti bungwe logwirizana la malamulo lophatikizana lokhazikitsa malamulo limapangitsa kuti boma likhale labwino komanso kuti liziteteze bwino anthu omwe akugwiritsa ntchito ndalamazo polimbikitsa anthu kuti azikhala ogwirizana ndi malamulowa komanso kuti azitsatira zikhalidwe zawo.