Mapulani a Chakudya Amapatsa Ogwira Ntchito Zosankha Phindu Lake

Ogwira Ntchito Angasankhe Pakati pa Mitundu Yambiri Yopindulitsa

Kodi mukuyang'ana njira yopangira mapulani anu kuti mukwaniritse zosowa za antchito anu? Ndondomeko ya mapulogalamu opangira zakudya angakhale njira yabwino yopitira. Njirayi yosankhidwa ndi mwambo ndi ndondomeko yopindulitsa antchito yomwe imalola antchito anu kusankha pakati pa zopereka zosiyanasiyana kuti apange phukusi lopindulitsa lomwe limakwaniritsa zosowa zawo komanso za banja lawo.

Ndondomeko zamagetsi zamasamba zimapereka mwayi wapadera kwa malamulo a msonkho wa boma omwe amagwiritsidwa ntchito kwa phindu la antchito.

Pulogalamu yamakono, ogwira ntchito amaloledwa kusankha pakati pa phindu lopanda malire ndi ndalama.

Ubwino kwa Ogwira Ntchito

Pulogalamu yamagetsi, wogwira ntchito amalandira ndalama zambiri kuchokera kwa abwana kuti agule zinthu zina zapulani. Izi zimathandiza ogwira ntchito kugula mapindu, monga inshuwalansi yaumphawi , ndi madola ochepa.

Ndondomeko yamakono odyera zakudya zapakhomo angaphatikizepo njira zosiyanasiyana za inshuwalansi zamakampani komanso inshuwalansi zina monga inshuwalansi yanthaŵi yayitali komanso ya inshuwalansi yayitali . Zosankha zina zingaphatikizepo 401 (k) kukonzekera zopereka zapuma pantchito, thandizo lothandizira, kuthandizira pothandizira ana, komanso zopereka ku Maakaunti a Zosungira Zaumoyo (HSAs).

Osati Antchito Onse Akufuna Madalitso Omwe

Mitundu yowonjezerayi imapatsa antchito ndalama zowonjezera kunyumba komanso zopindulitsa zina zambiri. Phindu la dongosolo la zakudya ndi lakuti antchito angathe kusankha zomwe zimawathandiza kwambiri.

Mwachitsanzo, wogwira ntchito wamng'ono yemwe alibe vuto la thanzi angasankhe kugwiritsa ntchito ndalama zake zapakhomo pa ndalama zochepetsera thanzi.

Wogwira ntchito ali ndi mamembala anayi angasankhe kudyetsa ndalama zawo zapadera pa dongosolo la thanzi labwino ndi zambiri. Wogwira ntchito popanda banja, angasankhe kugwiritsa ntchito ndalama zake zopindulitsa pantchito yopuma pantchito.

Ndondomeko ya Mapulani a Zakudya

Ndondomeko ya zakudya zogwiritsira ntchito zakudya zakuthambo imayang'aniridwa ndi Gawo 125 la Internal Revenue Code. Ziribe kanthu chomwe cholinga cha chakudya cha abwana chimakonzera, ndondomekoyi, malinga ndi Gregory Boop,

"Wotchulidwa ndi mutu 26, Gawo 125 wa United States Code pomwe 'zakudya zodyera' sizichotsedweratu kuwerengera ndalama za msonkho wa boma.

"Mapulani 125 amalola antchito kupereka ndalama zowonongeka pamapulani. Zopereka zogwirizana ndi mapulani sizikugonjetsedwa misonkho ya chitetezo cha boma, boma kapena chikhalidwe. inshuwalansi ya umoyo, ndalama zothandizira, chithandizo cha mankhwala) Popeza palibe msonkho wa federal, boma kapena umoyo womwe umatengedwa ndipo ndalama sizinaphatikizidwe ngati ndalama zowonjezera, wogwira ntchitoyo amapulumutsa paliponse kuchokera 27 - 50% pamagula awa. "

Pamene Olemba Ntchito Akusintha Pakati la Ndalama

Mu dongosolo lakale lakale, wogwira ntchito angasankhe zosankha zomwe zimaposa chiwerengero cha ndalama zomwe abwana amaloledwa. Pazochitikazi, wogwira ntchitoyo amapereka gawo la phindu la zosankhidwa zake, choncho ndalama kwa olemba ntchito ndizochepa. Mwachitsanzo, wantchito yemwe ali ndi matenda, kapena wogwira ntchito ali ndi zaka 55 ndi kulamulira, angasankhe "kugula" ku dongosolo laumoyo labwino lomwe limaphatikizapo zomwe akufunikira.

Kugwira Ntchito ndi Mapindu Amaluso

Nthawi zonse, kugwira ntchito yopatsa ogwira ntchito ndondomeko zopindulitsa zapadera ndikuyenera kuthandizidwa ndi akatswiri odziwa mapulani omwe angapangitse bwanayo za njira zosiyanasiyana. Popeza kuti malamulo a msonkho wa US ndi ovuta komanso kusintha kwa malamulo, olemba ntchito ayenera kupeza chithandizo cha katswiri. Mukufuna kutsimikizira kuti dongosolo lanu ndi lovomerezeka ndipo limapindulitsa onse ogwira ntchito ndi abwana.

Chitani Ntchito Yanu Yoyamba

Webusaitiyi imakhala ndi malo othandizira ndi malangizowo pazinthu zopindulitsa zokhazikika koma malamulo ndi ntchito zimasiyana ndi dziko ndi dziko, kotero palibe webusaiti yomwe ili ndi yankho lomveka. Pamene mukukayikira, nthawi zonse funani uphungu kapena thandizo lovomerezeka ku boma, boma, kapena maiko apadziko lonse, kuti mutanthauzira movomerezeka ndi zisankho zolondola.