Kupuma pantchito kumayambiriro ndi mwayi kwa antchito ena

Kodi Ngati Wogwira Ntchito Wanu Akupereka Zopereka Zotanganidwa Koyamba?

Kupuma pantchito kumayamba pamene wogwira ntchito akuganiza kuti achoke pantchito asanafike zaka zomwe angakwanitse kusonkhanitsa ndalama monga Social Security, penshoni ya kampani, kapena kugawa kwa 401 (k) kapena ndondomeko ina ya penshoni.

Zosankha Zomwe Mungachite Kuti Mukhalenso Kale

Pali zinthu zambiri zomwe zingalole kuti antchito apume pantchito. Izi ndi zina mwazochitika:

1. Kupuma pantchito yapadera ndi mwayi kwa ogwira ntchito amene asunga ndalama zambiri pokhapokha pa akaunti zapuma pantchito.

1. Kupuma pantchito kwachangu ndichinthu chanzeru kwa ogwira ntchito amene apanga mitsinje yambiri. Mwachitsanzo, wantchito yemwe amagwira ntchito nthawi zonse, koma akutsata chitukuko cha webusaitiyi, kulembera payekha, kapena kujambula monga ndalama yachiwiri, akhoza kupanga bizinesi ya nthawi yochepa mu ntchito yanthawi zonse. Izi zimagwira bwino ntchito pamene wogwira ntchitoyo athandizira phindu la ndalama asanachoke. Posakhalitsa ndinawerenga za banja lomwe linapuma pantchito, linasamukira ku chilumba, ndipo linatsegula botolo la vinyo. Iwo adakhala zaka zambiri akudziŵa za vinyo ndikusunga ndalama asanatuluke.
2. Wogwira ntchitoyo akuganiza kuti ntchito yopuma pantchito yayamba chifukwa chophatikizapo ndalama zambiri komanso phindu lachiwiri.
3. Muzinthu zina pamene wogwira ntchito atsala pang'ono ntchito, wogwira ntchitoyo amapanga chisankho ndipo amadziwa kuti apitirize kugwira ntchito. Kawirikawiri, amatenthedwa m'munda wawo wamakono ndipo chuma chawo chopulumutsidwa chimapatsa mwayi wosankha nthawi yogwira ntchito kapena nthawi yowonjezera .

Nthawi zina anthu oyambirira kuchoka kumbuyo amapitirizabe kugwira ntchito kwa omwe akugwira nawo ntchito koma nthawi yochepa komanso gawo limodzi. Malinga ndi munda wawo, ubale umenewu umasintha. Ophunzira ena oyambirira omwe amapuma pantchito akuganiza kuti azigwira ntchito m'munda wosiyana ndi ntchito yawo ya nthawi zonse . Mwachitsanzo, bwenzi limene lapita kwa zaka zambiri ku maphunziro apamwamba ndi maphunziro, pakutha pantchito ikugwira ntchito ku tchalitchi chake monga nthawi yolamulira.

Wogwira Ntchito Wothandizidwa Kuti Akhale Wopanda Ntchito Choyamba

Kupuma pantchito kumayambiriro ndikuperekanso zoperekedwa ndi olemba ntchito omwe akufuna kuchepetsa ndalama ndi kulimbikitsa antchito olipidwa kuti achoke pantchito yawo mwa kuchoka msanga. Kawirikawiri, njira yoyenera pantchito yopuma pantchito ikuphatikiza ndi zolimbikitsa zachuma.

Nthaŵi zina abwana akufuna kuwapatsa antchito achinyamata ntchito zatsopano. Wogwira ntchitoyo angafunike kulimbikitsa antchito kuti apindule ndi kayendetsedwe ka kayendetsedwe ka ntchito kapena kuntchito . Koma zirizonse zomwe abwana amalingalira, kaya zofuna zachuma, zosowa za abambo kapena antchito atsopano, ntchito zoyenera pantchito zoyambirira ziyenera kuwathandiza kukwaniritsa zolinga zawo.

Wogwira ntchitoyo amafika pamabungwe ake a ndalama, pamene nambala yolondola ya antchito iyenera kuyendetsa gulu ndi kudula ndalama, avomereze ntchito yopuma pantchito. Ndipo ogwira ntchito omwe amapatsidwa ntchito yopuma pantchito oyambirira ayenera kuonetsetsa kuti abwana awo akugwira ntchito posamalira pantchito yawo panthawi yochepa, kuphatikizapo ndalama zawo zokhazokha komanso zoyembekezera zomwe angakwanitse.

Kawirikawiri ntchito yopuma pantchito yoyamba ikupereka ndalama zonse zopuma pantchito. Zowonjezerapo, monga maphunziro ophunzitsira koleji , nthawi zambiri amapita kumalo oyamba pantchito, ndipo amafunikanso kuyesedwa mu chiwerengero chonse.

Mulimonsemo, kupuma pantchito mofulumira kuyenera kuyesedwa ndi kudziwa kuti ngati abwana sakulephera kukwaniritsa zolinga zake zochepetsera ntchito, kuwombera kungakhalepo. Kupuma pantchito kwapanthaŵi yochepa kumaperekedwa kuchokera kwa olemba ntchito ali ndi zochita zomwe omwe angapite kukalandira ndalama ayenera kuziganizira ndi kumvetsetsa kuti angathenso kulimbikitsa ndi ntchito yawo pokhapokha ngati asankha kuti asalandire zopereka zambiri za abwana.

Ndipo panthawi yochepa, wogwira ntchito nthawi zambiri amalandira phukusi lokhazikika , koma panthawi yochepa yopuma pantchito sangaperekedwe kapena kupezeka.

Ogwira ntchito omwe amapatsidwa chithandizo chokakamizika msanga akuyenera kukambirana ndi wothandizira zachuma kuti apeze njira zabwino komanso zomveka bwino. Ayeneranso kusunga chiwerengero cha antchito omwe akusankha kutenga mwayi wa abwana kuti amvetse bwino zochitika zomwe angayembekezere.

Ndizovuta kukana chilimbikitso ndikudzipeputsa -popanda zolimbikitsa zomwe zaperekedwa kale.