Tebulo ili m'munsimu lopangidwa ndi US Office of Personnel Management limapereka antchito a federal awo MRAs malinga ndi zaka zomwe anabadwira:
| Ngati munabadwa | MRA yanu ndi |
| Asanafike 1948 | 55 |
| Mu 1948 | Miyezi 55 ndi miyezi iwiri |
| Mu 1949 | Miyezi 55 ndi 4 |
| Mu 1950 | Miyezi 55 ndi 6 |
| Mu 1951 | Miyezi 55 ndi 8 |
| Mu 1952 | Miyezi 55 ndi 10 |
| Mu 1953-1964 | 56 |
| Mu 1965 | 56 ndi miyezi iwiri |
| Mu 1966 | 56 ndi miyezi inayi |
| Mu 1967 | Miyezi 55 ndi 6 |
| Mu 1968 | 56 ndi miyezi 8 |
| Mu 1969 | 56 ndi miyezi 10 |
| Mu 1970 ndi pambuyo | 57 |
Kuchokera kumapeto kwa zaka za m'ma 1940 mpaka 1970, MRA inayamba kuchoka ku 55 mu 1948 kufika 57 mwa 1970. Pogwiritsa ntchito ndondomeko zapadera, 57 ali msinkhu wopuma pantchito.
Monga machitidwe ena ogwira ntchito pantchito yopuma pantchito , FERS ndi wowolowa manja mwanjira iyi. Mapulogalamu awa amapereka mphoto kwa ogwira ntchito chifukwa chotsatira ntchito zapagulu. Iwo ndi opatsa kwambiri kwa antchito omwe ayamba ntchito zawo mu boma ndipo amamatira ndi mabungwe omwe amapereka machitidwe omwe akutha pantchito. Pali kusiyana pakati pa machitidwe othawa pantchito, koma antchito amakonda kutuluka bwino mwa kumamatira limodzi.
Nchifukwa chiyani KUDZAKHALA KUDZIWA KUDZIWA ZOTHANDIZA KUTI ZIDZAKHALA ZOTHANDIZA
Ndiye n'chifukwa chiyani FERS amafunikira MRA nkomwe?
Mwachidule, machitidwe a actuarial soundness adzakhala pangozi ngati MRA sanali pamalo. Kumveka bwino n'kofunika chifukwa kumatsimikizira kuti ntchito yopuma pantchito ikupitirirabe. Popanda kukhala ndi moyo wabwino, dongosolo lothawa pantchito potsirizira pake limataya ndalama kuti lilipire malipiro othawa kwawo.
Pamene antchito ambiri a boma amaganizira za ntchito yopuma pantchito, amawerengera pamene akufika pantchito yopuma pantchito mosagwirizana ndi zaka za utumiki. Pomwe wogwira ntchito za boma akufika ku MRA ndi zaka 30, wogwira ntchitoyo amayenera kuchoka pantchito ndipo amatha kupeza ntchito yake yopuma pantchito . Kwa antchito obadwa mu 1970 kapena pambuyo pake, antchito ayenera kukhala ndi zaka 57 ndi zaka 30 za utumiki.
Koma nanga bwanji ngati MRA inalibe? Tiyeni tione chitsanzo. Koleji yophunzira maphunziro ali ndi zaka 22 ndipo nthawi yomweyo ayamba kugwira ntchito ku boma la federal. Ali ndi zaka 52, wogwira ntchitoyi ali ndi zaka 30 zothandizira; Komabe, sangathe kupuma pantchito kwa zaka zina zisanu chifukwa MRA yake ndi 57.
Chitsanzo ichi ndi chofala pakati pa antchito a boma. Ambiri amayamba ntchito zawo zapadera patangotha koleji , amakhala pakhomo kwa zaka zingapo, ndipo phindu lalikulu pamapeto a ntchito zawo likuwasunga mu boma. MRA mu chitsanzo pamwambapa amachititsa wogwira ntchitoyu kugwira ntchito komanso kupereka gawo la ntchito yopuma pantchito zaka zina zisanu.
Izi ndizomwe zimatha zaka 10 zapulogalamu yopuma pantchito. Zimapindula zaka zambiri ndipo zimapewa zaka zisanu zapadera. Chophimba chofunika apa ndi chakuti kagawo kakang'ono ka antchito a boma amachoka nthawi yomweyo pamene ali oyenerera, koma MRA kwa FERS ndi yofunikabe.
Zimaletsa antchito kuti asamachoke asanafike msinkhu wina, ndipo izi zikutanthauza kuti ndalama zochepa zowonjezera zimatha pafupipafupi.
Popanda MRA, FERS ayenera kuonjezera zopereka za ogwira ntchito kapena kuchepetsa phindu lotha msinkhu kuti apitirize kugwira ntchito. MRA imathandiza boma la federal kukhazikitsa dongosolo lotha pantchito yopuma pantchito yomwe imapereka madalitso operekedwa kwa othawa kwawo pamene anali antchito.