Muzinthu zowonjezera zopindulitsa, antchito amakono ndi mabungwe awo ogwiritsira ntchito amapereka ndalama pulogalamu yopuma pantchito. Ndondomekoyi imagwiritsa ntchito ndalamazo kuti zilipire ndalama zothandizira anthu omwe amapuma pantchito.
Mchitidwewu umapangitsa chiopsezo chochita malonda. Ndondomeko zopindula zapindula ndi msana wa machitidwe ambiri omwe amapuma pantchito.
Pamene nthawi yatha, ntchito zothandizira pantchito zawonjezerapo mwayi wopereka mwayi kwa ogwira ntchito kuti asunge ndalama zowonjezera pantchito. Mu machitidwe ambiri, zopindulitsa zosankhidwa zinayambira monga zosankhazo. Koma ayamba kusintha pang'onopang'ono dongosolo ndi dongosolo.
Kuwonjezera Kukondweretsa Boma Pulezidenti
Potsutsidwa ndi anthu, olemba malamulo achepetsa kuchepa kwa kayendetsedwe ka ntchito pantchito zosiyanasiyana. Choyamba, iwo adakakamiza antchito kuti apereke ndalama zambiri pamene akugwira ntchito zomwezo. Monga momwe maboma amachitira zambiri ndi ochepa, antchito amapereka ndalama zambiri kuti azipuma pantchito yomweyo.
Chachiwiri, olemba malamulo aika chiopsezo kwa olemba ntchito kwa ogwira ntchito powapanga mapulani a zopereka omwe amadziwika kuti ali ndi gawo lalikulu la dongosololi pamene akuchotseratu pa mapulani omwe amaperekedwa.
Izi zimapatsa antchito kusakayikira za momwe amakhala kukhalira pantchito. Ogwira ntchito angagwiritse ntchito zofuna zawo pazinthu zowonjezera, koma sangathe kuchita zimenezi mosakayikira mu ndondomeko yothandizira.
Chachitatu, olemba malamulo awonjezera malamulo okhudza momwe munthu angapitirizire ntchito komanso momwe ndalama zambiri za inshuwalansi zimaperekedwa ndi dongosolo.
Inshuwalansi ya umoyo ndizofunika kwambiri pa ntchito zapuma pantchito, kotero kukhetsa gawo la ndalama zimenezo ndi phindu lalikulu kwa olamulira osamalira pantchito koma osati kwa anthu omwe akutumikira.
Chachinai, olemba malamulo alephera kuchepetsa kawiri kawiri komwe anthu opuma pantchito amagwira ntchito pa bungwe lopuma pantchito kotero amasiya kuchoka pantchito yopuma pantchito komanso wogwira ntchito. Malinga ndi malamulo othawa pantchito, ntchitoyi ikhoza kukhala ndi zotsatira zoopsa kuti pakhale dongosolo.
Pamene Malamulo Otsalira Akusintha
Ogwira ntchito za boma amavota kwambiri kuposa chiwerengero cha anthu onse, choncho zimakhala zomveka kuti olemba malamulo amayesa kukondweretsa antchito a boma ndi agogo awo omwe akugwira nawo ntchito pansi pa malamulo akale. Ogwira ntchito atsopano amaikidwa pansi pa malamulo osapindulitsa kwambiri. Iwo sakudziwa kuti akuchita zinthu zoipitsitsa kuposa antchito anzawo mpaka atakhala kale pantchito.
Machitidwe ena opuma pantchito amapangitsa ogwira ntchito kuthandizira ku Social Security. Ena samatero. Pofuna kupeza ndalama zopuma pantchito kuchokera ku Social Security, anthu ayenera kuthandizira pa ntchito yawo. Pamene olemba malamulo ndi ogwira ntchito awo akulemba malamulo othandiza pantchito yopuma pantchito, iwo amaganizira ngati osachoka pampando adzakhala ndi mwayi wopeza Social Security.
Zitsanzo za Zipangizo Zamaganizo
Nazi zitsanzo zochepa za mawonekedwe otha pantchito:
- Akuluakulu ogwira ntchito za boma ambiri amagwira nawo ntchito m'ndondomeko ya ntchito yoteteza anthu pantchito . Ndondomekoyi inayamba mu 1987 kuti iwononge dongosolo lokonzekera ntchito za Civil Service . FERS ali ndi zigawo zikuluzikulu zitatu: Security Social, Plan Basic Benefit, ndi Thrift Savings Plan . Ndondomekoyi ikuphatikiza zonse zomwe zimapindula ndi zopindulitsa. CSRS ndi ndondomeko yopindulitsa. Pamene FERS yapangidwa, antchito angasankhe kukhala ndi CSRS kapena kupita ku FERS.
- Mayiko ali ndi maulendo angapo othawa pantchito ogwira ntchito zosiyanasiyana zokopa mabungwe a boma ndi antchito awo. Ena amanena kuti ntchito zapuma pantchito ndi mabungwe a boma, maphunziro a boma, maboma a mzinda, ndi maboma a boma. Mwachitsanzo, Texas ili ndi ntchito yopuma pantchito kwa antchito a boma, Mphunzitsi wogwira ntchito pantchito kwa oyunivesite ndi ogwira ntchito ku sukulu, Mankhwala a Mutharika a Texas, omwe amagwira ntchito m'mizinda komanso boma la Texas County ndi District Pension for employees in county governments and district districts. Mizinda ikuluikulu ndi zigawo zikuluzikulu zimasankha kuti zisagwire nawo ntchito zothandizira pantchito ndikuyendetsa mapulani awo opuma pantchito.