Momwe Maboma Othawira Ntchito Padzikoli Amadziŵira Kuyenerera

Kufotokozera za ulamuliro wa 80 ndi

Kodi munayamba mwadzifunsapo chifukwa chake antchito a boma amawoneka kuti akutha msinkhu ali wamng'ono? Chabwino, chifukwa chake boma limakhala ndi malamulo oyenera pantchito yopuma pantchito. Izi ndi phindu lofunika kwambiri kuti antchito ambiri a boma sagwire ntchito kunja kwa magulu a anthu kapena ngakhale kunja kwa mabungwe pokhazikitsa machitidwe awo opuma pantchito.

Ndondomeko zapuma pantchito zapuma pantchito pazifukwa ziwiri: zaka ndi zaka za utumiki.

Pafupifupi ndondomeko iliyonse yopuma pantchito ya boma ili ndi nambala yomwe ikuimira kuchuluka kwa msinkhu wa antchito ndi zaka zambiri zomwe zafika kale zimapangitsa wogwira ntchito kukhala woyenera kusiya ntchito.

Chigamulo cha 80

Mabungwe ambiri amagwiritsa ntchito ulamuliro wa 80. Izi zikutanthauza kuti kamodzi pa msinkhu wogwira ntchito ndi zaka zoposa 80, wogwira ntchitoyo ali woyenera kuchoka pantchito. Pano pali chitsanzo. Wogwira ntchito akuyamba kugwira ntchito ku bungwe la boma ali ndi zaka 27. Mchitidwe wogwira pantchito umagwira ntchito pansi pa ulamuliro wa 80. Chifukwa cha msinkhu wa ogwira ntchitoyi ndi ulamuliro wa 80, wogwira ntchitoyo ayenera kukhala pantchito pa zaka 53 1/2 pambuyo pa 26 1 / Zaka 2 zautumiki.

Chaka choyamba pantchito yopuma pantchito chimapatsa wogwira ntchito ntchito zambiri zotsalira kuti achite ntchito yachiwiri kapena abwerere kuntchito ya anthu kuti azipitirira kawiri. Kugwedeza kawiri ndi pamene wantchito wapuma pantchito ndikukweza chaka koma akugwiranso ntchito ndi kupeza malipiro omwe ali nawo m'gulu lomwelo.

Mabungwe othawa pantchito nthawi zambiri amakhala ndi chakudya kwa iwo omwe ayamba utumiki wautali kwambiri mochedwa pantchito yawo. Machitidwe angathe kutenga nthawi yopuma pantchito komwe anthu angapume pantchito ngakhale asanakwanitse ulamuliro wa 80. Ambiri amachititsa ogwira ntchito zaka 65 kuti apume pantchito ngakhale atakhala zaka zambiri. Anthuwa amalandira annuities yaing'ono chifukwa cha zaka zawo zochepa m'dongosololi, ndipo sangakhale ndi chithandizo chomwecho monga omwe amatha kulamulira 80 asanachoke.

Kuonjezera chiwerengero cha antchito omwe akuthandizira kukhazikitsa ndi kuchepetsa chiwerengero cha anthu omwe achoka pantchito kuchokapo, machitidwe ena opuma pantchito awonjezeka kuchokera ku ulamuliro wa 80 mpaka ulamuliro wa 85 kapena 90. Pamene izi zichitika, antchito omwe alipo amakhala nthawi zambiri malamulo akale, ndi ogwira ntchito atsopano ayenera kukwaniritsa zofunikira zatsopano.

Agogo aamuna

Kusamalira makolo kumapangitsa kuti ntchito yopuma pantchito ikhale yosangalatsa kwambiri kwa ogwira ntchito omwe alipo. Ogwira ntchito amamva kuti akuthawa, amawongolera komanso amanyengerera pamene ntchito yapa ntchito ikutha kusintha. Ogwira ntchito m'tsogolomu sadziwa chilichonse pa nkhaniyi chifukwa palibe amene akudziwa kuti ndi ndani.

Ngakhale kuti agogo aamuna amachititsa kuti malondawo akhale ovuta, amachititsa kuti azitsogolere. Machitidwe othawa pantchito ayenera kusunga malamulo awiri, mitundu, zolemba zothandizira ndi zina zotero. Kuwonjezeka kwowonongeka kumapitirirabe mpaka nthawi zonse mpaka othawa kwawo pansi pa malamulo akale amafa.

Chigamulo cha 90

Nenani kuti wogwira ntchitoyo wa zaka 27 mu chitsanzo choyambirira ali mu ntchito yopuma pantchito yomwe ikugwira ntchito ndi ulamuliro wa 90 mmalo mwa ulamuliro wa 80. Chifukwa cha kusintha kumeneku, wogwira ntchitoyu adzayenera kupuma pantchito pa zaka 58 1/2 ndi zaka 31/2 za utumiki.

Machitidwe othawa pantchito amakhala ndi malamulo okhwima okhudzana ndi kusamalitsa chithandizo kuchokera kuntchito yochotsera pantchito.

Pamene antchito amasamuka pakati pa ntchito pansi pa ntchito, akhoza kutaya ngongole. Ogwira ntchito m'boma ayenera kufufuza kuti izi zingatheke pokambirana ntchito yatsopano.

Pamene ntchito ya ngongole siimachoka, ogwira ntchito angathe kukhala ndi mwayi wosiya zomwe ali nazo m'dongosolo lakale lapuma pantchito ndikuyamba mwatsopano dongosolo. Wogwira ntchito akhoza kukwera ndi masiku osiyanasiyana othawa pantchito pakati pa machitidwe awiri kapena kuposa. Ndiye, masiku othawa pantchito ndi masiku okha pamene wogwira ntchito angapeze phindu la ndalama, koma antchito angasankhe kuyamba kuyamba kupeza ndalama zawo zonse panthawi yomweyo.