Pamene ana ali ndi ndalama m'thumba kuti akhale ndi mwayi wogula zinthu zomwe akufuna kuti achite nawo zosangalatsa ndi abwenzi awo, amatha kuphunzira za bajeti, zosowa zofuna vs zina zambiri!
Monga kholo, zingakhale zomvetsa chisoni kuti kokha kokha ndalama zopezera ndalama ndi ntchito kapena ntchito zapakhomo.
Zimathandiza kuti ana aphunzire kupanga ndalama m'njira zina osati kwa ife.
Nazi njira zingapo zothandizira ana kuti azigwiritsa ntchito ndalama zawo:
Kuphika Kuphika kapena Kuima kwa Lemonade
Ndi njira yowonongeka kwa ana omwe amafuna ndalama, koma maimidwe a mandimu amaphunzitsa ana maphunziro ofunika pankhani ya malonda. Limbikitsani ana kuti azikaphika, zakudya zala, kapena zakumwa zomwe zingagulitsidwe pamsewu. Ana amaphunzira momwe angagwiritsire ntchito kuti agulitse mankhwala omwe angagulitsidwe, ndipo amatha kugwiritsa ntchito ndalama zambiri pamene oyandikana nawo amayima kugula mankhwala.
Kuti mudziwe zambiri pa maphunziro a ana anu okhala ndi mchere.
Ntchito Zomudzi
Maofesi ambiri ammudzi angaphatikizepo kubatiza, kuyeretsa nyumba, kutchera udzu, kapena kusamba galimoto. Thandizani mwana wanu kupititsa patsogolo ntchito zawo mwa kuphunzira njira zabwino kuti ntchitoyo ichitidwe bwino. Komanso, awathandize kukhazikitsa mapepala ndi mapepala amtengo wapatali kuti akhale ndi zosavuta popanga malonda poyankhula ndi anthu m'deralo.
Gulitsani Galimoto
Ana ambiri ali ndi zidole zambiri, makamaka popeza nthawi zonse amapeza mphatso pa tsiku lawo lobadwa komanso pa maholide. Konzani katundu wogulitsa galimoto, ndipo mwana aliyense asankhe zinthu zomwe akufuna kuti agulitse. Aloleni iwo asunge ndalama zomwe amapatsidwa pogulitsa zinthu zawo. Galati yogulitsidwa ndi yopindulitsa kupeza ndalama, ndipo mukhozanso kusuntha nyumba nthawi yomweyo.
Gulitsani Zinthu Zogwiritsidwa Ntchito Panyumba
Fufuzani zinthu zotsika mtengo zomwe zingagulitsidwe khomo ndi khomo kwa maholide. Nazi zitsanzo izi:
- Pitani kumapiri ndi kukatenga mtolo, ndipo mugulitse nthawi ya Khirisimasi.
- Pangani zochitika za Valentine, monga truffles ya chokoleti ndi ma cookies opangidwa ndi mtima omwe angagulitsidwe monga mphatso za Valentine.
- Gulitsani mazira ndi mazira a dzira kuti mabanja azisangalala ndi ntchito yakufa mazira a Pasitala popanda vuto lonse.
- Tengani maulendo sabata musanayamikire Thanksgiving, ndipo perekani utumiki wa pie m'mawa a Thanksgiving.
Sonkhanitsani Zinthu Zowonongeka
Pezani kampani yosungirako ntchito ndikufunsani kuti amalipira ndalama zingati pa pounds. Kodi mwanayo asonkhanitse zinthu zowonjezeredwa, monga nyuzipepala, zitini za soda, kapena mabotolo a magalasi, ndi kuzibweretsa ku chomera chokonzanso.
Zogula ndi Zomangamaso
Phunzitsani ana momwe angagwiritsire ntchito zamisiri, monga zodzikongoletsera zokongoletsera kapena zizindikiro zokongoletsera kunyumba. Konzani zochita za banja kuti mupange zinthu izi, ndikuzigulitseni ku malo osungirako zamakono kapena pa webusaiti yotchedwa Etsy.com. Mungaganizire kuti mwanayo amagwira ntchito yogula zinthu zogwirira ntchito, choncho amamvetsa kufunika komwe kumapanga kupanga mankhwala.
Ichi ndi chabwino kwambiri kwa ana omwe ali kale mwachibadwa amisiri, kuwaphunzitsa mofulumira kuti amatha kupeza ndalama pa maluso awo.
Izi zingathandize mwana wanu kupeĊµa nthano ya ojambula ndi njala!
Perekani Ntchito Zothandizira Pet
Mabanja ambiri amayenda m'nyengo ya chilimwe, ndipo amafunikira kusamalidwa ndi ana pamene adachoka. Kupereka chithandizo chamagulu kwa anthu oyandikana nawo, chomwe chimaphunzitsa mwana udindo womwe ukufunikira kuti udyetse ndi kusamalira zinyama. Mwinanso mungakhale nawo pa kuthirira mbewu kuti apeze bonasi kapena ndalama zina zowonjezera!
Pali njira zambiri zoti ana apange ndalama zowonjezera, zomwe sizikutuluka m'thumba lanu.