Ngakhale kuti ndi manambala osokoneza, chuma cha gig chimapereka uthenga wabwino kwa okalamba.
Kafukufuku wochenjera anapeza kuti achikulire a ku America akuvomereza moyo wodzikonda, ndipo izi zikulimbikitsa:
- 31 peresenti ya antchito a gig okha ndiwo Baby Boomers
- 34 peresenti amadziwika ngati apuma pantchito
- 86 peresenti amati amapeza zosangalatsa zambiri ndi zosangalatsa kuchokera kuntchito yawo
- Ngakhale akusowa ntchito kuti apeze ndalama zolipira pantchito (46 peresenti), ndi 32 peresenti yokha omwe amati akukumana ndi mavuto azachuma.
Ngati mwatopa moyo wa 9 mpaka 5, komabe muyenera kuwonjezera ndalama zanu, tsatirani izi kuti mutenge msika wanu.
Gwirizanitsani ndi Mapindu Anu Otetezeka
Ngati mukupeza zopindulitsa za Social Security, nkofunika kulingalira momwe mbali yamalonda imakhudzira ndalama zanu. Ngati mufika zaka 66 zokhazikika pantchito pantchito yanu mu 2018, malipiro anu omwe mumalandira miyezi ingapo ndi $ 45,360. Mukayamba kujambula Social Security, simungapeze ndalama zoposa $ 17,040 pachaka popanda kuchepetsa phindu lanu pachaka.
Ngakhale nambalayi ingawoneke yotsika, imasintha madola 1,417 pamwezi, zomwe zingakuthandizeni kulipira ngongole zotsalira ndikudalira zochepa pa 401 (k) ndi akaunti zina zapuma pantchito ya tsiku ndi tsiku. Mwinanso mungagwiritse ntchito ndalama zanu kuti muyende kapena mutenge zolaula. Dziwani malo ofooka omwe mumakhala nawo pazinthu zanu zachuma ndikuganizirani momwe mbali yamalonda imathandizira moyo wanu.
Pangani Kukhalapo Kwatsopano
Intaneti ndi kumene mungapeze mwayi wothandizana nawo, ndipo ngati simunayambe kale, ino ndi nthawi yopanga zochitika pa intaneti. Webusaiti yamalonda ikukuthandizani kulemba maluso anu ndi kupezeka kwanu, kugwirizanitsa ndi makasitomala atsopano ndi omwe alipo, kuwonetsa maumboni okhudzana ndi makasitomala, ndikukhazikitseni kukhulupilika kwanu. Fufuzani zitsogozo zathu kuti tiphunzire zambiri, ndipo osadandaula, simukusowa maziko pa webusaiti kuti muyambe.
Gwiritsani Ntchito Luso Lanu
Mwasunga nzeru zambiri zaka zonsezi ndikugwira ntchito, choncho bwanji osachigwiritsa ntchito bwino? Mipando yam'mbali imapezeka pafupifupi makampani onse ndi luso la luso.
Professional
Ngati muli ndi chidwi ndi ntchito yodzipangira okha yomwe imagwiritsa ntchito mapulogalamu anu, malo awa akhoza kukuthandizani ndi magwero olemekezeka:
- Kufotokozeratu : Ngati ndinu mphunzitsi wabwino, ganizirani zopereka zothandizira kudzera mu Clarity.fm. Kachitidwe kamodzi kokha kamagwirizanitsa inu ndi ophunzira omwe akufunitsitsa kuphunzira kuchokera pa zomwe mwakumana nazo, ndipo mudzapeza mphindi imodzi.
- FlexJobs : Monga malo odziwika bwino, FlexJobs imakopa olemba ntchito omwe amafunikira antchito omwe ali kutali ndi osasinthasintha pa ntchito iliyonse, kuchokera ku engineering kupita ku zolembera. Mudzalipira $ 49.95 kuti mupeze mwayi wolemba ntchito zawo pachaka, koma malowa amakulolani kuti muyang'ane pa deta yanu musanasankhe zochita. Ngati simukufuna kulipira, pitani ku malo awo aulendo, a Remote.co, omwe amangolemba ntchito zodzipangira okha zomwe zingachitidwe kunyumba.
- Kuchita bwino : Malowa omwe amadzipangira okhaokha amakupatsani mwayi wopanga ntchito zomwe zimakukondani, zomwe ndi njira yabwino yopangira zitsanzo zanu pa intaneti.
- LinkedIn : LinkedIn ili ndi bolodi la ntchito, koma pali njira yabwino yowunikira ma gigs ogwirizana ndikugwirizanitsa limodzi ndi oyang'anira. Gwiritsani ntchito bokosi lofufuzira kuti muyimire ntchito yomwe mukuifuna, mwachitsanzo, "wolemba pandekha," ndi kusinthanitsa zotsatira kuti muphatikize zokhazokha. Njirayi idzawonetsa ogwiritsa ntchito omwe akufunafuna ofuna ofuna. Tumizani iwo uthenga wapadera wogwirizana ndi mbiri yanu. Kuyanjana nokha kungakuthandizeni kuti mukhale osiyana pakati pa anzanu.
Ntchito / Microjobs
Ngati mukufuna kugwira ntchito yochepa, onani magwerowa a gigs amodzi, omwe amadziwika kuti microjobs:
- Fiverr : Malo awa ndi malo oti athandize aliyense payekha pa mtengo wapadera, kuyambira kukhazikitsa mawebusaiti kuti akwaniritse ntchito zothandizira.
- TaskRabbit : Ngati muli ndi luso pakhomo, TaskRabbit ikhoza kukugwirizanitsani ndi anthu akumeneko omwe akusowa thandizo pa bwalo la nyumba, kusintha kwa nyumba, kusuntha, msonkhano wanyumba, ndi zina.
- Amazon Delivery : Amazon ndi dzina lapakhomo, ndipo maola awiri a maola asanu ndi awiri omwe akugwira ntchito yamtundu wa Prime Now akupezeka m'midzi yonse m'dziko lonselo. Ngati kutenga-ndi-go ndizojambula zanu, onetsetsani ntchito zawo kumalo anu.
Gwiritsani Ntchito Chingwechi
Zomwe mungapeze ndi zopanda malire monga freelancer, koma monga taphunzira, malamulowa ndi osiyana kwambiri ngati mukupeza ndalama zothandizira pantchito. The Social Security Administration imachotsera $ 3 pa $ 1 iliyonse yomwe mumapeza ndalama zokwana madola 17,040 pachaka, zomwe zimakulepheretsani kuthetsa kusiyana pakati pa kuchuluka kwa ndalama zomwe mwasunga ndi momwe mukufunikiradi m'zaka zanu zagolide. Ngati izi zikumveka bwino, pali chinthu chimodzi chomwe simuyenera kuiwala: ndalama za ndalama. Ndalama zomwe munapeza kudzera muzinthu zanu-kuphatikizapo katundu-sizitsatidwa ndi malamulo a SSA, zomwe zikutanthauza kuti mungathe kupeza zambiri momwe mungathere popanda kuthandizira zopindulitsa zanu.
Ngati muli ndi chipinda chosungirako kapena nyumba yachiwiri, kubwereka ndi Airbnb kungakuthandizeni kwambiri. Malinga ndi kafukufuku wa Priceonomics, mlendo wa Airbnb amapeza ndalama zokwana madola 924 pamwezi, ndipo malipiro amathera maola 24 akapitawo akadzayendera. Ngati ndalama zanu zothandizira pantchito zingagwiritse ntchito mphamvu, njirayi ikupereka yankho lachangu.
Ndalama za gig sizingatheke, ndipo pali mwayi wapadera (ndi ndalama!) Zomwe zimapezeka kwa iwo omwe amafufuza. Gwiritsani ntchito kusinthasintha panthawi yopuma pantchito ndikunyamulirapo. Mbali yamkati ikhoza kuchepetsa mavuto a zachuma a ukalamba.