Udindo Wapamwamba M'makampani Opanga Mabanki

Kwa anthu omwe amakula bwino ndikukonzekera zachuma, mabanki ndi oyenera. Kaya mumakonda kusinthanitsa bukhu lanu kapena kusangalala kupanga mapepala a bajeti, mwinamwake mwalingalira ntchito mu banki kuti mugwiritse ntchito mwatsatanetsatane. Gawo labwino kwambiri pa ntchito ya banki ndikuti mungathe kusankha kuchokera ku mabanki ambirimbiri.

Anthu ambiri amazindikira kuti pali owerengetsera ndalama, olemba ngongole, ndi ouza mabanki.

Komabe, anthu ambiri sakudziwa kuti ndi mabungwe angati omwe ali ndi bizinesi. Ziribe kanthu ntchito yanu yam'mbuyomu kapena yunivesite yayikulu, mungafunike kuganizira ntchito yamabanki. M'munsimu muli zitsanzo za maudindo osiyanasiyana omwe mungagwire:

Wofufuza zachuma : Monga wofufuza zachuma, mumathandiza amalonda kapena anthu kupanga zopanga zachuma. Kawirikawiri, mumafunikira digiri ya bachelor, koma digiri ya master imakonda. Mwina mungafunikire kupeza chitsimikizo cha Chartered Financial Analyst (CFA) kuti muyenerere malo owerengera ndalama.

Aphungu a zachuma : Aphungu a zachuma amathandiza anthu kuti azigwiritsa ntchito ndalama zawo kuti akwaniritse zolinga zawo zazing'ono komanso za nthawi yayitali. Kuchokera pokonza ndondomeko yopuma pantchito kuti mudziwe momwe angaperekere ku koleji, alangizi amadziwa njira zosiyanasiyana ndikuthandizira anthu kugwiritsira ntchito ndalama zawo, monga kuperekera msonkho wapadera kapena zolimbikitsa.

Muyenera kukhala osachepera digiri ya bachelor, ndipo zimathandizira kuti mutenge maphunziro a zachuma, ndalama, ndi zachuma.

Owerengera ndalama : Mmodzi mwa malo odziwika kwambiri a zachuma, owerengetsa ndalama akufufuza, kukonzekera, ndi kuyesa ndalama zomwe amagulira ndi ndalama. Amakhawunti ambiri ali ndi digiri ya bachelor okha, koma mbuye ndi ofunika, nayenso.

Mwinanso mungafunike kukhala pansi pa kafukufuku wodalirika (CPA), makamaka ngati mukufuna kugwira ntchito yowunikira boma. Licensiti yanu ya CPA imafunidwa ngati mukuganiza kuti mupereke ndalama zothandizira ndalama kwa anthu. Simukufunikira kuti mugwire ntchito ku dipatimenti ya accounting ya kampani.

Ofufuza : Owerengera ndondomeko zowerengera ndalama zomwe amawerengera ndalamazo, m'malo mwa ofuna makasitomala, akuyang'ana zosiyana kapena zotayika.

Akuluakulu a ngongole : Maofesi a ngongole amathandiza anthu kuzindikira ndi kulandira ngongole, kuchokera ku ngongole kupita ku ngongole zaumwini. Iwo amafufuza mbiri ya ntchito, opeza, ndi ndalama zonse. Oyang'anira ngongole ali ndi mbiri komanso maphunziro ku zachuma kapena zachuma. Kukhala woyang'anira ngongole ndi ntchito yabwino ngati mukufuna kukambirana ndi anthu.

Osonkhanitsa : Pamene osonkhanitsa amayamba kukhala ndi mbiri yoipa, iwo amathandiza kwambiri makampani. Amayendetsa ngongole ndikusunga ngongole ndikuyesa kusonkhanitsa mavoti apitalo. Malo ambiri osonkhanitsa amafunika diploma ya sekondale, koma digiri ya bachelor imalandiridwa.

Owuza mabanki : Owuza mabanki kawirikawiri ndi munthu woyamba amene kasitomala akuwona bizinesi yawo ya banki. Ogulitsa mabanki amayesa ndalama, amavomereza ndalama, ndikukonzekera ndalama kuchotsa ndalama. Ambiri a mabanki ali ndi diploma ya sekondale koma kusunga digiri ya wothandizira kapena bachelor kungathandize othandizira mabanki omwe akufuna kuti akakhale ofesi ya ngongole, mabanki, kapena ntchito za makampani a banki.

Ogulitsa : Chuma chawo chimayendetsa chuma, zolinga, ndi zolinga za bungwe. Iwo amasunga bajeti ya bungwe ndikuyang'anira njira zothandizira ndalama ndi ndalama zazikulu. Udindo wamkulu wamasitolo amafuna madigiri apamwamba, monga a master kapena Ph.D. Komanso, kukhala ndi zizindikiritso zina zabanki ndi zachuma zingakhale zothandiza.

Kwa iwo amene akufuna ndalama ndi ndalama zothandizira ndalama, pali njira zambiri zomwe zingapezeke kupatulapo olemba mabanki kapena olemba ngongole. Kaya mumakonda kugwira ntchito ndi makampani aakulu kapena kuthandiza mabanja kupeza ndalama ndi tsogolo lawo, ntchito imapezeka yomwe ingakuthandizeni ndikukwaniritsa. Kuphatikizanso, pali malo ochulukirapo kuti musamukire ku malo apamwamba omwe mumalandira, makamaka ngati mutha kupititsa patsogolo maphunziro anu.

Onani zomwe mungachite kuti mupeze ntchito yabwino malinga ndi zofuna zanu, luso lanu, ndi maphunziro anu.