Zolemba Zosiyanasiyana Zimasonyeza Malo Osiyana a Udzidzidzi
Machiritso Opambana A Inshuwalansi
Zomwe zimakhala zolemba pambali zawo ndi RHU, CLU, ndi CPCU.
- Inshuwalansi ya zaumoyo - Wolemba zaumoyo wothandizira zaumoyo (RHU)
- Inshuwalansi ya Moyo - Chartered Life Underwriter (CLU)
- Malo osokoneza bongo Insurance-Chartered Property Casualty Underwriter (CPCU)
Amene ali ndi mayina atatuwa akuwonetsedwa mu makampani onse monga akatswiri odziwa za inshuwalansi, kulemba, ndi malamulo. M'nkhani zogwirizanitsa za inshuwalansi zosiyanasiyana zomwe zikupezeka m'mayikowa, mudzapeza zina zambiri zomwe zidafotokozedwa komanso kuti akatswiri a inshuwalansi akhala akudziŵa bwino ntchito yawo.
Kuti apeze luso lotha kuthandiza buluwaru makasitomala odziwa inshuwalansi akatswiri akhala akugwiritsa ntchito maphunziro a inshuwalansi kwazaka zambiri. Mapulogalamu omwe amaphatikizapo maumboniwa amatumikira zofunika ziwiri zofunika.
Choyamba, maphunzirowa amapereka inshuwalansi akatswiri ndi maphunziro ozama a malonda a inshuwalansi omwe amagwira ntchito poyesa kulengeza polemba.
Chachiwiri, kukwaniritsa malembawa kukuwonetseratu luso la inshuwalansi m'munda mwawo kwa omwe akufuna kukhala ogula.
Zolemba za Inshuwalansi Zaumoyo
Ogwiritsira ntchito inshuwalansi ya umoyo ali ndi maina osiyanasiyana omwe angapeze chidziwitso ndi kuwonetsa makasitomala awo kuchuluka kwa luso lawo.
Wolemba Zolemba Zaumoyo Wogulitsa
Iyi ndiyo ndondomeko ya inshuwalansi yaumoyo yomwe ikuwonetsera chidziwitso cha madera onse opindula, kuphatikizapo ndondomeko zothandizira; Gawo lachipatala, gulu lachipatala, phindu laumphawi, inshuwalansi ya nthawi yaitali; gulu la mano ndi mapulani odzipindulitsa. Maphunzirowa amathandizanso momwe malamulo a federal monga PPACA amachitira (Chitetezo cha Patient and Affordable Care Act) ndi ena kuphatikizapo COBRA , ERISA, ndi HIPAA.
Zochita: Pa maphunziro a RHU amasiyana ndi omwe amapereka koma nthawi zambiri amaphatikizapo zotsatirazi:
- Matenda Odalirika Ndiponso Kusamalira Nthawi Zonse
- Zopindulitsa ndi Gulu la Mapindu
Mmene Mungapezere: Zophunzitsira ku United States zomwe zimapereka maphunziro a RHU ndi: AB Training Center, Advocis, The American College, Business Career College, ndi ena. Zina mwa inshuwalansi zaumoyo zodziwika bwino ndizo zomwe zimapezeka kudzera ku America's Health Insurance Plans (AHIP). Izi ndi:
- Kusamalira nthawi yaitali (LTCP- Long Care Care Professional)
- Inshuwalansi ya phindu laumalempha (DIA- Associate Revenue Associate)
- Ogwira Ntchito Zaumoyo Ogwira Ntchito (EHBA- Omwe Amagwira Ntchito Zaumoyo Ogwira Ntchito), ndi
- Inshuwalansi yaumoyo ambiri (HIA- Associate Inshuwalansi ya Inshuwalansi)
Chovomerezeka chofulumira ndicho inshuwalansi ya CLTC.
Ovomerezedwa mu Utumiki wa Nthawi Zakale akudziwika bwino chifukwa cha mbali yaikulu ya kugulitsa inshuwalansi ya nthawi yaitali. Dzinali likupezeka kudzera mu Corporation kwa Long-Care Care Certification.
Inshuwalansi ya Moyo Wa Inshuwalansi
Akatswiri pantchito ya inshuwalansi ya moyo angasankhe kuchuluka kwa inshuwalansi kuti adziwonetse okha ngati akatswiri a malonda kwa makasitomala awo.
Chitsitsimutso cha Moyo Wolemba
Iyi ndi ndondomeko ya inshuwalansi ya moyo watsopano ndipo imaphatikizapo luso la umoyo ndi inshuwalansi ya umoyo, ndalama, msonkho, zopindulitsa za ogwira ntchito, kukonza malonda, zowerengera, kayendetsedwe ka chuma, ndi zachuma. Maphunziro a CLU amathandiza anthu kupititsa patsogolo ntchito yawo powapatsa chidziwitso chozama pa zosowa za inshuwalansi za anthu, mabanki, ndi ogwira ntchito.
Zochitika : Phunziro la CLU lingapindulitsidwe pokwaniritsa maphunziro 5 oyenerera ndi maphunziro atatu osankhidwa pakati pa zisankho zambiri.
Momwe mungapezere: Mapulogalamu ambiri othandizira amapereka maphunziro oti azitsatira CLU monga AB Training Center, Advocis, The American College, Business Career College, ndi ena.
Zina mwa inshuwalansi ya moyo ndi Fellow, Life Management Institute (FLMI) yomwe imaperekedwa kwa anthu omwe amapereka inshuwalansi ya inshuwalansi za inshuwalansi, zowerengetsera ndalama, malonda, mauthenga, ndalama, malamulo, kayendedwe, ndi makompyuta. Dzinali likupezeka kudzera mu Life Office Management Association (LOMA).
Komanso, buku la Life Underwriter Training Council Fellow (LUTCF) lingapindule pomaliza maphunziro asanu ndi limodzi kuchokera ku American College. Izi zikutanthawuza za inshuwalansi yowonjezera moyo ndi chidziwitso ndi mfundo zowonongeka kuti LUTCF ithandizidwe popititsa patsogolo malonda awo.
Malo osokoneza bongo Inshuwalansi
Malonda ndi Zowonongeka ogwira ntchito za inshuwalansi akatswiri ali ndi njira zambiri za inshuwalansi zomwe zimasankhidwa kuti asonyeze luso lawo kwa omwe angakhale ogula.
Chartered Property Casualty Underwriter
Ili ndilo liwu loyambirira pa inshuwalansi ya katundu. Pulogalamu ya CPCU imapereka chidziwitso chachikulu cha malonda ogulitsa katundu omwe akugwiritsidwa ntchito pazinthu zalamulo, zachuma ndi zogwirira ntchito za kusamalira ngozi ndi inshuwalansi.
Zochitika : Pulogalamu ya CPCU ili ndi maphunziro 11. Maphunziro asanu ndi atatu ayenera kuperekedwa kuti atenge CPCU. Pali maziko asanu. Kuphatikiza apo, ophunzira amapanga ndondomeko ya malonda kapena inshuwalansi kukwaniritsa pulogalamuyo.
Mmene Mungapezere: Pulogalamu ya CPCU imaperekedwa ndi AB Training Center, Inshuwalansi ya America (CPCU / IIAA), Sukulu ya Inshuwalansi ya Inshuwalansi, ndi ena. Zina zambiri zikhoza kutengedwa ndi katundu wothandizira inshuwalansi ndi othandizira, kuphatikizapo:
- AAI- Mphungu Ovomerezedwa mu Inshuwalansi woperekedwa ndi Inshuwalansi ya America (CPCU / IIAA) imagogomezera mbali yopanga inshuwalansi, pophunzira payekha komanso malonda ndi malonda ogulitsa ntchito.
- AIC- Ophatikizidwa M'zinthu zomwe adaziperekanso ndi CPSU IIAA zikuphatikizapo maphunziro okhudzana ndi zolemba zawo komanso malonda ogulitsa katundu ndi udindo.
- CIC- Wovomerezedwa Wauphungu wa Inshuwalansi woperekedwa ndi National Alliance for Insurance Education & Research amafotokoza zinthu zofunika m'magulu awo, kuwonongeka kwa malonda, malonda a malonda, moyo ndi thanzi, ndi kayendedwe ka bungwe.