Zotsatira ndi njira zowonetsera zokhudzana ndi kuchotsedwa kwa malonda
Kuwonetsa kwa kusabweza ngongole kuyenera kukhala chisankho cha bizinesi
Amalonda onse akhoza kugonjetsedwa ndi vuto la ndalama nthawi ndi nthawi, koma ngati wothandizira wanu sangathe kulipira lendi, kapena sakufuna kugwira ntchito ndi inu kuti apeze ngongole yamakono, simungathe kusintha zitseko pakhomo pawo ndi kugwira ntchito yawo yothandizira bizinesi - muyenera kudutsa njira zina kuti zichotsedwe mwalamulo.
Musanasankhe kuchotserapo mpata wanu, ganizirani za malonda. Ndidzatenga nthawi yaitali bwanji kuti mutengenso katunduyo kachiwiri? Kodi mudzayika ndalama zambiri kuti mukonzeko? Kodi wogwira ntchitoyo ali ndi mavuto azachuma ang'onoang'ono kapena omwe sangayembekeze kuti angapeze ndi kukhalabe panopa pa lendi? Kodi mudzayenera kupita kukhoti?
Mukasankha chisankho chabwino ndichokuthamangitsa wogulitsa, mwamsanga mutayambitsa ndondomeko yabwino. Tsiku lirilonse simungathe kubwerekanso malowa tsiku lina mumataya ndalama pakhomopo ndipo usiku wina wodwala tulo ndikudandaula za zinthu.
Mwinamwake mukusowa loya
Kuti muthamangitse wogulitsa malonda kuti musamalipire lendi, muyenera kumudziwa bwino malamulo kapena kulembera woweruza kuti akuthandizeni kuti mutulutse. Momwe mungapititsirenso zingasokonezedwe ngati bizinesi ndi bungwe, mgwirizano, kapena kubwereketsa mwachindunji kwawotchulidwa ndi mwiniwake wa bizinesi.
Woweruza yemwe mukumulemba ayenera kuchita mwakhama malamulo a bizinesi ndipo makamaka ayenera kuganizira ntchito zamalonda zamalonda. Mafomu, malamulo, ndi ndondomeko zowatulutsira malo ogona sizili zofanana ndi zomwe zimachotsa wogulitsa malonda.
Malamulo ena amapereka ndalama zowonjezera ndalama, ena amatha maola ochepa, koma ambiri amakulipiritsani ndalama zanu, ndalama zowonjezera, komanso nthawi yomwe mumagwiritsa ntchito pa telefoni ndi woweruza mlandu ndi postage ndi zolemba zolemba.
Kuti mupewe ndalama zobisika muyenera kutsimikizirani za ndalama zonse zomwe mungatenge musanayambe kukhala ndi gweta.
Kuwononga wogulitsa malonda kumatenga nthawi ndipo nthawi zambiri imakhala yotsika mtengo. Mudzakhala ndi nthawi yosavuta yotsimikizirani kuti malo ogwira ntchito akubwezerani (akulipira ngongole) kuposa momwe mungagwiritsire ntchito pangano lina. Koma muzochitika zonse, pamene muthamangitsa wogulitsa, mtolo wovomerezeka uli pa inu kuti muwonetse kuti muli ndi chifukwa chokhazikitsira wogulitsa.
Zina mwa ufulu wapadera wokhala pakhomo operekedwa ndi lamulo kwa ogwira ntchito ogona saloledwa kwa ogulitsa malonda. Ogwira ntchito zamalonda amakhala ovuta kwambiri kwa nkhanza za eni nyumba kusiyana ndi anthu ogona, koma izi sizikutanthawuza ngati mwini mwini amene mungaphwanya malamulo anu.
Ngati Wopanga Wanu Wapanga Bankruptcy
Ngakhale kuti malamulo a boma ogulitsa ntchito zamalonda anasintha mu 2005 kuti azisamalira mwini nyumbayo, malamulo amtundu wina aliyense angapitirize kuchotsa wogulitsa malonda chifukwa cha kulipira ngongole.
Ngati wothandizira adayesa kubwezeretsa ndalama zisanayambe kubwezeretsa kubwereka, mwiniwakeyo amangopatsa mwiniwake nyumbayo kuti asapereke chiwonongeko chotsatira kapena kuyambira pachiyambi.
Komabe, mwini nyumba angapitilizebe ndi kuthamangitsidwa mwa kufunsa bwalo la federal bankruptcy kuti akweze malo ake.
Kawirikawiri, woweruza adzakweza ntchitoyo chifukwa mgwirizano wa ngongole ulibe mphamvu pa mtengo wa malo ogulitsa.
Ngati maofesi a mphotho akuwonongeka pambuyo poti ntchito ikuchotsedwa, malamulo a boma amayang'anizana ndi mwini nyumbayo. Komabe, maiko ochepa amalolera masiku 30 ogulitsa kuchokera ku chiweruzo chochotseratu kuti athe kuchiritsa ngongoleyo.
Kuwonetsa wogulitsa amene wapereka kale bankruptcy, kapena yemwe amalepheretsa kubwezeretsa pambuyo pa ntchito yotulutsidwa ingakhale yovuta. Malamulo ena amalola ogulitsa malonda kuletsa ntchito yotulutsidwa pamene khoti la bankruptcy likuphatikizidwa, ndipo pazochitika zotere, nthawi zonse zimakhala bwino kukonzekera woweruza milandu.
Zomwe Zimaphatikizapo Kuwonetsa Zopanda Phindu
Perekani Zindikirani Zosasinthika: Ngakhale ngongole yanu isakufunitseni kuti mutero, nthawi zonse perekani chidziwitso chosasintha (Notice of Eviction) chosonyeza kuti kubwereka kwatha kudutsa ndipo mutapitiliza kutulutsidwa ngati lendi sililipidwa mokwanira mkati mwake nthawi inayake (iyi ikhoza kukhala nthawi yomwe ikusonyezedwera mu mgwirizano wothandizira kapena tsiku lalitali lomwe mumasankha kuti mupereke nthawi yochuluka kwa wogulitsa kuti azilipira.)
Musavomereze Malipiro Oyenera: Malinga ndi alamulo a zamalonda a ku Minnesota, Jacob C. Hendricks ndi Jon L. Farnsworth akuchenjeza kuti, "Mabwana angakhululukire mwakachetechete ndipo amalepheretsa kubweza anthu pokhapokha ngati akulipira ngongole. amalandira mafungulo a wothandizirayo asanathetse mgwirizano wawo ndipo popanda mgwirizano wina uliwonse sungaleke kubwereketsa lendi ya kampaniyo. "
Yambani Ndondomeko ya Khoti: Tsiku lomwe munapereka malo anu kuti mulipire mokwanira, loya wanu adzatumizira wothandizira ndi chidziwitso chotsitsa ndi kutumizidwa ndi khoti kuti akonze nkhani yotulutsidwa.
Woweruza akhoza kulamula kuti wothandizira ayenera kuchoka pakhomo nthawi yomweyo, kapena apatseni masiku angapo. Woweruza amatha kulamulira komanso kupereka mphothoyo kubwezera ngongoleyo pa nthawi. Wogwira ntchitoyo angathenso kutenga ndalama kuti azitha kutaya ndalama zowonongeka mpaka pomwe nyumbayo ingabwerekenso.
Nthawi iliyonse pamene mukuyang'anizana ndi kuchotsa ndalama zowonjezera kubwereka, ndi kwanzeru kuganizira kuti mwininyumba angapezeke pa lendi yawo. Ngati mukuganiza kuti wogulitsa akhoza kugwira nawo ntchito. Ngati simukukayikira, simungathe kapena mungathe kutenga chiopsezocho, yambani ntchito yochotsa nthawi yomweyo. Mudzakhala mukudzikomera nokha, ndipo wothandizira chifukwa mwamsanga mutha kubwereka nyumbayo kwa munthu wina, mumapeza ndalama, ndipo wothandizirayo adzayenera kuchitapo kanthu "kuchepa kwa lendi yam'tsogolo."