Phunzirani zomwe Zomwe Zikuphatikizidwa pa Pulogalamu ya Pay

Ndalama yolipilira, yomwe imadziwikanso ngati ndodo ya paycheck kapena ndalama zothandizira, ndilo chilemba chomwe chimapereka kuchuluka kwa antchito. Mudzalandira mphotho ya malipiro pa nthawi iliyonse ya malipiro. Zimasonyeza malipiro anu onse pa nthawi ya malipiro, kuchotsedwa kwa chiwerengero chonse, ndi malipiro anu aukonde mutatha kuchotsedwa.

Pamene antchito amalipidwa ndi chitsimikizo cha pepala, mphotho idzaphatikizidwa ku malipiro. Ngati ogwira ntchito akulipidwa mwachindunji ku akaunti yawo ya banki, ndalama zothandizira ziyenera kupezeka pa intaneti kuti zisindikizidwe, ngati cholembera cha pepala sichingaperekedwe ndi abwana.

Ndibwino kuti mukhale ndi chizoloŵezi choyang'anitsitsa mapepala anu a malipiro ndikusungira kapepala kameneka kapena kamakiti, ngati mukufunikira kutsimikizira kulipira kwanu kapena kuchotsera. (Kapena ngati bwana wanu atapeza chinachake cholakwika, ndipo muyenera kutchula chikalatacho pamene mukugulitsa zinthu ndi Anthu Othandizira.)

Kodi Chiphatikizidwe Ndi Chiyani?

Kubwezera ndalama kumaphatikizapo tsatanetsatane wa malipiro a malipiro aliwonse kuphatikizapo zotsatirazi, malingana ndi zomwe mukuchita:

• Malipiro olemera : Izi ndi malipiro anu musanaperekedwe kwa misonkho, boma, ndi misonkho, komanso Medicare, Social Security ndi inshuwalansi kapena zopereka zapuma pantchito. Malipiro onse ndi omwe abambo amalembetsa popereka malipiro, monga $ 50,000 pachaka, ogawanika ndi malipiro.
• Misonkho ya boma yanyalanyaza: Kugonjetsa msonkho kwa boma kudalira mzere wanu wa msonkho. Misonkho ya misonkho ya US ikugwira ntchito pamapeto a maphunziro, kuyambira pa 10 peresenti ndikukula kufika pa 39.6 peresenti (kuyambira mu 2017). Momwe mumalipira zimadalira ndalama zomwe mumapeza.

• Misonkho ya boma inalephereka: mayiko amaika ndalama zawo za msonkho. Ena agwiritsa ntchito ndalama zofanana ndi IRS, pamene ena amagwiritsa ntchito pulogalamu yapafupi - ndipo ena alibe msonkho wa boma konse. Misonkho ya boma ingakhale yovuta. Mwachitsanzo, ngati mumakhala m'madera amodzi, koma mumagulu ena, onsewo sangathe kulipira msonkho womwewo - koma sizikutanthawuza kuti anthu omwe sakhala nawo amachokera ku khola. Onani gawoli kuti mudziwe zambiri zokhudza msonkho wa boma komanso mmene zingakukhudzireni.

• Misonkho ya m'derali yanyalanyazidwa: Madera ena ammidzi, monga New York City, amadzipangira misonkho yawo, yomwe imalipira ntchito za boma.
• Kuchokera kwa inshuwalansi: Zaumoyo, mano, masomphenya, moyo, kulemala - mungathe kulimbikitsa kupereka phindu lililonse kapena zonsezi. Ngati ndi choncho, gawo lanu likhoza kuphatikizidwa pazitsamba zanu.
• FICA: Mwinamwake mwawona izi pamalopo anu, koma simukudziwa zomwe zikutanthauza. FICA imaimira Federal Insurance Contributions Act. Mwachidule, ndizo zopereka zanu ku Medicare ndi Social Security.
• Ndalama zopuma pantchito kapena penshoni: Ngati bwana wanu amapereka ndondomeko yopuma pantchito (mwachitsanzo, 401k, 403b, kapena penshoni), zopereka zanu zidzasonyeza mphoto yanu.
• Zokongoletsa Misonkho: Kukonzekera malipiro ndi pamene bwana wanu akupezerapo ndalama zina zomwe mumalipirako kuti abwezere ngongole yanu (mwachitsanzo, msonkho wa msonkho kapena malipiro othandizira ana).
• Kubwezera kumbuyo : Ngati bwana wanu akulipira ngongole yobwereranso, mwachitsanzo chifukwa cha kusintha kwa ntchito yanu - maola okayikidwa kwa wothandizira kapena mosiyana - mungathe kuwona malipiro omwe ali m'gulu lanu.
• Malipiro a Ndalama: Izi ndizo ndalama zomwe mumalandira pambuyo pothandizidwa - malipiro anu enieni, mwachitsanzo.

Ndalama ya msonkho ingaphatikizepo ziwerengero za chaka ndi chaka za ndalama zopanda malipiro komanso zopindula.

Ngati muli ndi mafunso pazinthu zonse zomwe zili pamalopo anu, funsani ndi bwana wanu kapena dera la Human Resources kuti mufotokoze. Iwo akhoza kukukulangizani pa zomwe mwasungira panopa komanso momwe mungasinthire pa zomwe zasungidwa pa malipiro anu aakulu.

Mmene Mungagwiritsire Ntchito Ndalama Zanu Zowonjezera

Pali mawebusaiti omwe mungagwiritse ntchito kuti muwerenge zochepa zomwe zidzasinthidwa kuchokera kulipira lanu kuti muyese kuchuluka kwa ndalama zanu:

• Owerengera Malipiro

Mmene Mungasinthire Khoti Lanu Losavomerezeka

Mukayamba ntchito yatsopano kapena mukufuna kusintha msonkho umene sungalephere kubwereka, muyenera kulemba Fomu ya W-4. Nazi momwe mungamalize mawonekedwe .

Mmene Mungapezere Pepala la Pay Pay Yanu

Kawirikawiri timapepala timene timapereka timapempha kuti tipeze ngongole kapena kuti titsimikize ntchito.

Ngati simunasunge makobu anu a kulipira, fufuzani kuti muwone ngati mungathe kuziwona ndi kuzijambula kuchokera ku gawo la ogwira ntchito pa webusaiti yanu ya kampani kapena kuchokera kumalo operekera ndalama omwe abwana anu amagwiritsa ntchito.

Ngati simungapezeko makope, funsani adipatimenti ya Payroll kapena Human Resources ya abwana anu ngati angakupatseni makapu anu a msonkho.

Nkhani Zowonjezera ndi Malipiro | Owerenga Mapazi