Gawo 1 - Zomwe Zikufunika Kwambiri Kuyambira
Cholinga cha Phunziro Lomwe Lingatheke Kwambiri
Phunziro la ndalama zopezeka pazinthu za ndalama ndi kuunika kwa ndalama za chinachake. Ngati mlanduwu, kuti uyambe ndi kuyendetsa bizinesi.
Imaona zinthu zambiri kuphatikizapo ndalama zoyambirira, ndalama, ndalama, ndalama komanso ndalama zopezera ndalama. Zina zina za phunziro lathunthu lidzaperekanso deta ku phunziro lanu lachuma.
Kufufuza kwachuma kungagwiritse ntchito pulojekiti kapena dera limodzi, kapena pagulu la mapulojekiti (monga malonda a malonda). Komabe, pofuna kukhazikitsa bizinesi kapena kukopa oyimilira, muyenera kuphatikizapo zinthu zitatu zofunikira mu phunziro lanu lakutha:
- Zofunika Zachikulu Chakumayambiriro,
- Zomwe Zimayambira Pachiyambi, ndi
- Kubwezeretsa Kwambiri kwa Otsatsa Ndalama.
Zofunikira Zachikulu Chakumayambiriro
Ndalama Yoyambanso ndi ndalama zomwe mukufunikira kuti muyambe bizinesi yanu ndikuzigwirabe mpaka zitasungira. Muyenera kukhala ndi ndalama zokwanira (ndalama, kapena kupeza ndalama) kuti mugwire bizinesi kwa zaka chimodzi kapena ziwiri.
Kupeza Zomwe Zimayambira Pakati pa Zopereka Zachigawo
Pali njira zambiri zowonjezera ndalama pa bizinesi yanu, koma ziribe kanthu kuti mumatenga njira iti, osungira ndalama amatha kugulitsa, mabanki amakhala ovomerezeka kwambiri, ndipo mabungwe akuluakulu akhoza kukupatsani malonda ngati mwadzipereka nokha bizinesi nokha.
Mukamapanga mndandanda wa zothandizira ndalama, onetsetsani kuti mumaphatikizapo chilichonse chomwe mungathe kuchitapo malonda, kuphatikizapo ntchito yaulere. Ngati mukuyamba bungwe lopanda phindu, nthawi yanu yothandizira ikhoza kukhala msonkho woperekedwa kwa inu.
Kubwezeretsa Kowonjezera kwa Ophunzira Akhoza Kuphunzira Phunziro
Otsatsa malonda akhoza kukhala mabwenzi, achibale, mabwenzi apamtima, makasitomala, ogwirizana, ogwira nawo ntchito, kapena mabungwe a zachuma.
Boma liri lonse kapena munthu amene akufuna kukupatsa ndalama akhoza kukhala wogulitsa. Otsatsa ndalama amakupatsani ndalama ndi kumvetsa kuti adzalandira "kubwerera" pazogulitsa zawo, ndiko kuti, kuwonjezera pa kuchuluka kwa ndalama zomwe adzalandira adzalandira phindu la phindu.
Pofuna kukopa anthu akusowa, muyenera kusonyeza momwe bizinesi yanu idzapindulitsire ndalama, pamene idzayamba kupanga phindu, phindu lomwe lidzapangidwe, komanso omwe amalonda adzapindula nawo. Gawo lobwezera malonda liyenera kupereka zonse kufotokozera mmene amalonda adzakhudzira ndi kukambirana zosiyana zosiyanasiyana zomwe zingakhudze phindu la bizinesi yanu, kupereka zoposa chimodzi.
Momwe Muyenera Kulipira Akuluakulu Amalonda
Momwe amalonda adzaperekere adzasinthasintha malinga ndi zopereka zapadera. Werengani zonse zoperekedwa mosamalitsa - sizinayende zonse zomwe zingakhale bwino pa bizinesi yanu.
Gawo lachiwongoladzanja la maphunziro anu opindulitsa a ndalama siziyenera kupanga zopereka kapena zovomerezeka kwa akugulitsa. Musanene kuti amalonda adzapidwa ndalama zokhazokha ndi masiku ena. M'malo mwake, lembani zizoloŵezi zambiri za momwe mabwezere abwerere adzagawidwa, poganizira zochitika zosiyanasiyana za malonda.
Mwachitsanzo, munganene kuti amalonda adzalipidwa X kuchuluka kwa madola kapena X% pa ndalama zawo pamapeto pa gawo lililonse la bizinesi komwe phindu liposapadera.
Phindu lonse la polojekiti, kuchotsa ndalama zamalonda , ndiyeno kuchokera ku ndalama zotsalira, pangani ndalama zomwe zidzaperekedwe kwa osunga ndalama. Musayambe kulonjeza 100% ya ndalama zotsalira kwa alimi. Muyenera kusunga ndalama kuti mupitirize kuchita bizinesi yanu, kukula malonda anu, ndi kumanga nkhokwe.
Kubwezeretsa kwa ndalama zambiri kumaperekedwa pamtundu uliwonse, pachaka, kapena pachaka. Ganizirani momwe machitidwe osiyanasiyana opatsirana angakhudzire bizinesi yanu 'kutuluka kwa ndalama m'zaka ziwiri zoyambirira za ntchito. Mwa kuyankhula kwina, musangothamanga nambala imodzi ya manambala, fufuzani mtundu uliwonse wa kufalitsa ndi chithandizo chomwe mukuganiza kuti zosankha zomwe mumasankha ndi zabwino kwambiri.