Mabanki odyetserako ziweto amathandizira eni ake kusunga ziweto zawo panthawi yovuta, ndipo thandizo linalake lingalepheretse abambo kuti apereke zinyama zawo kumalo osungirako anthu kapena kuwapulumutsa chifukwa cha mavuto azachuma. Chiwerengero cha mabanki odyetserako ziweto akukula mofulumira, ndipo opaleshoni yoteroyo ikhoza kukhala njira yabwino yobweretsera anthu ammudzi. Nazi malingaliro a momwe mungayambire banki ya chakudya cham'deralo m'dera lanu:
Pangani ndondomeko yamalonda
Gawo loyamba loyambira banki ya chakudya chamtundu ndikulongosola mapulani a bizinesi. Ndondomeko ya bizinesi iyenera kufotokozera ndalama zomwe zimayambira, zomwe zimatenga nthawi yaitali, ntchito zomwe zidzaperekedwa, ndi mayina a anthu omwe adzakhale pa bwalo la oyang'anira.
Fikirani kwa Ndondomeko Yopanda Phindu
Ndikofunika kukafunsira kwa katswiri ndikulemba mapepala opanda ntchito , yomwe imatchedwanso kuti 501 (c) (3). Chikhalidwe cha 501 (c) (3) chimapatsa opereka thandizo kulemba mphatso zawo zopereka ndi zopereka zachuma, komanso zimapangitsa gulu kukhala loyenera kulandira mapulojekiti angapo komanso zopereka zawo. Zingathenso kulandira banki ya chakudya kuti zikhomerezi zisamalipire msonkho komanso kusungidwa kwa katundu, malonda, kapena msonkho.
Pambuyo polemba mapepala oyenera ndi Internal Revenue Service, bungwe lidzalingaliridwa ndi chikhalidwe cha 501 (c) (3).
Zitha kutenga miyezi itatu kapena sikisi (kapena kuposerapo) kulandira chidziwitso cha kuvomerezedwa, choncho izi ziyenera kukhala chimodzi mwa ntchito zoyamba zogwiritsidwa ntchito pokonza banki ya chakudya chamagulu.
Yambani Malo Otsatira
Ndikofunika kulankhulana ndi malonda a zinyama m'deralo kuti awone ngati angakonde kupeleka malo ochotsera zopereka.
Onetsetsani kuti muyang'ane ndi zipatala zonse zakutchire , zolemba zamalonda , ma salon odyetserako ziweto, masitolo apamtima, ndi zipangizo zina zowonjezera. Malo aliwonse omwe ali ndi malo osungirako osungira angathe kukuthandizani, ndipo angakhale okonzeka kuika chidziwitso chaching'ono m'chipinda chawo chodikirira kotero kuti makasitomala awo adziŵe malo abwino ochotsera zopereka. N'kuthekanso kuti malonda omwe si ogwirizana angakhale okonzeka kuthandizira pazokolola, choncho ganizirani zonse zomwe mungachite pofufuza kuchoka m'malo.
Yambitsani Malo Osungirako ndi Kugawa
Muyenera kupeza malo osungiramo katundu kapena malo osungirako kuti pakhale banki ya chakudya chamagulu kuti mugwire ntchito pokhapokha mutatha kuyanjana ndi banki ya chakudya cha anthu kuti mupereke chithandizo kudera lanu. Zinyumba zina zimatha kukhalanso malo ngati malo alola. Malo osungirako magalimoto kapena malo ena otseguka angakhalenso ngati malo ogawidwa ngati pakufunikira, pokhapokha ngati banki ya chakudya ikutha kutumiza katundu kupita kumalo.
Zopereka Zolimba
Onetsetsani kuti muyankhulane ndi makampani akuluakulu a chakudya chamagulu ndi makampani akuluakulu a dera lanu, momwe mabungwewa angapereke zopereka kuti agwiritse ntchito mabanki a chakudya chamagulu (kaya mwa zopereka za chakudya cha pet kapena zopereka zachuma).
Funsani masitolo apamtima, masitolo ogulitsa zakudya, ndi mabungwe osungiramo katundu kuti muperekepo mapepala alionse owonongeka kapena obvundukuka omwe akuwonongeka.
Chakudya choyambirira kapena fundraiser ndi njira yabwino kwambiri yopezera ndalama kubanki. Pali antchito ambiri ogwira ntchito zapamtayi omwe angathe kulembedwa kuti apereke zopereka kapena kuthandiza kufalitsa uthenga kwa makasitomala awo. Musaiwale za zamalonda, mauthenga a imelo, ma webusaiti otsika mtengo, mabungwe, nyuzipepala zam'deralo, ndi mabungwe amamabungwe a televizioni. Zonsezi zingakhale zofunikira zowunikira. Ngati mutha kuwapatsa mabuku omasuliridwa othandizira, amathandizira nthawi yomweyo.
Funani Odzipereka
Lumikizanani ndi sukulu, magulu a achinyamata, mipingo, kupulumutsidwa kwa zinyama, mabungwe aumunthu, ndi mabungwe ena omwe angathe kuthandiza anthu odzipereka. Odzipereka ndi ofunikira kuti apitirize kugwira ntchito ya banki ya chakudya chamagulu pogwiritsa ntchito magulu, zopereka, chakudya cha pet, ndi kubwezeretsa zikwama zazikulu za chakudya kukhala magawo ang'onoang'ono.
Sungani Ndandanda
Mabanki ambiri a chakudya chamtundu amatsegulira tsiku limodzi kapena awiri osankhidwa mwezi uliwonse. Masiku omaliza, monga odzipereka ndi omwe akufuna thandizo amatha kukhala ndi nthawi yochuluka yokayendera mabanki masiku amenewo.
Lengezani Utumiki
Imodzi mwa malo abwino kwambiri kulengeza banki ya chakudya chodyetserako ndi kubanki ya chakudya cha anthu, kumene mabanja omwe ali ndi mavuto azachuma angapite kukapempha thandizo. Mipingo, magulu a anthu, zinyumba zamagulu, magulu aumunthu, ndi magulu opulumutsa ayeneranso kuzindikira za zomwe zilipo.