Mmene Mungapangire Ndalama Zambiri

Zomwe Mungathe Kupeza Pamoyo Wanu

Ntchito ndi za ndalama. Kugwira ntchito sikumangoganizira za ndalama pamene muli ndi ndalama zokwanira - ngakhale mumapeza ndalama zokwanira - kuthandizira moyo wanu wosankhidwa.

Pokhala ndi ndalama zokwanira kuti mupitirizebe kugwira ntchito, ndiye kuti ntchito ingakhale yopanga kusiyana, zopereka, kugawira ntchito yofunikira, kuchita ntchito zomwe mumakonda, kumverera zofunikira, kupanga mabwenzi, kupambana, okondweretsa makasitomala, ndi kupindula.

Zolinga zonsezi, zomwe zimalongosola chifukwa chake anthu amagwira ntchito , zimasewera pamene mupanga ndalama zokwanira.

Zosankha Zanu Zitsimikizirani Zomwe Mungathe Kupeza Pamoyo Wanu

Choncho, ndalama zomwe mukufuna, ndikuzipanga pa nthawi yomwe mukugwira ntchito, zimadalira zikhulupiliro zanu, malingaliro anu, makhalidwe anu, ndi kusankha kwanu ntchito . Ngati mumayamikira anthu osowa thandizo, mungathe kuyembekezera malipiro ena pa ntchito yanu.

Malingana ngati zikhulupiliro zanu zili zofunika kwambiri kuposa zomwe mumalipira, zosankha zanu nzabwino. Koma, simungakhoze kukhazikitsa cholinga chopanga madola milioni pachaka, kupanga ntchito yomwe imalipiritsa $ 40,000 pachaka ndikuyembekeza kukondwera ndi zosankha zanu za ntchito ndi ndalama zomwe mumapanga patapita nthawi.

Pafupifupi aliyense amaganiza kuti ayenera kupanga ndalama zambiri kuposa momwe amachitira. Koma ndalama zomwe mumalipirako ndi abwana anu zimadalira zinthu zingapo zomwe zatchulidwa: Scoop pa Salary ikuwonjezeka: Kodi Kulipira Mungathe Kuyembekezera Kuchokera Kwa Wogwira Ntchito Anu? .

Zokhudza za Joshua Kennon akukuuzani: Mmene Mungakhalire Olemera: Zoonadi Zenizeni Zomwe Zingakupangitseni Njira Yopezera Ufulu Wachuma. Ndikulemba malangizo awa kuti ndikuthandizeni kupeza ndalama zomwe mukufuna kuti muthe kutsatira njira zake. Iye ndi ine timavomereza pa sitepe yoyamba yomwe mukufunikira kuti mutenge ndalama zambiri.

Sinthani momwe Mukuganizira Zokhudza Ndalama Zowonjezera Zopeza Zopeza

Ndalama ndi zomwe mumalipira kuti mugwire ntchito ndi kukwaniritsa zolinga kwa abwana.

Kapena, ndalama ndi malipiro omwe mumadzilipira nokha ngati munthu wogwira ntchito. Ndalama sizomwe zimayambitsa zoipa zonse kapena sizowonjezera mavuto anu onse komanso mavuto a dziko lapansi. Ndi chida chabe chomwe chimakulolani kuti mupeze miyezo ya moyo imene mukufuna kusankha.

Ndalama zimakuthandizani kupereka zofunika za banja lanu komanso kukweza ndi kuphunzitsa ana anu. Ndalama zimakulolani kuti muthandizire zowonjezera zomwe mumakonda. Ndalama zimakulolani kuti muyende, kugula zinthu zomwe mumazifuna pamoyo wanu, ndikutsata zosangalatsa ndi zokonda zomwe zimakukhudzani. Ndalama zimakulolani kuti mupume pantchito tsiku lina mukasankha.

Chifukwa chake, kupeza ndalama zambiri sikungokhala bwino; Ndizofunikira pa zolinga zomwe muli nazo pa moyo wanu. Kufunsira malipiro apamwamba mukasintha ntchito ikuyembekezeredwa. Kupempha kuwonjezeka kwa malipiro kuchokera kwa abwana anu pakali pano ndikulondola kwanu. Kusankha ntchito yomwe idzapereke malipiro apamwamba ndipo motero, ndalama zapamwamba za moyo ndizobwino.

Sinthani momwe Mumaganizira Zanu Poonjezera Zopindulitsa

Pamene simukufuna kufotokozera khalidwe lanu ndi ndalama zomwe mumapanga, muyenera kukhala ndi maganizo oti chilichonse chomwe mungapeze, ndinu ofunika. Ngati mukudziganizira nokha ngati wogwira ntchito $ 30,000 pa chaka, $ 100,000 ndizovuta.

Konzekerani kupanga zosankha zanu zonse zomwe zingakuthandizeni kupeza ndalama zambiri. Mwachitsanzo, kufunsa mtsogoleri wanu kuti awonongeke akhoza kudetsa kulimbitsa mtima ngakhale munthu wokhulupirira kwambiri. Komabe, ngati simunapemphe konse kuwukitsa, mukukhazikitsa zomwe bungwe lanu limakupatsani.

Phunzirani zenizeni za momwe Mungakwaniritsire Zomwe Mungathe Kupeza Pamoyo Wanu.

Mukuyamba ndi chidziwitso kuti: Kukulitsa Zomwe Mungathe Kupeza Pamoyo Wanu?

Sankhani Ntchito Mwanzeru Kuti Mupeze Zopindulitsa

Ntchito zina zimangopereka zambiri kuposa ena. Ngati ndalama ndi zofunika kwa inu, sankhani ntchito yomwe idzakubwezereni zomwe mukufuna kupeza. Kapena, dziwani kuti muyenera kuchita chinachake chodabwitsa kuti mupindule bwino ntchito yanu. Mutha kuwonanso mwezi, kugwira ntchito yachiwiri, kudzimana nokha, kapena kuyamba bizinesi yanu.

Kachiwiri, ndalama zomwe mungapange pa ntchito yanu ndi zanu.

Yang'anani pa owerengetsera ndalama kuti muwone zomwe mungathe kupeza mu ntchito zosiyanasiyana. The Economic Research Institute Salary Calculator idzakuthandizani kupeza mwayi wopezera mwayi wa ntchito.

Pezani Malemba ndi Zovomerezeka

Anthu ndi madigiri amakonda kupanga ndalama zambiri pantchito yawo kusiyana ndi anthu omwe alibe madigirii. Nthawi zonse phindu la phindu lingakhale lofunika. Mwachitsanzo, munthu yemwe ali ndi digiri ya bachelor mu bizinesi adzapeza $ 349,028 ndipo digiri ya engineering ingabweretse antchito ndalama zoposa $ 500,000. Dipatimenti ya oyanjana imabweretsa chimbudzi chachikulu pa diploma ya sekondale.

Mukufunikira kukhutiritsa? Pa MSN Money , Allison Linn akunena kuti ndalama za moyo wa moyo zimakula ndi madigiri, koma muyenera kukhala makamaka za mlingo umene mumayendera. Muzinthu zina, monga chithandizo cha namwino, chomwe chikuyembekezeredwa kukula, digiri sizingakubweretsereni ndalama zanu.

Kuwonjezera apo, molingana ndi, Mapindu a Maphunziro Ophunzira Maphunziro , "Zomwe anthu amapeza pa moyo wawo wonse zimakhala zazikulu pa zaka 40 (kuyambira zaka 25 mpaka 64). Ophunzira a digiri ya Master adzalandira $ 2.5 miliyoni m'moyo wawo. a madigiri oposa 4.4 miliyoni, ali pamwamba pa gulu lina lililonse. " (Gwero: Maphunziro a Maphunziro ku United States, Census Bureau ya US, Current Survey Survey, May 2004.)

Pangani Ntchito Yanu Yogwirira Ntchito Pogwiritsa Ntchito Zopindulitsa

Kuti mupeze malipiro opambana, ngati mutenga ntchito ndi bwana wina, ndipo mukhalebe ndi abwana anu, simungapindulitse ndalama zanu. Ntchito imene mumasankha ikhoza kugwiritsanso ntchito ndalama zanu. Gwiritsani ntchito nthawi yoyendetsa mzere ndikusamalira ntchito ya ena kuti mukulitse zomwe mungathe kupeza. Kapena, khalani ndi luso luso lomwe limakupangitsani munthu wofunika kukhalapo.

Potsirizira pake, mungafunikire kusintha madipatimenti kapena olemba ntchito kuti apeze ndalama zambiri. Ndinawerenga posachedwa kuti wogwira ntchito amene amasintha makampani akuyembekeza kuwonjezeka kwa khumi peresenti ya malipiro. Kukhala wofunikirako kuchuluka kwa mtengo wa chiyanjano chanu ndi abwenzi anu omwe alipo, nawonso.

Chitanipo Zomwe Mungachite Kuti Mukhale ndi Moyo Wanu Wopeza Zomwe Muli nazo

Ngati ndinu wogwira ntchito, wogwira ntchito mwakhama, amene akudikirira kuwonjezeka kwa malipiro omwe angaperekedwe ndi oyang'anira, mukulepheretsa moyo wanu wonse wopezera ndalama. Zochita zomwe mumatenga kuntchito, ndi zaka zanu zogwira ntchito, zimakhudza kwambiri zomwe mumapeza.

Gwiritsani ntchito malingalirowa pofuna kutsimikizira kuti mumapeza ndalama zomwe mukuzifuna pa nthawi yomwe mukugwira ntchito. Mukhoza kupititsa patsogolo moyo wanu wopindula. Muyenera kusankha kuti muchite zimenezo; malingaliro awa angakuthandizeni.

Chonde musasokoneze nkhaniyi kuti muwonetsere momwe dziko likuyendera ntchito ndi ndalama; Nkhaniyi ndi ya ndalama. Pitani mukatenge anu. Kumbukirani, ndinu ofunika.

Kodi mumayamba kuti Kukulitsa Zomwe Mungathe Kupeza Pamoyo Wanu?