Kuwerengera Kusintha, Kuwongolera Kuwerengera, ndi Ma Mathesi Ena Job Zokuthandizani Mafunso
Nazi malingaliro othandizira kupeza kusintha koyenera ndi kulingalira kuchotsera ndi msonkho pamene wogula akugula malonda.
Zitsanzo Zochitika
1. Pamene mukupanga kusintha kwa ndalama zogula, ngakhalenso zolembera ndalama zimakhala ndi masamu kwa inu, nthawi zonse muwerenge kusintha kwa wobwereza.
- Chitsanzo: Mtengesi amapanga $ 23.78 kugula, ndipo amakupatsani $ 30.00. Mumabwereranso kwa kasitomala: "Masenti 22 amapanga madola 24, dola imodzi imapanga $ 25, ndipo 5 amapanga $ 30."
- Chitsanzo: Wopatsa ndalama amapanga $ 11.56 kugula, ndipo amakupatsani $ 15.06. Inu mumabwereranso kwa kasitomala: "50 senti zimapanga madola 12, 1,2,3 madola kupanga $ 15"
Simusowa kuti muzinena mokweza, koma muwerenge (pamutu mwanu) pamene mukupanga kusintha. Inu mumapanga zolakwika zochepa mwanjira iyi!
2. Ngati mukufunsidwa za kusunga ndalama pa zolembera ndi ndalama zomwe mungagwiritse ntchito popanga kusintha, fotokozani kuti mumvetsetsa kuti ndikofunika kutsimikiza kuti zolembera zanu zili bwino.
Amalonda amaonetsetsa kuti nthawi zonse amapeza ndalama zambiri zomwe amafunika kuti azikhala ndi ndalama zolembera ndalama - izi ndizo $ 200, koma zimasiyana malinga ndi malonda ogulitsa tsiku ndi tsiku. Ndikofunika kusunga ndalama zokwanira zomwe zimagwiritsidwa ntchito kwambiri - madola 1 ndi madola 20-alipo.
Pomwe pali kotheka, muyeneranso kusintha pogwiritsira ntchito ngongole zapamwamba kwambiri (kuti musathenso kupereka ndalama za madola 1).
3. Mutha kufunsidwa za kuwerengera kuchotsera kwa kasitomala. Kupereka zosavuta, kulingalira mofulumira kwa gawo, kuchoka pa 10%, ndi kuchulukitsa ndi makumi.
Izi sizingakhale nambala yeniyeni, malingana ndi kusintha, koma yayandikira kwambiri kuti apereke chiwerengero chabwino.
4. Mtengo ukhoza kulingalira chimodzimodzi. Pitani ndi 5% ndi 10%, ndipo mukhoza kupeza nambala pafupi kwambiri kuti muthandizi aziganiza ngati akufuna chinthucho.
Kachiwiri, mtengo weniweni ukhoza kukhala wosiyana kwambiri, koma kulingalira kwanu kumatha kuthandiza kasitomala kupanga chisankho chodziwitsa za kugula kwawo.
5. Kupanga ziwerengero zosavuta pamutu mwanu pamene mukufufuza makasitomala kukuthandizani kupeza zolakwika zomwe mungapewe.
Ngati mukudziwa kuti kugula ndi $ 70 katundu pa 25% kuchoka, ndipo kaundula wanu amawerenga $ 27.32 monga ndalama chifukwa, mudzadziwa kuti chinachake chinapita haywire, ndipo mukhoza kukonza pamaso kasitomala kuchoka sitolo.
Kumvetsera mwatsatanetsatane ndimene zimapangitsa kuti kugulitsa kwapamwamba kugwirizanitse ndipo ndizo zomwe ofunsana akufufuza pamene akufunsa mafunso a masamu panthawi yofunsa mafunso . Iwo samangofuna kutsimikiza kuti mukhoza kuchita masamu, komanso amaonetsetsa kuti mutha kulingalira mtengo, ngati n'kofunikira.
Malangizo Othandizira Kusintha
Mukasintha, ndi bwino kugwiritsira ntchito ndalama yaikulu kwambiri ya chipembedzo chomwe mungathe. Kuwerengera pang'ono ndi mwayi wapang'ono pa zolakwika pakuwerengera (kapena kukhala ndi ngongole pamodzi).
Ngati mukufuna kubwezera $ 5, perekani ndalama zokwana madola 5, osati ndalama zokwana madola 1, ngati mungathe kuzipewa.
- Chitsanzo: Wotsatsa akufuna kudziwa mtengo wa chinthu chomwe chimakhala $ 39.99, ndipo ndi 30%. Kuyambira mpaka $ 40.00, 10% idzakhala $ 4.00, nthawi zitatu zidzakhala 30% ndi $ 12.00. $ 40- $ 12 ndi $ 28.
- Chitsanzo: Mtengo wokhazikika wa chinthu ndi $ 70, ndipo ndi 25%. 10% ndi $ 7.00, nthawi 2 ndi $ 14, ndi theka la 10% ndi 5%, kapena $ 3.50. 25% ndi $ 14 + $ 3.50 = $ 17.50. $ 70- $ 17.50 ndi $ 52.50. Njira yina yowonera 25% ndiyoitcha 1/2 ya 50%. $ 50 peresenti ndi $ 35, choncho 25% ndi $ 35 yogawidwa ndi 2, kapena $ 17.50. $ 70- $ 17.50 ndi $ 52.50.
- Chitsanzo: Chida chimadula $ 140, ndipo msonkho ulipira ndi 8.25%. 5% adzakhala $ 7.00, kuphatikizapo (oposa theka kachiwiri ~ 3%) pafupifupi $ 4.00 ndi $ 11.00. $ 140 + $ 11 = $ 151.00 pa mtengo wokwanira wa chinthucho, msonkho ulipo.