Apa ndi momwe ESOP ikugwirira ntchito: Bwana amapereka chiwerengero cha magawo a kampani kwa wogwira ntchito aliyense woyenera. Kugawidwa kwa magawo kumachokera muyezo wa kulipira kapena mtundu wina wogawidwa.
ESOPs ikhoza kukhala yopindulitsa kwa antchito komanso kwa kampani, koma pali zovuta zina zomwe zimagwirizananso nawo. (Chofunika kwambiri: kukhala ndi ndalama zochulukirapo pampaniyo pokhapokha ngati pali ntchito zosiyanasiyana zochotsera pantchito.)
Phunzirani zambiri za momwe ESOPs ikugwirira ntchito, zotsatira zawo ndi zamwano, ndi zomwe mungapemphe ngati mukufunsana ku kampani yomwe imapereka ESOP.
Ubwino wa ESOPs
Ndondomeko ya eni eni ogulitsa ntchito ikukonzekera kuwonjezera ndalama za ogwira ntchito pa zotsatira zabwino za bungwe. Pambuyo pake, ngati wogwira ntchito ali ndi kampani, ndiye kuti adzakhudzidwa kuti kampaniyo ikhale yopambana komanso kuti mtengo wake ukhale wochuluka. Komanso, ogwira ntchito omwe ali ndi kampaniyo ali ndi chilimbikitso chokhalabe ndi kampani, zomwe zingachepetse kubwereka kwa ogwira ntchito. National Center for Owner Ownership (NCEO) imatchula phunziro la Rutgers likusonyeza kuti makampani a ESOP akukula 2.3% mwamsanga atakhazikitsa ESOP.
Gawo la ogwira ntchito lirilonse likugwiritsidwa ntchito ku ESOP ku kampaniyo mpaka antchito achoka kapena kuchoka. Panthawi imeneyi, antchito akhoza kugulitsa magawowo pamsika kapena kubwerera ku kampaniyo. Ogwira ntchito salipira msonkho mpaka atagulitsa magawo awo. Nthawi zina, misonkho ikhoza kubwerekanso ngakhale ngati ndalama zowonjezeredwa m'matangadza a makampani ena.
Kawirikawiri, antchito sangayenere kutenga nawo mbali mpaka atagwira ntchito maola angapo kapena zaka. Ndipo, antchito ambiri amafunika kupatsidwa ndalama asanayambe kupeza ndalamazo.
Zovuta za ESOPs kwa Ogwira Ntchito
Ogwira ntchito ambiri omwe amagwiritsa ntchito ESOP monga njira yawo yaikulu kapena yosungiramo ndalama zosungira ndalama alibe ndalama zambiri zochitira malonda. Ganizirani izi monga antchito akuyika mazira awo onse osungira mu bukhu limodzi la ndalama. Okonza zambiri zachuma amachenjeza anthu omwe amagulitsa mabanki omwe amagulitsa zochuluka zoposa 10% za katundu wawo pa katundu wa kampani.
Ngati kampani ikulepheretsa kapena ikuchita bwino, antchito angaone kuti akungotaya chilungamo komanso akhoza kuchotsedwa. Komabe, zovuta izi ndi zotsutsana ndi zenizeni kuti antchito a makampani a ESOP amalandira ndalama zambiri zomwe amagwiritsa ntchito kwa abwana awo pafupipafupi kuti athe kusunga ndalama kuposa antchito a makampani omwe si a ESOP.
Number of US Employee Plans Plans Plans
Malinga ndi National Center for Owner Ownership, pali madongosolo okwana 7,000 ogwira ntchito ku United States. Ogwira ntchito pafupifupi 13.5 miliyoni akugwiritsidwa ntchito kudzera mu mapulani awa. Pali mitundu ina ya umwini wogwira ntchito, kuphatikizapo ndondomeko yogula mwachindunji, zosankha zamagulu, ndi zina.
NCEO ikulingalira kuti antchito ali nawo 8% mwa chiyanjano chonse cha mgwirizano kupyolera mu mtundu wina wa ndondomeko yogawa katundu.
Zimene Mukuyenera Kudziwa Monga Woyang'anira Ntchito
Kodi mukukambirana pa kampani yomwe ili ndi ndondomeko ya eni ake? Kodi munalandirapo ntchito kuchokera kwa mmodzi? Mofanana ndi phindu lirilonse, muyenera kulingalira izi komanso malipiro mukakumbukira kupereka kapena kulingalira ngati kampaniyo ndi yoyenera kwa inu.
Ngati kampaniyo sakupatsani ndalama zowonjezera pantchito, mwachitsanzo, ndipo mukudandaula ndi thanzi la kampaniyo, ESOP ikhoza kukhala yopindulitsa kwambiri. Ngati mutapeza ntchito , funsani kuntchito zanu kuti mudziwe zambiri pa ESOP, kotero mudziwe momwe zimagwirira ntchito, komanso funsani za njira zina zomwe mungagwiritsire ntchito pantchito. Malinga ndi Bankrate.com, mfundo zazikulu zitatu zomwe zimaganizidwa ndizofunika kwa katundu, momwe zimapindulira, komanso njira imene ESOP idzakhazikitsire.
Kufunsa mafunso zokhudzana ndi phindu sikophweka nthawi zonse, ndipo nthawi zambiri silingalephereke kukalandira ntchito. Nazi zina mwa mafunso ofunikira omwe mukufunsapo panthawi yofunsa mafunso komanso mutapereka mwayi, komanso kuzindikira momwe mungayankhire phukusi la phindu la kampani.