Mukakambirana za ntchito , simukungogwiritsa ntchito nambala yanu patsiku lanu. Phindu ndi zofunikira zomwe zimadza ndi malipiro anu zingapangitse kusiyana kwakukulu pa ndalama zomwe mumasunga mu akaunti yanu ya banki mwezi uliwonse.
Izi zati, zinthu zambiri zogulitsa matikiti omwe amapanga malipiro anu sizingagwirizane nazo: mwina mungasankhe ndondomeko yanu ya inshuwalansi ya umoyo, mwachitsanzo, mwazigawo zingapo zomwe zisanachitike ndi abwana anu. Palibe kuchuluka kwakugwiritsira ntchito komwe kudzakupangitsani dongosolo lomwe limapereka ndalama zochepetsera kapena zero zothandizira, chifukwa abwana atha kale kusankha zomwe angapereke antchito patsogolo pawo. Zomwezo zimaphatikizapo mano, masomphenya, 401 (k) mafananidwe, ndi zothandiza zina. Kwa mbali zambiri, zomwe mukuwona ndi zomwe mumapeza.
Koma izi sizikutanthauza kuti kusungirako ndalama zonse, kupindula kwapindula kumakhala mwala. Pali antchito angapo omwe angakhale patebulo, ndipo akhoza kukuthandizani.
01 Zowonjezera Zowonjezera kapena Bonasi Yapamwamba
Izi ndizosavuta kwambiri kugulitsidwa kuposa malipiro apamwamba chifukwa simukukweza malipiro anu, zomwe zikutanthauza kuti tsogolo lanu silidzakwezeka ngati zotsatira. Zimakhalanso zoopsa kwa inu, wogwira ntchitoyo, chifukwa zimadalira zinthu zomwe simukuzilamulira, monga msika pamene kampani yanu ikupita poyera / kugulitsa ngati katundu kapena ndalama za kampani pazochitika pa chaka bonasi.
Komabe, ngati simungathe kupeza olemba ntchito kuti akulimbikitseni malipiro anu, chimodzi mwazimene mungachite zingakupangitseni kuti muchepetse. Ndikofunika kuyesa, makamaka ngati simugulitsa malonda kuti muwapeze.
02 Nthawi Yowonjezera Yopuma
Gawo labwino ndiloti, nthawi yowonjezera yowonjezera ndi yosavuta kugulitsa. Ndikhoza kukuwuzani mosapita m'mbali kuti ndikudziwa anthu angapo omwe adakambirana nawo nthawi yochuluka, makamaka pamene adafunsira ndalama zambiri poyamba ndipo akutsutsana ndi malire apamwamba a bajeti ya bwanayo.
03 Ndandanda yovuta
Tonsefe takhala tikuwerenga uphungu wolimbikitsa anthu omwe akufuna kuti adye khofi wokongola ndikusungira ndalama zambiri pachaka. Ngati mungathe kukhulupirira bwana wanu wamtsogolo kuti akulole kuti muzigwira ntchito kunyumba tsiku limodzi kapena awiri pa sabata, mukhoza kusunga khofi lanu labwino, dzipangire nokha, ndikumwa pajjamas pamene mukugwira ntchito.
Flextime ndi vuto lina losautsa nkhawa, chifukwa monga nthawi yowonjezera yowonjezera, zimapangitsa abwana kuti asakulole. Komabe, izo zimakupulumutsani inu ndalama ndipo zingasinthe khalidwe lanu la moyo komanso.
Phindu la Maphunziro 4
Mapulogalamu apakompyuta monga Lynda ndi Team Treehouse amakupatsani mwayi wokhala ndi luso la luso popanda kupeza nthawi yopita ku kalasi. Makampani ambiri ali ndi akaunti zamalonda ku mapulogalamu monga awa kuthandiza othandizira awo kukhala osasintha. Ndi bwino kufunsa ngati abwana anu abwera kale - kapena angaganize.
05 Kuyambanso Kukambitsirana
Ndikofunika kudziwa, pamene mukusankha ngati mukufuna kukhala ndi bwana wanu watsopano pa tsogolo labwino - kapena mupitirize kufufuza mwayi kwinakwake.
Zambiri Zokhudza Ntchito Yopereka Ntchito: Zopindulitsa Zokambirana Zopindulitsa Zaka 1,000 Nthawi Yotembenuza Ntchito Yopereka Ntchito