Pamene mukuyika pamodzi misonkho mungadabwe ngati mwana wanu akufunikanso kupereka msonkho.
Zotsatira ndi kutha kwa ana pamene akufunika kupereka misonkho.
Chinthu choyamba muyenera kudziwa kuti ndalama zomwe amapeza zimapeza ndalama kapena ndalama zomwe sapeza.
Ndalama zowonjezera ndi pamene mwana wanu wagwira ntchito. Izi sizikuphatikizapo ntchito yanu yanthawi zonse yomwe ana amatenga komanso ndalama zomwe amagwiritsa ntchito pazinthu zofanana ndi zochitika zawo kapena bizinesi yawo.
Ndalama zopanda ndalama ndizochokera kuzinthu zopatsa malire monga zopindula, chidwi, ndi zopindulitsa. Kwenikweni, ndalama zilizonse zomwe sizichokera kuntchito ndikugwiritsidwa ntchito, motero ngongole yobwereketsa ndalama zingapangidwe ngati sizinali ntchito yanthawi zonse.
Mukamadziwa kuti mwana wanu ali ndi ndalama zotani kuti adziwe ngati akufunika kutumiza msonkho.
Ndalama Zopindulitsa
Ngati mwana wanu ali ndi ndalama zoposa $ 6,200 chaka cha 2014 (ndalama izi zimasintha chaka chilichonse), amafunika kubweza msonkho.
Mwinanso mungafune kuti afikitse kubwereranso ngati adapeza pansi pa $ 6,200 ndipo abwana anatenga msonkho kunja.
Ngati apereka iwo adzatha kubwezeretsa omwe akuletsa popeza alibe msonkho.
Ndalama Zopindulitsa
Ngati mwana wanu ali ndi magule ndipo ndalama zomwe zimachokera kuzogulitsazo ndizoposa $ 1,000 ndiye kuti adzafunanso kubwerera.
Apa ndi pamene zimakhala zovuta kwambiri pamene zikulowa m'zinthu zomwe zimadziwika kuti malamulo a Kiddie Tax.
Ndalama ya Kiddie ndi malamulo omwe anakhazikitsidwa mu 1986 kuti athetse makolo kusunthira katundu kwa ana awo kuti asapereke msonkho.
Zomwe mwana wamisonkho akunena ndizo kuti ndalama zoyamba zokwana $ 1,000 za ndalama zomwe mwana wanu sangalandire mwana wanu alibe msonkho. Kwa $ 1,000 wotsatira, amalembedwa pamlingo wa mwanayo. Chilichonse chomwe chili pamwamba pa $ 2,000 chimaperekedwa pa msonkho wa makolo ochepa. (Ndiponso izi ndi nambala za 2014, ndipo zidzasintha.)
Mwamwayi, ndi ichi, muli ndi njira ziwiri zothandizira misonkho kuti ana anu apeze ndalama.
Choyamba ndi Fomu 8814 yomwe ili gawo la msonkho wanu wobwerera. Chonde dziwani kuti izi zidzakhudzidwa ndi zomwe mukupeza komanso zingakhudzidwe ndi kuchotsera.
Njira yachiwiri ndi kubwerera kwawo pogwiritsa ntchito fomu 8615.
Mutha kuyesa manambala pogwiritsa ntchito mafomu onsewa kuti mudziwe zomwe zingakhale bwino kwa inu.
Zowonjezera Zowonjezera pa Kiddie Tax
Pali zitsanzo za zaka zazing'ono pamene malamulo a msonkho akugwira ntchito pa mwana wanu. Izi zikuphatikizapo:
- Mwana aliyense wosakwana zaka 18.
- Pansi pa zaka 18 ndipo ndalama zopezera ndalama zili zosakwana theka kapena zofanana ndi theka la chithandizo chawo.
- Iwo ndi ophunzira a nthawi zonse a zaka zapakati pa 19 ndi 23 ndipo ndalama zomwe adalandira sizinapitile theka la chithandizo chawo, kuphatikizapo maphunziro.
Monga cholembera cham'mbali, IRS ikulingalira zaka zosiyana ndi ambiri a ife, kotero ngati mwana wanu ali pa nthawi imodzi yopuma, fufuzani ndi mlangizi wanu.
Kuti mumve zambiri za misonkho, pezani tsamba ili pa intaneti ya IRS.