Phunzirani Zokhudza Zolemba Zamalonda Otsatsa Ndalama

Pamene mukuyang'ana amalonda mu bizinesi yanu yamakono, nkofunika kukumbukira kuti posinthana ndi ndalama, mudzakhala mukusiya ntchito yanu, ubwino wanu, kapena zonsezi. Onetsetsani kuti mumaganizira mosamala ndalama zenizeni za ndalama - osati zokhazokha zomwe mudzayenera kubweza, koma zomwe mumapereka pamene mukugwira ntchito ndi wogulitsa - ndikuwonetsetsani kuti mukudziwiratu pa mfundo izi pasadakhale.

Nazi zina mwazomwe mungasankhe pokhuza ndalama.

Angelo Opanga Malonda

Oyika malonda amalonda a nyimbo amatha kutenga mitundu yosiyanasiyana. Mngelo wanu akhoza kukhala membala wa banja kapena mzanga wokhala ndi zikopa zakuya, kapena akhoza kukhala mlendo kwathunthu ndi ndalama zambiri amene akufuna kukhala ndi makampani oyambirira. Angelo ena amamalonda a nyimbo ndi anthu omwe apanga ndalama zawo mumasewera ndipo amafuna kupititsa patsogolo phindu lawo ndi luso lawo. Zina ndi anthu omwe ali ndi ndalama zomwe angagwiritse ntchito ngati maganizo okhudzidwa nawo. Angelo adzakuthandizani pakuyamba ndalama, koma bizinesi yanu yomwe ikufunidwayo iyenera kukhala ya kukula kwake kuti ikhale yoyenera nthawi yake (onani "gawo laling'ono").

Venture Capitalists

Venture capitalists (VCs) idzagulitsa zamalonda onse panthawi yoyamba ndipo nthawi zina kampani ikufuna kuika ndalama kuti ikule. Ngati mukufuna VC ndalama, onetsetsani kuti muyang'ane gulu lomwe liri ndi mbiri yakuyika malonda okhudzana ndi nyimbo.

Ngakhale kuti VCs amafuna ndalama zoopsa kwambiri, sizigwirizana nthawi zonse ndi mafakitale ojambula pokhapokha atagwiritsidwa ntchito kuderalo. Mwa kuyankhula kwina, ngati mungathe kuwatenga kuti azitenga mwakuya, kuyambira pomwe, ndiye kuti sasamala za "umphumphu wanu" - amafuna chisokonezo, ndipo amafuna kuti zikhale mwamsanga.

Mabungwe Achikhalidwe

Achimerika onse angathe kuiwala za izi, koma kunja kwa mayiko, mayiko ambiri ali ndi mabungwe opereka ndalama omwe amapereka ndalama zogonana, kuphatikizapo makampani oimba. Izi magulu opereka ndalama angathe kukhala malo abwino kuti muthe ndalama zomwe mukusowa chifukwa ali okonzeka kugwira ntchito ndi malonda a nyimbo za kukula kwake ndikukhala ndi mwayi wokhala ndi mwayi wofuna kupeza ndalama monga angelo ndi VCs. Ngakhale zili bwino, nthawi zambiri amapereka ndalama m'malo molipiritsa ngongole, choncho simukuyenera kulipira. Mudzasowa ndondomeko yabwino yogwirira nawo ntchito, ngakhale - ngakhale nthawi zambiri, angakuthandizeni kulemba.

Zolemba Zazikulu

Kwa malemba a indie , malonda ndi chizindikiro chachikulu ndichosankha. Ndalama zoterezi zidzangowonjezera pokhapokha mutapanga mbiri yotsimikizirika ya katchulidwe monga chizindikiro ndipo mukusowa ndalama kuti muwonjezere - kuyambitsa ndalama kuchokera ku zikuluzikulu zimaperekedwa kwa munthu yemwe atha kupitilira kalata yabwino ya indie mu wapita kale kapena ali ndi mbiri yabwino yogulitsa malonda.

Inde, ndalama kuchokera ku zikuluzikulu zidzafuna kuika zina mwa mayina anu, omwe sanafike bwino kwa amwenye.

Ogawa

Ichi ndi china chomwe chiri chosavuta kuti chilembedwe, ndipo chikuvuta kwambiri kuti mupeze.

Komabe, nthawi zina, mungathe kupeza wogulitsa kuti agwire ntchito pomasulidwa pulojekiti. Mwachitsanzo, ngati muli ndi mwayi wogwira ntchito ndi dzina lalikulu la ojambula, koma simungakwanitse kupeza mapulogalamu kapena ndalama kuti mupatse khamulo kukakamiza koyenera, wopereka wanu angalowemo ndi chitukuko chamtsogolo malipiro pa albamu kapena ngongole yomwe idzawapangitse kukhala ndalama mu polojekitiyo, kuwapatsa kudulidwa kwakukulu kwa phindu la albamu. Ogulitsa angathandizenso ndi kupanga .

Zinthu Zofunika Kuziganizira Pamene Mukufunafuna Wochita Ndalama

Kodi ndalama yanu ikufuna kutenga nawo mbali pakupanga zisankho zamalonda? Ngati ndi choncho, kodi amadziwa zamalonda kapena zojambula zina (ndipo ngati inde, mumagwirizana nawo malingana ndi bizinesi)?

Kugwira ntchito ndi wogulitsa malonda ndi matani a zamakampani ojambula nyimbo omwe akufuna kukuthandizani kupanga ndi kumanga bizinesi yanu ikhoza kukhala chinthu chachikulu.

Kugwira ntchito ndi wogulitsa ndalama amene ali ndi ndalama zambiri ndipo akufuna kuika mu bizinesi yanu yokhudzana ndi nyimbo chifukwa amaganiza kuti kungakhale kosangalatsa kungakhale kosakhala kovuta kwambiri ngati akufuna ena atero muzokambirana kwanu. (Dziwani kuti si onse omwe akufuna kuti azichita nawo bizinezi yanu. Ena akufuna kungofuna ndalama ndi kuyembekezera phindu.)

Onetsetsani kuti mumvetsetsa ngati mukupeza ndalama kapena ngongole. Ndalama zimabweretsa chiwopsezo kwa wogulitsa, ndipo amadziwa kuti angataya ndalama. Ngongole iyenera kubwezeredwa. Ngati mdindo wanu akukukakamizani kuti musayine mbali yaikulu ya bizinesi yanu, samalani. Ngati ndalama zambiri ndi magawo akulu akuphatikizidwa, funsani malamulo .

Otsatsa Malonda Ambiri Amafuna Kufuna Kwambiri Kwambiri

Chinthu china choyenera kukumbukira pamene mukufunafuna ndalama ndikuti bizinesi yovuta kwambiri kupeza ndalama ndizochepa kwambiri. Kawirikawiri, VCs safuna kulankhula nanu kupatula ngati mukufunikira masauzande angapo masauzande. Mabizinesi amamalonda Angelo adzagulitsa ndalama m'makampani ang'onoang'ono kusiyana ndi izo, koma kawirikawiri iwo akuyang'ana mwayi wopeza ndalama m'masauzande ambirimbiri. Kulera madola zikwi zingapo ndi chinthu chovuta kwambiri kuchita. Popanda mabungwe a zamaluso kapena achibale / abwenzi okoma, mungafunikire kulingalira za ndalama, ngongole, ndi makadi a ngongole ngati mukufuna ndalama zochepa kuti mupite.

Komanso, dziwani kuti ndalama zamakampani zimaperekedwa kwa makampani monga malemba, makampani opititsa patsogolo , etc. Mabungwe ofunafuna ndalama adzakhala ndi nthawi yovuta kudutsa limodzi mwa njirazi ndipo adzafunika kuyang'ana ma labels, ogawa ndi zina zotero .