Kusintha Maofesi Anu a Paycheck

by Miriam Caldwell

Kodi Ndiyenera Kutengera Zitsanzo Zambiri pa Paycheck Yanga?

Pali zifukwa zambiri zochepetsera zolipira zanu , monga kukwatira, kukhala ndi mwana kapena kupeza ntchito yatsopano. Misonkho iliyonse ya misonkho imasiyanasiyana, ndipo muyenera kulingalira ngati inu kapena mnzanuyo muli odzidalira, komanso zochitika zina zomwe zingasinthe mkhalidwe wa msonkho ngati kugula nyumba.

01 Kuyambira Ntchito Yatsopano

Mudayambitsa ntchito yatsopano. Ngati mukupanga ndalama zambiri, mwina simukufuna kudandaula zambiri. Izi zimadalira kukula kwa banja lanu. Kawirikawiri, ngati uli wosakwatira iwe uyenera kupitiriza kunena. Nambala iyi ikuwatsimikizira kuti iwo sakupeza mokwanira kuti musakhale ndi ngongole kumapeto kwa chaka. Ngati mwamuna kapena mkazi wanu akugwira ntchito, muyenera kudziwa momwe mungayankhire kapena kusintha zomwe mungasinthe mukayamba ntchito yatsopano. Muyeneranso kawiri kufufuza malo anu ogwiritsira ntchito pamene mukukweza. Mtengo wa misonkho yomwe watengedwa kuchokera ku cheke yanu idzawonjezeka, zomwe zingakuchititseni kuti mukumva ngati mukukweza osati zomwe munaganiza kuti zidzakhala .

02 Munalipira Ngongole Chaka chino

Muyenera kuganizira zoletsedwa za msonkho ngati mulipira msonkho chaka chino. Palibe chokhumudwitsa ngati kulipira ndalama kwa IRS kumayambiriro kwa chaka. Mukhoza kusintha zolemba zanu kuti ndalamazo zisavomerezedwe. Mukhoza kupempha kuti ndalama zowonjezera zisamalidwe nthawi iliyonse. Izi zidzakupulumutsani vuto lobwera ndi ndalama zowonjezera kumapeto kwa chaka kuti mupereke kwa IRS. Ngati mwamuna kapena mkazi wanu ali wodzigwira ntchito, mungathe kusankha zambiri kuti musamalipire msonkho.

03 Mudalandira Malipiro Akulu

Ngati munalandira ndalama zambiri chaka chino muyenera kusintha malonda anu. Anthu ambiri amayang'ana molakwika kubwezeredwa monga njira yosavuta yosungira ndalama. Mukusungunula ndalamazo ku boma komanso osalandira chidwi chilichonse chaka chilichonse. Mungathe kudziletsa nokha kapena ndalamazo zimangotumizidwa ku akaunti yosungirako. Kuonjezera apo, ngati mukuyenerera kuti mutenge ngongole yomwe mwapeza, mungakhale ndi gawo la zomwe mudalipidwa chaka chonse. Muyeneranso kukumbukira zina zomwe mumalandira pokhapokha mutayesa kuti muyenera kulephera kuchuluka bwanji.

04 Unayambitsa Bzinthu Yanu Kapena Freelance

Ngati mutangoyamba bizinesi yanu kapena kuti mutenge mbali. Nthawi zambiri mukhoza kudzipulumutsa phindu lolipirira misonkho yanu pachaka powonjezera kuchuluka kwa ndalama zomwe mumalephera kulipira nthawi zonse. Ngati muli makamaka freelancer kapena ntchito yanu yokhazikika imabweretsanso zambiri kuposa ntchito yanu yeniyeni, mungaganize kuti mutayamba kupereka msonkho wongogwira ntchito payekha pokhapokha kuti mupewe chilango. Ngati mutagwiritsa ntchito IRS choletsa chojambulira pamene mukugwira ntchito kwa abwana ndipo ndinu wodzigwira ntchito kapena inu kapena mnzanuyo mukudzigwira nokha, muyenera kuwonjezera pa msonkho wodzipangira nokha. Pamene mukugwiritsa ntchito calculator, sichiphatikizapo msonkho wongogwira ntchito pa chiwerengerocho, ndipo muyenera kuwerengera ndalama zanuzo, ndi kuwonjezerapo misonkho yanu.

Chochitika Chamoyo Chachikulu Chambiri

Nthawi iliyonse pamene muli ndi kusintha kosintha moyo muyenera kusintha zolemba zanu. Zochitika izi zikuphatikizapo kukwatira kapena kusudzulana, kukhala ndi mwana kapena imfa ya membala wa m'banja mwanu. Mukhoza kusintha zosungira zanu nthawi iliyonse. Zina mwa zochitika izi zakonzedweratu, ndipo zina siziri. Mukangowona kuti kusintha kumeneku kudzakhalako mungathe kusintha, malinga ngati chochitikacho chikachitika chaka chomwecho.

Mmene Mungasinthire Kuletsedwa Kwanu

Ngati mukufunika kusintha zoletsa zanu, muyenera kulankhulana ndi dipatimenti yanu yothandiza anthu ndikudzaza W-4 watsopano. Mungafunikire kusintha momwe dziko lanu likuletsera. Makampani ena amakulolani kuti musinthe malonda pa intaneti, koma makampani ang'onoang'ono angakhale mukudzaza fomu pamtundu. Ngakhale mutatha kutsata ndondomekoyi pa fomuyi, mungafune kugwiritsa ntchito calculator ya IRS kapena kulankhula ndi wowerengetsa ndalama zanu.

07 Mmene Mungatsimikizirire Kuyenera Kuletsa

Ngati simukudziwa zomwe muyenera kukuletsani muyenera kuyendera chiwerengero choletsera ku www.irs.gov. Chojambuliracho chidzakulowetsani ndalama zanu, zoletsedwa za msonkho, ndi zina. Werengoloyo adzakuuzani kuchuluka kwa momwe mukuyenera kuletsera. Chida ichi chikhoza kutenga nkhawa ya kulingalira kunja. Kuonjezerapo, mukhoza kubwereranso chaka chonse kuti muwone kuti mudakali pano. Kawirikawiri, ndibwino kuti muwone pamene mumapereka misonkho komanso mu August kapena September kapena nthawi iliyonse yomwe mutenga.